First National Bank of Shelbyville in city_name, state_name

First National Bank of Shelbyville in Shelbyville, Tennessee (TN)
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First National Bank of Shelbyville - Overview

General
FDIC Certificate #: 4961
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Union Planters Bank, National Association (#4979)
Federal Reserve ID: 910538
Date Established: September 30, 1915
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 7 (Interstate: No)
OTS Docket #: 13660
FDIC's unique #: 3303
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: No
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: January 01, 1998
Last Structure Change Process Date: January 26, 1998
Last Data Update: January 26, 1998
Data Source Date: April 05, 2012
Location
Address: 111 North Spring Street, Shelbyville, TN 37160
County: Bedford
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Nashville
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Core Based Statistical Area (CBSA): Shelbyville, TN (#43180)
CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $201.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

Dollar figures in thousands
70Total employees (full-time equivalent)
$201,075Total assets
$6,384Cash and due from depository institutions
$190Interest-bearing balances
$46,187Securities
$17,310Federal funds sold & reverse repurchase agreements
$123,407Net loans & leases
$2,506Loan loss allowance
$0Trading account assets
$2,755Bank premises and fixed assets
$0Other real estate owned
$131Goodwill and other intangibles
$0Life insurance assets
$4,901All other assets
$201,075Total liabilities and capital
$183,754Total liabilities
$171,085Total deposits
$146,125Interest-bearing deposits
$171,085Deposits held in domestic offices
0.00%% insured (estimated)
$951Federal funds purchased & repurchase agreements
$0Trading liabilities
$9,049Other borrowed funds
$0Subordinated debt
$2,669All other liabilities
$17,321Total equity capital
$17,321Total bank equity capital
$17,321Perpetual preferred stock
$0Common stock
$1,000Surplus
$7,056Undivided profits
Memoranda
$9,265Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$325Earning assets
$0Long-term assets (5+ years)
$990Average Assets, year-to-date
$187,094Average Assets, quarterly
$31,422Volatile liabilities
$196,653Insider loans
$202,226FHLB advances
$24,866Loans and leases held for sale
$1,279Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$130Total risk weighted assets
$12,748Total unused commitments
$0Restructured Loans and leases
$117,584Derivatives

Income and Expense (December 31, 1997)

Dollar figures in thousands
$15,362Total interest income
$6,827Total interest expense
$8,535Net interest income
-$100Provision for loan and lease losses
$1,619Total noninterest income
$0Fiduciary activities
$1,061Service charges on deposit accounts
$0Trading account gains & fees
$558Additional noninterest income
$5,581Total noninterest expense
$2,902Salaries and employee benefits
$821Premises and equipment expense
$1,858Additional noninterest expense
$4,673Pre-tax net operating income
$0Securities gains (losses)
$1,698Applicable income taxes
$2,975Income before extraordinary items
$0Extraordinary gains - net
$2,975Net income attributable to bank
$0Net charge-offs
$0Cash dividends
-$285Sale, conversion, retirement of capital stock, net
$957Net operating income

Performance and Condition Ratios (December 31, 1997)

Dollar figures in thousands
Performance Ratios (%, annualized)
8.58%Yield on earning assets
3.81%Cost of funding earning assets
4.77%Net interest margin
0.90%Noninterest income to earning assets
3.12%Noninterest expense to earning assets
1.51%Net operating income to assets
1.51%Return on assets (ROA)
2.38%Pretax return on assets
18.05%Return on equity (ROE)
12.25%Retained earnings to average equity (YTD only)
-0.23%Net charge-offs to loans
35.09%Credit loss provision to net charge-offs
0.00%Efficiency ratio
54,786Assets per employee
2.87%Cash dividends to net income (YTD only)
Condition Ratios (%)
32.17%Loss allowance to loans
1.99%Loss allowance to noncurrent loans
771.08%Noncurrent assets plus other real estate owned to assets
0.16%Noncurrent loans to loans
0.26%Net loans and leases to deposits
72.13%Net loans and leases to core deposits
83.85%Equity capital to assets
8.61%Core capital (leverage) ratio
8.26%Tier 1 risk-based capital ratio
14.19%Total risk-based capital ratio
Memoranda
$15Average assets
$196,653Average earning assets
$16,479Average equity
$179,074Average loans

First National Bank of Shelbyville in Shelbyville, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Shelbyville - Overview

Assets and Liabilities (December 31, 1997)

Income and Expense (December 31, 1997)

Performance and Condition Ratios (December 31, 1997)

Comment about this bank, ask questions, or add new information about it:

First National Bank of Shelbyville in Shelbyville, Tennessee (TN)Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Shelbyville - Overview

Assets and Liabilities (December 31, 1997)

Income and Expense (December 31, 1997)

Performance and Condition Ratios (December 31, 1997)

Comment about this bank, ask questions, or add new information about it:

First National Bank of Shelbyville in Shelbyville, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches