First National Bank of Jasper in Jasper, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Jasper - Overview

  • General
  • FDIC Certificate #: 18150
    Status: Active
    Federal Reserve ID: 975555
    Bank Holding Company (Regulatory Top Holder): East Texas Bancshares, Inc. (RSSDID: 1135909, Location: Livingston, TX)
    Date Established: Febuary 06, 1960
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Domestic: 2, Interstate: No)
    FDIC's unique #: 12071
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
    Date of Deposit Insurance: Febuary 06, 1960
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 301 East Houston Street, Jasper, TX 75951
    County: Jasper
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Houston
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $222.2 mil
    Equity capital: $28.2 mil
    Deposits held in domestic offices: $188.5 mil
    Return on assets (ROA): 0.12% ($0.3 mil)
    Quarterly return on assets: 0.10% ($0.2 mil)
    Return on Equity (ROE): 1.01% ($0.3 mil)
    Quarterly return on equity: 0.79% ($0.2 mil)
    Net income: $0.3 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: -0.05% (-$111.1 mil)
    Quarterly Pretax return on assets: 0.03% ($66.7 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 57Total employees (full-time equivalent)
  • $222,230Total assets
  • $20,213Cash and due from depository institutions
  • $17,568Interest-bearing balances
  • $112,980Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $80,905Net loans & leases
  • $1,356Loan loss allowance
  • $0Trading account assets
  • $1,548Bank premises and fixed assets
  • $467Other real estate owned
  • $0Goodwill and other intangibles
  • $222,230Life insurance assets
  • $6,117All other assets
  • $194,024Total liabilities and capital
  • $188,470Total liabilities
  • $147,971Total deposits
  • $188,470Interest-bearing deposits
  • $87Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $3,034Trading liabilities
  • $0Other borrowed funds
  • $2,520Subordinated debt
  • $28,206All other liabilities
  • $28,206Total equity capital
  • $28,206Total bank equity capital
  • $0Perpetual preferred stock
  • $504Common stock
  • $8,004Surplus
  • $19,698Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,708Income earned, not collected on loans
  • $0Earning assets
  • $1,139Long-term assets (5+ years)
  • $211,453Average Assets, year-to-date
  • $95,770Average Assets, quarterly
  • $223,685Volatile liabilities
  • $221,405Insider loans
  • $76,055FHLB advances
  • $211,563Loans and leases held for sale
  • $2,214Unused loan commitments
  • $2,214Tier 1 (core) risk-based capital
  • $23,873Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $3,053Restructured Loans and leases
  • $281Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $8,546Total interest income
  • $1,210Total interest expense
  • $7,336Net interest income
  • $190Provision for loan and lease losses
  • $801Total noninterest income
  • $0Fiduciary activities
  • $717Service charges on deposit accounts
  • $0Trading account gains & fees
  • $84Additional noninterest income
  • $5,713Total noninterest expense
  • $3,396Salaries and employee benefits
  • $422Premises and equipment expense
  • $1,895Additional noninterest expense
  • $2,234Pre-tax net operating income
  • -$2,341Securities gains (losses)
  • -$380Applicable income taxes
  • $273Income before extraordinary items
  • $0Extraordinary gains - net
  • $273Net income attributable to bank
  • $0Net charge-offs
  • $273Cash dividends
  • $64Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.03%Yield on earning assets
  • 0.57%Cost of funding earning assets
  • 3.46%Net interest margin
  • 0.38%Noninterest income to earning assets
  • 2.70%Noninterest expense to earning assets
  • 0.79%Net operating income to assets
  • 0.12%Return on assets (ROA)
  • -0.05%Pretax return on assets
  • 1.01%Return on equity (ROE)
  • 1.01%Retained earnings to average equity (YTD only)
  • 0.08%Net charge-offs to loans
  • 296.88%Credit loss provision to net charge-offs
  • 37.88%Efficiency ratio
  • 70,210Assets per employee
  • 3.90%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.65%Loss allowance to noncurrent loans
  • 79.39%Noncurrent assets plus other real estate owned to assets
  • 0.98%Noncurrent loans to loans
  • 2.08%Net loans and leases to deposits
  • 42.93%Net loans and leases to core deposits
  • 47.77%Equity capital to assets
  • 12.69%Core capital (leverage) ratio
  • 11.28%Tier 1 risk-based capital ratio
  • 31.39%Total risk-based capital ratio
  • Memoranda
  • $33Average assets
  • $223,685Average earning assets
  • $27,034Average equity
  • $211,894Average loans

List of branches

  • 2 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    012071First National Bank Of Jasper301 East Houston Street, Jasper, TX 75951Febuary 06, 1960Full Service Brick and Mortar
    1244027Woodville Branch2873 Highway 190 East, Woodville, TX 75979August 12, 1991Full Service Brick and Mortar

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