First National Bank of Russellville in Russellville, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 09, 1998

  • First National Bank of Russellville in Russellville, Arkansas (AR)
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First National Bank of Russellville - Overview

  • General
  • FDIC Certificate #: 1033
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Regions Bank (#12368)
    Federal Reserve ID: 671343
    Date Established: January 01, 1897
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 8 (Interstate: No)
    FDIC's unique #: 686
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: No
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: October 09, 1998
    Last Structure Change Process Date: November 05, 1998
    Last Data Update: November 05, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: Second And Denver Streets, Russellville, AR 72801
    County: Pope
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Russellville, AR (#40780)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $257.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 91Total employees (full-time equivalent)
  • $269,824Total assets
  • $14,446Cash and due from depository institutions
  • $0Interest-bearing balances
  • $49,554Securities
  • $2,500Federal funds sold & reverse repurchase agreements
  • $196,034Net loans & leases
  • $3,636Loan loss allowance
  • $0Trading account assets
  • $3,491Bank premises and fixed assets
  • $69Other real estate owned
  • $182Goodwill and other intangibles
  • $0Life insurance assets
  • $3,548All other assets
  • $269,824Total liabilities and capital
  • $253,243Total liabilities
  • $252,302Total deposits
  • $221,819Interest-bearing deposits
  • $252,302Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $941All other liabilities
  • $16,581Total equity capital
  • $16,581Total bank equity capital
  • $16,581Perpetual preferred stock
  • $0Common stock
  • $100Surplus
  • $1,700Undivided profits
  • Memoranda
  • $14,781Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,455Earning assets
  • $133Long-term assets (5+ years)
  • $1,669Average Assets, year-to-date
  • $248,088Average Assets, quarterly
  • $35,202Volatile liabilities
  • $227,625Insider loans
  • $257,968FHLB advances
  • $42,880Loans and leases held for sale
  • $5,622Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $23,331Total unused commitments
  • $0Restructured Loans and leases
  • $188,084Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $17,840Total interest income
  • $8,509Total interest expense
  • $9,331Net interest income
  • $2,055Provision for loan and lease losses
  • $2,000Total noninterest income
  • $144Fiduciary activities
  • $907Service charges on deposit accounts
  • $0Trading account gains & fees
  • $949Additional noninterest income
  • $5,952Total noninterest expense
  • $2,806Salaries and employee benefits
  • $868Premises and equipment expense
  • $2,278Additional noninterest expense
  • $3,324Pre-tax net operating income
  • $4Securities gains (losses)
  • $1,171Applicable income taxes
  • $2,157Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,157Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $361Sale, conversion, retirement of capital stock, net
  • $400Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.50%Yield on earning assets
  • 4.05%Cost of funding earning assets
  • 4.45%Net interest margin
  • 0.95%Noninterest income to earning assets
  • 2.84%Noninterest expense to earning assets
  • 0.95%Net operating income to assets
  • 0.95%Return on assets (ROA)
  • 1.46%Pretax return on assets
  • 13.90%Return on equity (ROE)
  • 11.33%Retained earnings to average equity (YTD only)
  • 0.20%Net charge-offs to loans
  • 569.25%Credit loss provision to net charge-offs
  • 14.90%Efficiency ratio
  • 52,122Assets per employee
  • 2.97%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 18.54%Loss allowance to loans
  • 1.82%Loss allowance to noncurrent loans
  • 249.90%Noncurrent assets plus other real estate owned to assets
  • 0.56%Noncurrent loans to loans
  • 0.73%Net loans and leases to deposits
  • 77.70%Net loans and leases to core deposits
  • 93.61%Equity capital to assets
  • 6.15%Core capital (leverage) ratio
  • 6.34%Tier 1 risk-based capital ratio
  • 8.72%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $227,625Average earning assets
  • $15,513Average equity
  • $209,908Average loans

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