First National Bank of Alvin in city_name, state_name - Detailed Financial Reports, Location

First National Bank of Alvin in Alvin, Texas (TX)
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First National Bank of Alvin routing number info

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First National Bank of Alvin - Overview

General
FDIC Certificate #: 18282
Status: Active
Federal Reserve ID: 354057
Bank Holding Company (Regulatory Top Holder): Coastal Bancshares, Inc. (RSSDID: 2184043, Location: Pearland, TX)
Date Established: August 01, 1960
WWW: http://www.alvinbank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 12198
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
Date of Deposit Insurance: August 01, 1960
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: State Hwy. 6 And State Hwy 35 Bypass, Alvin, TX 77511
County: Brazoria
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Houston
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Brazoria, TX (#1145)
Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $111.0 mil
Equity capital: $19.1 mil
Deposits held in domestic offices: $90.7 mil
Return on assets (ROA): 1.99% ($2.2 mil)
Quarterly return on assets: 1.83% ($2.0 mil)
Return on Equity (ROE): 11.97% ($2.3 mil)
Quarterly return on equity: 10.73% ($2.0 mil)
Net income: $2.2 mil
Quarterly Net income: $0.5 mil
Pretax return on assets: 1.99% ($2,208.2 mil)
Quarterly Pretax return on assets: 1.83% ($2,030.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
24Total employees (full-time equivalent)
$110,967Total assets
$4,873Cash and due from depository institutions
$600Interest-bearing balances
$77,933Securities
$5,510Federal funds sold & reverse repurchase agreements
$17,766Net loans & leases
$284Loan loss allowance
$0Trading account assets
$2,511Bank premises and fixed assets
$17Other real estate owned
$0Goodwill and other intangibles
$110,967Life insurance assets
$2,357All other assets
$91,818Total liabilities and capital
$90,730Total liabilities
$54,102Total deposits
$90,730Interest-bearing deposits
$90Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$1,088Subordinated debt
$19,149All other liabilities
$19,149Total equity capital
$19,149Total bank equity capital
$0Perpetual preferred stock
$1,088Common stock
$2,616Surplus
$15,445Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$0Earning assets
$512Long-term assets (5+ years)
$101,809Average Assets, year-to-date
$51,591Average Assets, quarterly
$110,270Volatile liabilities
$111,695Insider loans
$41,521FHLB advances
$111,631Loans and leases held for sale
$1,482Unused loan commitments
$1,482Tier 1 (core) risk-based capital
$16,347Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$5,319Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$3,958Total interest income
$198Total interest expense
$3,760Net interest income
$5Provision for loan and lease losses
$982Total noninterest income
$0Fiduciary activities
$759Service charges on deposit accounts
$0Trading account gains & fees
$223Additional noninterest income
$2,542Total noninterest expense
$1,161Salaries and employee benefits
$441Premises and equipment expense
$940Additional noninterest expense
$2,195Pre-tax net operating income
$0Securities gains (losses)
$0Applicable income taxes
$2,195Income before extraordinary items
$0Extraordinary gains - net
$2,195Net income attributable to bank
$0Net charge-offs
$2,195Cash dividends
$1Sale, conversion, retirement of capital stock, net
$1,897Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
3.91%Yield on earning assets
0.20%Cost of funding earning assets
3.72%Net interest margin
0.97%Noninterest income to earning assets
2.51%Noninterest expense to earning assets
1.99%Net operating income to assets
1.99%Return on assets (ROA)
1.99%Pretax return on assets
11.97%Return on equity (ROE)
1.62%Retained earnings to average equity (YTD only)
0.00%Net charge-offs to loans
500.00%Credit loss provision to net charge-offs
2200.00%Efficiency ratio
53,606Assets per employee
4.62%Cash dividends to net income (YTD only)
Condition Ratios (%)
86.42%Loss allowance to loans
1.57%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
0.02%Noncurrent loans to loans
0.00%Net loans and leases to deposits
19.58%Net loans and leases to core deposits
21.20%Equity capital to assets
17.26%Core capital (leverage) ratio
14.64%Tier 1 risk-based capital ratio
39.37%Total risk-based capital ratio
Memoranda
$40Average assets
$110,270Average earning assets
$18,342Average equity
$101,168Average loans

List of branches

2 Texas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	12198	First National Bank Of Alvin	State Hwy. 6 And State Hwy 35 Bypass, Alvin, TX 77511	August 01, 1960	Full Service Brick and Mortar
1	16491	Manvel Branch	20102 Highway 6, Manvel, TX 77578	October 05, 1981	Full Service Brick and Mortar

First National Bank of Alvin in Alvin, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Alvin - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank of Alvin in Alvin, Texas (TX)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Alvin - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank of Alvin in Alvin, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches