First National Bank in Paxton in city_name, state_name - Detailed Financial Reports, Location

First National Bank in Paxton in Paxton, Illinois (IL)
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First National Bank in Paxton routing number info

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First National Bank in Paxton - Overview

General
FDIC Certificate #: 3723
Status: Active
Federal Reserve ID: 654542
Bank Holding Company (Regulatory Top Holder): Agricultural Banking Corporation (RSSDID: 1247624, Location: Paxton, IL)
Date Established: October 20, 1933
WWW: http://www.fnbpax.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 2389
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 106 North Market Street, Paxton, IL 60957
County: Ford
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Champaign
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Core Based Statistical Area (CBSA): Champaign-Urbana, IL (#16580)
CBSA Metro Statistical Area: Champaign-Urbana, IL (#16580)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $72.5 mil
Equity capital: $8.4 mil
Deposits held in domestic offices: $63.8 mil
Return on assets (ROA): 1.11% ($0.8 mil)
Quarterly return on assets: 1.16% ($0.8 mil)
Return on Equity (ROE): 10.06% ($0.8 mil)
Quarterly return on equity: 10.27% ($0.8 mil)
Net income: $0.8 mil
Quarterly Net income: $0.2 mil
Pretax return on assets: 1.11% ($804.4 mil)
Quarterly Pretax return on assets: 1.16% ($840.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
17Total employees (full-time equivalent)
$72,467Total assets
$16,349Cash and due from depository institutions
$15,470Interest-bearing balances
$25,204Securities
$0Federal funds sold & reverse repurchase agreements
$28,825Net loans & leases
$300Loan loss allowance
$0Trading account assets
$110Bank premises and fixed assets
$139Other real estate owned
$0Goodwill and other intangibles
$72,467Life insurance assets
$1,840All other assets
$64,112Total liabilities and capital
$63,763Total liabilities
$55,250Total deposits
$63,763Interest-bearing deposits
$92Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$349Subordinated debt
$8,355All other liabilities
$8,355Total equity capital
$8,355Total bank equity capital
$0Perpetual preferred stock
$250Common stock
$810Surplus
$7,295Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$74Income earned, not collected on loans
$0Earning assets
$397Long-term assets (5+ years)
$69,499Average Assets, year-to-date
$8,246Average Assets, quarterly
$74,492Volatile liabilities
$74,269Insider loans
$33,123FHLB advances
$75,212Loans and leases held for sale
$662Unused loan commitments
$662Tier 1 (core) risk-based capital
$8,026Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$6,204Restructured Loans and leases
$1,070Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$2,379Total interest income
$438Total interest expense
$1,941Net interest income
$0Provision for loan and lease losses
$470Total noninterest income
$0Fiduciary activities
$163Service charges on deposit accounts
$0Trading account gains & fees
$307Additional noninterest income
$1,706Total noninterest expense
$1,113Salaries and employee benefits
$104Premises and equipment expense
$489Additional noninterest expense
$705Pre-tax net operating income
$122Securities gains (losses)
$0Applicable income taxes
$827Income before extraordinary items
$0Extraordinary gains - net
$827Net income attributable to bank
$0Net charge-offs
$827Cash dividends
$11Sale, conversion, retirement of capital stock, net
$770Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
3.33%Yield on earning assets
0.61%Cost of funding earning assets
2.72%Net interest margin
0.66%Noninterest income to earning assets
2.39%Noninterest expense to earning assets
0.95%Net operating income to assets
1.11%Return on assets (ROA)
1.11%Pretax return on assets
10.06%Return on equity (ROE)
0.69%Retained earnings to average equity (YTD only)
0.04%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
64.09%Efficiency ratio
70,759Assets per employee
4.26%Cash dividends to net income (YTD only)
Condition Ratios (%)
93.11%Loss allowance to loans
1.03%Loss allowance to noncurrent loans
405.41%Noncurrent assets plus other real estate owned to assets
0.29%Noncurrent loans to loans
0.25%Net loans and leases to deposits
45.21%Net loans and leases to core deposits
46.63%Equity capital to assets
11.53%Core capital (leverage) ratio
10.67%Tier 1 risk-based capital ratio
24.23%Total risk-based capital ratio
Memoranda
$25Average assets
$74,492Average earning assets
$8,219Average equity
$71,433Average loans

List of branches

2 Illinois Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	2389	First National Bank In Paxton	106 North Market Street, Paxton, IL 60957	October 20, 1933	Full Service Brick and Mortar
1	201808	Plaza Facility	101 South Market Street, Paxton, IL 60957	July 01, 1969	Full Service Brick and Mortar

First National Bank in Paxton in Paxton, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank in Paxton - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

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First National Bank in Paxton in Paxton, Illinois (IL)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank in Paxton - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank in Paxton in Paxton, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches