First National Bank of Johns Creek in Suwanee, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 12, 2002

  • First National Bank of Johns Creek in Suwanee, Georgia (GA)
  • Show street view No street view available for this location

First National Bank of Johns Creek - Overview

  • General
  • FDIC Certificate #: 35089
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Main Street Bank (#9243)
    Federal Reserve ID: 2845719
    Date Established: September 01, 1999
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 2 (Interstate: No)
    FDIC's unique #: 74667
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: September 01, 1999
    Last Structure Change Effective Date: December 12, 2002
    Last Structure Change Process Date: December 20, 2002
    Last Data Update: December 20, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: 3838 Johns Creek Parkway, Suwanee, GA 30024
    County: Forsyth
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Atlanta
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Atlanta, GA (#520)
    Combined Statistical Area (CSA): Atlanta-Sandy Springs-Gainesville, GA-AL (#122)
    Core Based Statistical Area (CBSA): Atlanta-Sandy Springs-Marietta, GA (#12060)
    CBSA Metro Statistical Area: Atlanta-Sandy Springs-Marietta, GA (#12060)
  • Financial Summary
  • Total assets: $106.8 mil

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 17Total employees (full-time equivalent)
  • $77,738Total assets
  • $1,321Cash and due from depository institutions
  • $250Interest-bearing balances
  • $7,440Securities
  • $2,060Federal funds sold & reverse repurchase agreements
  • $62,022Net loans & leases
  • $786Loan loss allowance
  • $0Trading account assets
  • $3,467Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,428All other assets
  • $77,738Total liabilities and capital
  • $68,332Total liabilities
  • $63,982Total deposits
  • $61,175Interest-bearing deposits
  • $63,982Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $3,950Other borrowed funds
  • $0Subordinated debt
  • $400All other liabilities
  • $9,406Total equity capital
  • $9,406Total bank equity capital
  • $9,406Perpetual preferred stock
  • $0Common stock
  • $4,847Surplus
  • $4,747Undivided profits
  • Memoranda
  • $-188Noncurrent loans and leases
  • $11,869Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $407Average Assets, year-to-date
  • $71,772Average Assets, quarterly
  • $7,505Volatile liabilities
  • $62,405Insider loans
  • $75,016FHLB advances
  • $24,611Loans and leases held for sale
  • $354Unused loan commitments
  • $3,950Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $11,869Total unused commitments
  • $0Restructured Loans and leases
  • $786Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $4,702Total interest income
  • $2,510Total interest expense
  • $2,192Net interest income
  • $410Provision for loan and lease losses
  • $345Total noninterest income
  • $0Fiduciary activities
  • $32Service charges on deposit accounts
  • $0Trading account gains & fees
  • $313Additional noninterest income
  • $2,001Total noninterest expense
  • $1,203Salaries and employee benefits
  • $277Premises and equipment expense
  • $521Additional noninterest expense
  • $126Pre-tax net operating income
  • $98Securities gains (losses)
  • -$255Applicable income taxes
  • $479Income before extraordinary items
  • $0Extraordinary gains - net
  • $479Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.37%Yield on earning assets
  • 4.47%Cost of funding earning assets
  • 3.90%Net interest margin
  • 0.61%Noninterest income to earning assets
  • 3.56%Noninterest expense to earning assets
  • 0.61%Net operating income to assets
  • 0.77%Return on assets (ROA)
  • 0.36%Pretax return on assets
  • 5.29%Return on equity (ROE)
  • 5.29%Retained earnings to average equity (YTD only)
  • 0.00%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 78,873Assets per employee
  • 4.57%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.25%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 96.94%Net loans and leases to core deposits
  • 153.63%Equity capital to assets
  • 12.10%Core capital (leverage) ratio
  • 12.46%Tier 1 risk-based capital ratio
  • 13.34%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $62,405Average earning assets
  • $9,061Average equity
  • $56,167Average loans

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with First National Bank of Johns Creek.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents