FDIC Certificate #: 22375 Status: Inactive Closing history: Consolidated - Without Assistance Acquiring institution:Wells Fargo Bank Texas, National Association (#14533) Federal Reserve ID: 986168 Date Established: November 29, 1976 Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 5 (Interstate: No) OTS Docket #: 10646 FDIC's unique #: 15582 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes Oakar Institutions: Yes State Chartered: No Date of Deposit Insurance: November 29, 1976 Last Structure Change Effective Date: Febuary 12, 2000 Last Structure Change Process Date: March 21, 2000 Last Data Update: March 21, 2000 Data Source Date: April 05, 2012
Location
Address: 750 East Mulberry Avenue, San Antonio, TX 78212 County: Bexar Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: San Francisco FDIC Field Office: Austin Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): San Antonio, TX (#7240) Core Based Statistical Area (CBSA): San Antonio-New Braunfels, TX (#41700) CBSA Metro Statistical Area: San Antonio-New Braunfels, TX (#41700)
Financial Summary
Total assets: $264.5 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1999)
Dollar figures in thousands
105Total employees (full-time equivalent)
$264,513Total assets
$11,470Cash and due from depository institutions
$57Interest-bearing balances
$66,705Securities
$50Federal funds sold & reverse repurchase agreements
$152,700Net loans & leases
$6,407Loan loss allowance
$0Trading account assets
$4,829Bank premises and fixed assets
$329Other real estate owned
$19,265Goodwill and other intangibles
$0Life insurance assets
$9,165All other assets
$264,513Total liabilities and capital
$227,451Total liabilities
$224,345Total deposits
$176,291Interest-bearing deposits
$224,345Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$3,106All other liabilities
$37,062Total equity capital
$37,062Total bank equity capital
$37,062Perpetual preferred stock
$0Common stock
$675Surplus
$35,830Undivided profits
Memoranda
$557Noncurrent loans and leases
$24,226Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$537Earning assets
$0Long-term assets (5+ years)
$1,815Average Assets, year-to-date
$219,512Average Assets, quarterly
$34,602Volatile liabilities
$267,770Insider loans
$265,209FHLB advances
$30,305Loans and leases held for sale
$948Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$24,226Total unused commitments
$0Restructured Loans and leases
$2,168Derivatives
Income and Expense (December 31, 1999)
Dollar figures in thousands
$976Total interest income
$299Total interest expense
$677Net interest income
$0Provision for loan and lease losses
$139Total noninterest income
$0Fiduciary activities
$129Service charges on deposit accounts
$0Trading account gains & fees
$10Additional noninterest income
$410Total noninterest expense
$265Salaries and employee benefits
$50Premises and equipment expense
$95Additional noninterest expense
$406Pre-tax net operating income
-$4Securities gains (losses)
$122Applicable income taxes
$280Income before extraordinary items
$0Extraordinary gains - net
$280Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$49Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 1999)
Dollar figures in thousands
Performance Ratios (%, annualized)
0.41%Yield on earning assets
0.13%Cost of funding earning assets
0.29%Net interest margin
0.06%Noninterest income to earning assets
0.17%Noninterest expense to earning assets
0.11%Net operating income to assets
0.10%Return on assets (ROA)
0.15%Pretax return on assets
1.17%Return on equity (ROE)
1.17%Retained earnings to average equity (YTD only)
0.03%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
8.29%Efficiency ratio
50,245Assets per employee
2.52%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
4.03%Loss allowance to noncurrent loans
1193.11%Noncurrent assets plus other real estate owned to assets
0.33%Noncurrent loans to loans
0.34%Net loans and leases to deposits
68.06%Net loans and leases to core deposits
78.70%Equity capital to assets
14.01%Core capital (leverage) ratio
6.42%Tier 1 risk-based capital ratio
9.23%Total risk-based capital ratio
Memoranda
$11Average assets
$267,770Average earning assets
$23,952Average equity
$237,278Average loans
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