First National Bank of Alvin in Alvin, Texas (TX)



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First National Bank of Alvin routing number info

Table of contents:
First National Bank of Alvin
GeneralFDIC Certificate #: 18282
Status: Active
Federal Reserve ID: 354057
Bank Holding Company (Regulatory Top Holder): Coastal Bancshares, Inc. (RSSDID: 2184043, Location: Pearland, TX)
Date Established: August 01, 1960
WWW: http://www.alvinbank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 12198
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
Date of Deposit Insurance: August 01, 1960
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: State Hwy. 6 And State Hwy 35 Bypass, Alvin, TX 77511
County: Brazoria
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Houston
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Brazoria, TX (#1145)
Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $111.0 mil
Equity capital: $19.1 mil
Deposits held in domestic offices: $90.7 mil
Return on assets (ROA): 1.99% ($2.2 mil)
Quarterly return on assets: 1.83% ($2.0 mil)
Return on Equity (ROE): 11.97% ($2.3 mil)
Quarterly return on equity: 10.73% ($2.0 mil)
Net income: $2.2 mil
Quarterly Net income: $0.5 mil
Pretax return on assets: 1.99% ($2,208.2 mil)
Quarterly Pretax return on assets: 1.83% ($2,030.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)24
Total assets$110,967
Cash and due from depository institutions$4,873
Interest-bearing balances$600
Securities$77,933
Federal funds sold & reverse repurchase agreements$5,510
Net loans & leases$17,766
Loan loss allowance $284
Trading account assets$0
Bank premises and fixed assets$2,511
Other real estate owned$17
Goodwill and other intangibles$0
All other assets$2,357
Life insurance assets$110,967
Total liabilities and capital$91,818
Total liabilities$90,730
Total deposits$54,102
Interest-bearing deposits$90,730
Deposits held in domestic offices$90
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $1,088
All other liabilities $19,149
Total equity capital$19,149
Total bank equity capital$19,149
Perpetual preferred stock$0
Common stock$1,088
Surplus$2,616
Undivided profits $15,445
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $0
Earning assets $0
Long-term assets (5+ years) $512
Average Assets, year-to-date $101,809
Average Assets, quarterly $51,591
Volatile liabilities $110,270
Insider loans $111,695
FHLB advances $41,521
Loans and leases held for sale $111,631
Unused loan commitments $1,482
Tier 1 (core) risk-based capital $1,482
Tier 2 risk-based capital $16,347
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $5,319
Derivatives$0
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $3,958
Total interest expense $198
Net interest income $3,760
Provision for loan and lease losses $5
Total noninterest income $982
Fiduciary activities $0
Service charges on deposit accounts $759
Trading account gains & fees $0
Additional noninterest income $223
Total noninterest expense $2,542
Salaries and employee benefits $1,161
Premises and equipment expense $441
Additional noninterest expense $940
Pre-tax net operating income $2,195
Securities gains (losses) $0
Applicable income taxes $0
Income before extraordinary items $2,195
Extraordinary gains - net $0
Net income attributable to bank $2,195
Net charge-offs $0
Cash dividends $2,195
Sale, conversion, retirement of capital stock, net $1
Net operating income $1,897
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets3.91%
Cost of funding earning assets 0.20%
Net interest margin 3.72%
Noninterest income to earning assets 0.97%
Noninterest expense to earning assets 2.51%
Net operating income to assets 1.99%
Return on assets (ROA) 1.99%
Pretax return on assets 1.99%
Return on equity (ROE) 11.97%
Retained earnings to average equity (YTD only) 1.62%
Net charge-offs to loans 0.00%
Credit loss provision to net charge-offs 500.00%
Efficiency ratio2200.00%
Assets per employee$53,606
Cash dividends to net income (YTD only)4.62%
Condition Ratios (%)
Loss allowance to loans 86.42%
Loss allowance to noncurrent loans 1.57%
Noncurrent assets plus other real estate owned to assets 0.00%
Noncurrent loans to loans 0.02%
Net loans and leases to deposits0.00%
Net loans and leases to core deposits 19.58%
Equity capital to assets 21.20%
Core capital (leverage) ratio 17.26%
Tier 1 risk-based capital ratio 14.64%
Total risk-based capital ratio 39.37%
Memoranda
Average assets$40
Average earning assets$110,270
Average equity $18,342
Average loans $101,168
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2 Texas Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
012198First National Bank Of AlvinState Hwy. 6 And State Hwy 35 Bypass, Alvin, TX 77511August 01, 1960Full Service Brick and Mortar
116491Manvel Branch20102 Highway 6, Manvel, TX 77578October 05, 1981Full Service Brick and Mortar
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