First National Bank at Thermopolis in Thermopolis, Wyoming (WY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 09, 1993

  • First National Bank at Thermopolis in Thermopolis, Wyoming (WY)
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First National Bank at Thermopolis - Overview

  • General
  • FDIC Certificate #: 2231
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First National Bank (#1172)
    Federal Reserve ID: 28657
    Date Established: January 01, 1934
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 1482
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 09, 1993
    Last Structure Change Process Date: July 15, 1993
    Last Data Update: July 15, 1993
    Data Source Date: April 05, 2012
  • Location
  • Address: 125 South Fifth, Thermopolis, WY 82443
    County: Hot Springs
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Billings
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $36.4 mil

Assets and Liabilities (December 31, 1992)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $20Total assets
  • $36,064Cash and due from depository institutions
  • $2,010Interest-bearing balances
  • $987Securities
  • $19,816Federal funds sold & reverse repurchase agreements
  • $1,150Net loans & leases
  • $11,904Loan loss allowance
  • $422Trading account assets
  • $0Bank premises and fixed assets
  • $603Other real estate owned
  • $61Goodwill and other intangibles
  • $520Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $36,064Total liabilities
  • $33,061Total deposits
  • $32,809Interest-bearing deposits
  • $28,967Deposits held in domestic offices
  • 32809.00%% insured (estimated)
  • $90Federal funds purchased & repurchase agreements
  • $52Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $200Total equity capital
  • $200Total bank equity capital
  • $3,003Perpetual preferred stock
  • $0Common stock
  • $600Surplus
  • $890Undivided profits
  • Memoranda
  • $1,513Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $460Income earned, not collected on loans
  • $238Earning assets
  • $33,857Long-term assets (5+ years)
  • $4,249Average Assets, year-to-date
  • $35,725Average Assets, quarterly
  • $35,024Volatile liabilities
  • $3,992Insider loans
  • $690FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,538Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $3,003Total risk weighted assets
  • $17,643Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1992)

  • Dollar figures in thousands
  • $0Total interest income
  • $2,685Total interest expense
  • $1,215Net interest income
  • $1,470Provision for loan and lease losses
  • $0Total noninterest income
  • $185Fiduciary activities
  • $0Service charges on deposit accounts
  • $133Trading account gains & fees
  • $0Additional noninterest income
  • $52Total noninterest expense
  • $1,045Salaries and employee benefits
  • $567Premises and equipment expense
  • $124Additional noninterest expense
  • $354Pre-tax net operating income
  • $610Securities gains (losses)
  • $0Applicable income taxes
  • $167Income before extraordinary items
  • $443Extraordinary gains - net
  • $0Net income attributable to bank
  • $443Net charge-offs
  • $15Cash dividends
  • $250Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1992)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.09%Cost of funding earning assets
  • 3.66%Net interest margin
  • 4.43%Noninterest income to earning assets
  • 0.56%Noninterest expense to earning assets
  • 3.15%Net operating income to assets
  • 1.24%Return on assets (ROA)
  • 1.24%Pretax return on assets
  • 1.71%Return on equity (ROE)
  • 15.17%Retained earnings to average equity (YTD only)
  • 6.61%Net charge-offs to loans
  • 0.12%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 63,142Assets per employee
  • 1.80%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 56.43%Loss allowance to loans
  • 3.42%Loss allowance to noncurrent loans
  • 91.74%Noncurrent assets plus other real estate owned to assets
  • 1.44%Noncurrent loans to loans
  • 3.73%Net loans and leases to deposits
  • 36.28%Net loans and leases to core deposits
  • 41.23%Equity capital to assets
  • 8.33%Core capital (leverage) ratio
  • 8.33%Tier 1 risk-based capital ratio
  • 17.02%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $35,725Average earning assets
  • $2,920Average equity
  • $33,197Average loans

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