First National Bank at Thermopolis in Thermopolis, Wyoming (WY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 09, 1993

  • First National Bank at Thermopolis in Thermopolis, Wyoming (WY)
  • Show street view No street view available for this location

First National Bank at Thermopolis - Overview

  • General
  • FDIC Certificate #: 2231
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First National Bank (#1172)
    Federal Reserve ID: 28657
    Date Established: January 01, 1934
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 1482
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 09, 1993
    Last Structure Change Process Date: July 15, 1993
    Last Data Update: July 15, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 125 South Fifth, Thermopolis, WY 82443
    County: Hot Springs
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Billings
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $36.4 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $20Total assets
  • $36,064Cash and due from depository institutions
  • $2,010Interest-bearing balances
  • $987Securities
  • $19,816Federal funds sold & reverse repurchase agreements
  • $1,150Net loans & leases
  • $11,904Loan loss allowance
  • $422Trading account assets
  • $0Bank premises and fixed assets
  • $603Other real estate owned
  • $61Goodwill and other intangibles
  • $520Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $36,064Total liabilities
  • $33,061Total deposits
  • $32,809Interest-bearing deposits
  • $28,967Deposits held in domestic offices
  • 32809.00%% insured (estimated)
  • $90Federal funds purchased & repurchase agreements
  • $52Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $200Total equity capital
  • $200Total bank equity capital
  • $3,003Perpetual preferred stock
  • $0Common stock
  • $600Surplus
  • $890Undivided profits
  • Memoranda
  • $1,513Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $460Income earned, not collected on loans
  • $238Earning assets
  • $33,857Long-term assets (5+ years)
  • $4,249Average Assets, year-to-date
  • $35,725Average Assets, quarterly
  • $35,024Volatile liabilities
  • $3,992Insider loans
  • $690FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,538Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,003Total risk weighted assets
  • $17,643Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,685Total interest expense
  • $1,215Net interest income
  • $1,470Provision for loan and lease losses
  • $0Total noninterest income
  • $185Fiduciary activities
  • $0Service charges on deposit accounts
  • $133Trading account gains & fees
  • $0Additional noninterest income
  • $52Total noninterest expense
  • $1,045Salaries and employee benefits
  • $567Premises and equipment expense
  • $124Additional noninterest expense
  • $354Pre-tax net operating income
  • $610Securities gains (losses)
  • $0Applicable income taxes
  • $167Income before extraordinary items
  • $443Extraordinary gains - net
  • $0Net income attributable to bank
  • $443Net charge-offs
  • $15Cash dividends
  • $250Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.09%Cost of funding earning assets
  • 3.66%Net interest margin
  • 4.43%Noninterest income to earning assets
  • 0.56%Noninterest expense to earning assets
  • 3.15%Net operating income to assets
  • 1.24%Return on assets (ROA)
  • 1.24%Pretax return on assets
  • 1.71%Return on equity (ROE)
  • 15.17%Retained earnings to average equity (YTD only)
  • 6.61%Net charge-offs to loans
  • 0.12%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 63,142Assets per employee
  • 1.80%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 56.43%Loss allowance to loans
  • 3.42%Loss allowance to noncurrent loans
  • 91.74%Noncurrent assets plus other real estate owned to assets
  • 1.44%Noncurrent loans to loans
  • 3.73%Net loans and leases to deposits
  • 36.28%Net loans and leases to core deposits
  • 41.23%Equity capital to assets
  • 8.33%Core capital (leverage) ratio
  • 8.33%Tier 1 risk-based capital ratio
  • 17.02%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $35,725Average earning assets
  • $2,920Average equity
  • $33,197Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with First National Bank at Thermopolis.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents