First National Bank of Dayton in city_name, state_name - Detailed Financial Reports, Location

First National Bank of Dayton in Dayton, Texas (TX)
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First National Bank of Dayton - Overview

General
FDIC Certificate #: 23388
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Paradigm Bank Texas (#23168)
Federal Reserve ID: 551052
Date Established: March 09, 1981
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 1 (Interstate: No)
FDIC's unique #: 16394
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: March 09, 1981
Last Structure Change Effective Date: December 30, 1997
Last Structure Change Process Date: January 22, 1998
Last Data Update: January 22, 1998
Data Source Date: April 05, 2012
Location
Address: 1300 West Clayton, Dayton, TX 77535
County: Liberty
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Houston
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Houston, TX (#3360)
Consolidated Metropolitan Statistical Area (CMSA): Houston-Galveston-Brazoria, TX (#42)
Combined Statistical Area (CSA): Houston-Baytown-Huntsville, TX (#288)
Core Based Statistical Area (CBSA): Houston-Sugar Land-Baytown, TX (#26420)
CBSA Metro Statistical Area: Houston-Sugar Land-Baytown, TX (#26420)
Financial Summary
Total assets: $16.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

Dollar figures in thousands
0Total employees (full-time equivalent)
$15Total assets
$16,686Cash and due from depository institutions
$1,531Interest-bearing balances
$0Securities
$4,931Federal funds sold & reverse repurchase agreements
$1,725Net loans & leases
$7,267Loan loss allowance
$80Trading account assets
$0Bank premises and fixed assets
$264Other real estate owned
$439Goodwill and other intangibles
$529Life insurance assets
$0All other assets
$0Total liabilities and capital
$16,686Total liabilities
$14,884Total deposits
$14,852Interest-bearing deposits
$10,568Deposits held in domestic offices
14852.00%% insured (estimated)
$96Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$32Total equity capital
$32Total bank equity capital
$1,802Perpetual preferred stock
$0Common stock
$423Surplus
$1,669Undivided profits
Memoranda
$-290Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$39Earning assets
$13,923Long-term assets (5+ years)
$606Average Assets, year-to-date
$16,068Average Assets, quarterly
$16,351Volatile liabilities
$818Insider loans
$461FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$287Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$1,492Total risk weighted assets
$7,996Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1996)

Dollar figures in thousands
$0Total interest income
$1,152Total interest expense
$383Net interest income
$769Provision for loan and lease losses
-$9Total noninterest income
$284Fiduciary activities
$0Service charges on deposit accounts
$256Trading account gains & fees
$0Additional noninterest income
$28Total noninterest expense
$795Salaries and employee benefits
$420Premises and equipment expense
$79Additional noninterest expense
$296Pre-tax net operating income
$267Securities gains (losses)
$7Applicable income taxes
$49Income before extraordinary items
$225Extraordinary gains - net
$0Net income attributable to bank
$225Net charge-offs
-$2Cash dividends
$0Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1996)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.57%Cost of funding earning assets
2.85%Net interest margin
5.72%Noninterest income to earning assets
2.11%Noninterest expense to earning assets
5.91%Net operating income to assets
1.36%Return on assets (ROA)
1.40%Pretax return on assets
1.71%Return on equity (ROE)
13.35%Retained earnings to average equity (YTD only)
13.35%Net charge-offs to loans
-0.03%Credit loss provision to net charge-offs
450.00%Efficiency ratio
75,499Assets per employee
1.11%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.09%Loss allowance to noncurrent loans
0.00%Noncurrent assets plus other real estate owned to assets
2.63%Noncurrent loans to loans
0.00%Net loans and leases to deposits
48.93%Net loans and leases to core deposits
51.78%Equity capital to assets
10.80%Core capital (leverage) ratio
9.33%Tier 1 risk-based capital ratio
18.66%Total risk-based capital ratio
Memoranda
$20Average assets
$16,068Average earning assets
$1,685Average equity
$13,448Average loans

First National Bank of Dayton in Dayton, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Dayton - Overview

Assets and Liabilities (December 31, 1996)

Income and Expense (December 31, 1996)

Performance and Condition Ratios (December 31, 1996)

Comment about this bank, ask questions, or add new information about it:

First National Bank of Dayton in Dayton, Texas (TX)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Dayton - Overview

Assets and Liabilities (December 31, 1996)

Income and Expense (December 31, 1996)

Performance and Condition Ratios (December 31, 1996)

Comment about this bank, ask questions, or add new information about it:

First National Bank of Dayton in Dayton, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches