First National Bank of Chaska in Chaska, Minnesota (MN)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 02, 2005

  • First National Bank of Chaska in Chaska, Minnesota (MN)
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First National Bank of Chaska - Overview

  • General
  • FDIC Certificate #: 5111
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: KleinBank (#1414)
    Federal Reserve ID: 279253
    Date Established: September 01, 1906
    WWW: http://www.kleinet.comchaska/
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 3 (Interstate: No)
    OTS Docket #: 12479
    FDIC's unique #: 3418
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: April 02, 2005
    Last Structure Change Process Date: April 22, 2005
    Last Data Update: April 22, 2005
    Data Source Date: April 05, 2012
  • Location
  • Address: 301 Chestnut Street, Chaska, MN 55318
    County: Carver
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Minneapolis
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Minneapolis-St. Paul, MN-WI (#5120)
    Combined Statistical Area (CSA): Minneapolis-St. Paul-St. Cloud, MN-WI (#378)
    Core Based Statistical Area (CBSA): Minneapolis-St. Paul-Bloomington, MN-WI (#33460)
    CBSA Metro Statistical Area: Minneapolis-St. Paul-Bloomington, MN-WI (#33460)
  • Financial Summary
  • Total assets: $177.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

  • Dollar figures in thousands
  • 33Total employees (full-time equivalent)
  • $181,772Total assets
  • $9,418Cash and due from depository institutions
  • $1,005Interest-bearing balances
  • $53,231Securities
  • $2,791Federal funds sold & reverse repurchase agreements
  • $108,938Net loans & leases
  • $1,555Loan loss allowance
  • $0Trading account assets
  • $3,524Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $3,870All other assets
  • $181,772Total liabilities and capital
  • $163,738Total liabilities
  • $161,663Total deposits
  • $120,511Interest-bearing deposits
  • $161,663Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $1,394Other borrowed funds
  • $0Subordinated debt
  • $681All other liabilities
  • $18,034Total equity capital
  • $18,034Total bank equity capital
  • $18,034Perpetual preferred stock
  • $0Common stock
  • $206Surplus
  • $844Undivided profits
  • Memoranda
  • $16,984Noncurrent loans and leases
  • $36,686Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,454Earning assets
  • $514Long-term assets (5+ years)
  • $763Average Assets, year-to-date
  • $165,965Average Assets, quarterly
  • $20,047Volatile liabilities
  • $175,131Insider loans
  • $176,903FHLB advances
  • $13,657Loans and leases held for sale
  • $3,739Unused loan commitments
  • $500Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $1,018Total risk weighted assets
  • $36,686Total unused commitments
  • $0Restructured Loans and leases
  • $1,555Derivatives

Income and Expense (December 31, 2004)

  • Dollar figures in thousands
  • $7,805Total interest income
  • $1,440Total interest expense
  • $6,365Net interest income
  • $1,126Provision for loan and lease losses
  • $2,816Total noninterest income
  • $0Fiduciary activities
  • $1,222Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,594Additional noninterest income
  • $6,467Total noninterest expense
  • $3,088Salaries and employee benefits
  • $752Premises and equipment expense
  • $2,627Additional noninterest expense
  • $1,588Pre-tax net operating income
  • $11Securities gains (losses)
  • $12Applicable income taxes
  • $1,587Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,587Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,063Sale, conversion, retirement of capital stock, net
  • $1,090Net operating income

Performance and Condition Ratios (December 31, 2004)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.85%Yield on earning assets
  • 0.90%Cost of funding earning assets
  • 3.96%Net interest margin
  • 1.75%Noninterest income to earning assets
  • 4.02%Noninterest expense to earning assets
  • 0.90%Net operating income to assets
  • 0.91%Return on assets (ROA)
  • 0.91%Pretax return on assets
  • 8.89%Return on equity (ROE)
  • 2.78%Retained earnings to average equity (YTD only)
  • 1.02%Net charge-offs to loans
  • 105.93%Credit loss provision to net charge-offs
  • 2.55%Efficiency ratio
  • 70,439Assets per employee
  • 5.51%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 68.68%Loss allowance to loans
  • 1.41%Loss allowance to noncurrent loans
  • 106.95%Noncurrent assets plus other real estate owned to assets
  • 0.80%Noncurrent loans to loans
  • 1.32%Net loans and leases to deposits
  • 67.39%Net loans and leases to core deposits
  • 72.92%Equity capital to assets
  • 9.92%Core capital (leverage) ratio
  • 10.35%Tier 1 risk-based capital ratio
  • 12.67%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $175,131Average earning assets
  • $17,846Average equity
  • $160,828Average loans

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