First National Bank of Bellaire in Bellaire, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 02, 2003

  • First National Bank of Bellaire in Bellaire, Texas (TX)
  • Show street view No street view available for this location

First National Bank of Bellaire - Overview

  • General
  • FDIC Certificate #: 18861
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Tradition Bank - Bellaire (#23032)
    Federal Reserve ID: 90159
    Date Established: August 15, 1963
    WWW: http://www.fnbbellaire.com
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 12716
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: August 15, 1963
    Last Structure Change Effective Date: October 02, 2003
    Last Structure Change Process Date: January 14, 2004
    Last Data Update: January 14, 2004
    Data Source Date: April 05, 2012
  • Location
  • Address: 5501 Bissonnett Street, Bellaire, TX 77401
    County: Harris
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Houston, TX (#3360)
    Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
    Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
    Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
    CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
  • Financial Summary
  • Total assets: $87.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2002)

  • Dollar figures in thousands
  • 26Total employees (full-time equivalent)
  • $80,198Total assets
  • $2,982Cash and due from depository institutions
  • $0Interest-bearing balances
  • $31,095Securities
  • $1,500Federal funds sold & reverse repurchase agreements
  • $41,941Net loans & leases
  • $473Loan loss allowance
  • $0Trading account assets
  • $1,255Bank premises and fixed assets
  • $652Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $773All other assets
  • $80,198Total liabilities and capital
  • $73,164Total liabilities
  • $72,157Total deposits
  • $55,271Interest-bearing deposits
  • $72,157Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $519Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $488All other liabilities
  • $7,034Total equity capital
  • $7,034Total bank equity capital
  • $7,034Perpetual preferred stock
  • $0Common stock
  • $3,111Surplus
  • $3,193Undivided profits
  • Memoranda
  • $730Noncurrent loans and leases
  • $3,549Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $465Average Assets, year-to-date
  • $74,536Average Assets, quarterly
  • $6,726Volatile liabilities
  • $75,806Insider loans
  • $80,329FHLB advances
  • $10,707Loans and leases held for sale
  • $50Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $81Total risk weighted assets
  • $3,549Total unused commitments
  • $0Restructured Loans and leases
  • $473Derivatives

Income and Expense (December 31, 2002)

  • Dollar figures in thousands
  • $4,013Total interest income
  • $1,348Total interest expense
  • $2,665Net interest income
  • $35Provision for loan and lease losses
  • $336Total noninterest income
  • $0Fiduciary activities
  • $243Service charges on deposit accounts
  • $0Trading account gains & fees
  • $93Additional noninterest income
  • $2,208Total noninterest expense
  • $1,217Salaries and employee benefits
  • $328Premises and equipment expense
  • $663Additional noninterest expense
  • $758Pre-tax net operating income
  • $152Securities gains (losses)
  • $260Applicable income taxes
  • $650Income before extraordinary items
  • $0Extraordinary gains - net
  • $650Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$2Sale, conversion, retirement of capital stock, net
  • $622Net operating income

Performance and Condition Ratios (December 31, 2002)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.73%Yield on earning assets
  • 1.92%Cost of funding earning assets
  • 3.80%Net interest margin
  • 0.48%Noninterest income to earning assets
  • 3.15%Noninterest expense to earning assets
  • 0.72%Net operating income to assets
  • 0.86%Return on assets (ROA)
  • 1.20%Pretax return on assets
  • 9.33%Return on equity (ROE)
  • 0.40%Retained earnings to average equity (YTD only)
  • -0.01%Net charge-offs to loans
  • -1750.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 73,575Assets per employee
  • 3.08%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 95.69%Loss allowance to loans
  • 1.12%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.81%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 58.12%Net loans and leases to core deposits
  • 67.68%Equity capital to assets
  • 8.77%Core capital (leverage) ratio
  • 8.58%Tier 1 risk-based capital ratio
  • 13.12%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $75,806Average earning assets
  • $6,966Average equity
  • $70,064Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with First National Bank of Bellaire.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents