First National Bank in Lincoln, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of August 28, 1998

  • First National Bank in Lincoln, Nebraska (NE)
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First National Bank - Overview

  • General
  • FDIC Certificate #: 24187
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Union Bank and Trust Company (#13421)
    Federal Reserve ID: 21555
    Date Established: November 01, 1982
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 16841
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: November 01, 1982
    Last Structure Change Effective Date: August 28, 1998
    Last Structure Change Process Date: September 14, 1998
    Last Data Update: September 14, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 West Fletcher Avenue, Lincoln, NE 68521
    County: Lancaster
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Lincoln, NE (#4360)
    Core Based Statistical Area (CBSA): Lincoln, NE (#30700)
    CBSA Metro Statistical Area: Lincoln, NE (#30700)
  • Financial Summary
  • Total assets: $12.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 8Total employees (full-time equivalent)
  • $12,795Total assets
  • $962Cash and due from depository institutions
  • $198Interest-bearing balances
  • $2,414Securities
  • $1,800Federal funds sold & reverse repurchase agreements
  • $6,905Net loans & leases
  • $88Loan loss allowance
  • $0Trading account assets
  • $572Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $142All other assets
  • $12,795Total liabilities and capital
  • $11,477Total liabilities
  • $11,376Total deposits
  • $9,616Interest-bearing deposits
  • $11,376Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $101All other liabilities
  • $1,318Total equity capital
  • $1,318Total bank equity capital
  • $1,318Perpetual preferred stock
  • $0Common stock
  • $500Surplus
  • $1,050Undivided profits
  • Memoranda
  • $-232Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $97Earning assets
  • $0Long-term assets (5+ years)
  • $77Average Assets, year-to-date
  • $11,317Average Assets, quarterly
  • $999Volatile liabilities
  • $12,132Insider loans
  • $12,292FHLB advances
  • $3,628Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $108Total unused commitments
  • $0Restructured Loans and leases
  • $7,922Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $881Total interest income
  • $401Total interest expense
  • $480Net interest income
  • $48Provision for loan and lease losses
  • $87Total noninterest income
  • $0Fiduciary activities
  • $68Service charges on deposit accounts
  • $0Trading account gains & fees
  • $19Additional noninterest income
  • $476Total noninterest expense
  • $229Salaries and employee benefits
  • $110Premises and equipment expense
  • $137Additional noninterest expense
  • $43Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $43Income before extraordinary items
  • $0Extraordinary gains - net
  • $43Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $17Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.21%Yield on earning assets
  • 3.74%Cost of funding earning assets
  • 4.48%Net interest margin
  • 0.81%Noninterest income to earning assets
  • 4.44%Noninterest expense to earning assets
  • 0.35%Net operating income to assets
  • 0.35%Return on assets (ROA)
  • 0.35%Pretax return on assets
  • 3.36%Return on equity (ROE)
  • 3.36%Retained earnings to average equity (YTD only)
  • 0.23%Net charge-offs to loans
  • 282.35%Credit loss provision to net charge-offs
  • 5.35%Efficiency ratio
  • 83,951Assets per employee
  • 1.60%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.26%Loss allowance to noncurrent loans
  • 90.72%Noncurrent assets plus other real estate owned to assets
  • 0.76%Noncurrent loans to loans
  • 1.39%Net loans and leases to deposits
  • 60.70%Net loans and leases to core deposits
  • 89.12%Equity capital to assets
  • 10.30%Core capital (leverage) ratio
  • 10.76%Tier 1 risk-based capital ratio
  • 16.65%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $12,132Average earning assets
  • $1,280Average equity
  • $10,725Average loans

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