First National Bank of Wyoming in city_name, state_name - Detailed Financial Reports, Location

First National Bank of Wyoming in Laramie, Wyoming (WY), CO
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First National Bank of Wyoming routing number info

First National Bank of Wyoming - Overview

General
FDIC Certificate #: 19266
Status: Active
Federal Reserve ID: 906559
Bank Holding Company (Regulatory Top Holder): First Capital West Bankshares, Inc. (RSSDID: 2022471, Location: Laramie, WY)
Date Established: October 26, 1964
WWW: http://www.fnbwyo.com
Trust Powers Granted: Yes
Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
Offices: 3 (Domestic: 3, Interstate: Yes)
OTS Docket #: 9899
FDIC's unique #: 13080
Numeric code: 3
Regulator: OCC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: No
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: October 26, 1964
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 2020 Grand Ave, Laramie, WY 82070
County: Albany
Quarterly Banking Profile Region: San Francisco
FDIC Geographic Region: San Francisco
FDIC Supervisory Region: San Francisco
FDIC Field Office: Billings
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Core Based Statistical Area (CBSA): Laramie, WY (#29660)
CBSA Micro Statistical Area: Yes
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $181.4 mil
Equity capital: $19.5 mil
Deposits held in domestic offices: $160.3 mil
Return on assets (ROA): -0.35% (-$0.6 mil)
Quarterly return on assets: -1.09% (-$2.0 mil)
Return on Equity (ROE): -3.12% (-$0.6 mil)
Quarterly return on equity: -10.11% (-$2.0 mil)
Net income: -$0.6 mil
Quarterly Net income: -$0.5 mil
Pretax return on assets: -0.35% (-$634.8 mil)
Quarterly Pretax return on assets: -1.09% (-$1,977.0 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
52Total employees (full-time equivalent)
$181,380Total assets
$33,521Cash and due from depository institutions
$31,492Interest-bearing balances
$40,090Securities
$0Federal funds sold & reverse repurchase agreements
$92,022Net loans & leases
$2,612Loan loss allowance
$0Trading account assets
$7,757Bank premises and fixed assets
$498Other real estate owned
$250Goodwill and other intangibles
$181,380Life insurance assets
$7,242All other assets
$161,867Total liabilities and capital
$160,297Total liabilities
$122,773Total deposits
$160,297Interest-bearing deposits
$85Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$1,000Trading liabilities
$0Other borrowed funds
$570Subordinated debt
$19,513All other liabilities
$19,513Total equity capital
$19,513Total bank equity capital
$0Perpetual preferred stock
$324Common stock
$11,609Surplus
$7,580Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$2,791Income earned, not collected on loans
$64Earning assets
$434Long-term assets (5+ years)
$163,604Average Assets, year-to-date
$21,909Average Assets, quarterly
$179,028Volatile liabilities
$184,269Insider loans
$102,370FHLB advances
$182,597Loans and leases held for sale
$4,813Unused loan commitments
$2,559Tier 1 (core) risk-based capital
$18,561Tier 2 risk-based capital
$0Total risk weighted assets
$2,254Total unused commitments
$10,232Restructured Loans and leases
$3,844Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$6,819Total interest income
$1,063Total interest expense
$5,756Net interest income
$52Provision for loan and lease losses
$1,037Total noninterest income
$170Fiduciary activities
$168Service charges on deposit accounts
$0Trading account gains & fees
$699Additional noninterest income
$7,337Total noninterest expense
$4,319Salaries and employee benefits
$704Premises and equipment expense
$2,314Additional noninterest expense
-$596Pre-tax net operating income
-$23Securities gains (losses)
$0Applicable income taxes
-$619Income before extraordinary items
$0Extraordinary gains - net
-$619Net income attributable to bank
$0Net charge-offs
-$619Cash dividends
$456Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.29%Yield on earning assets
0.67%Cost of funding earning assets
3.62%Net interest margin
0.65%Noninterest income to earning assets
4.61%Noninterest expense to earning assets
-0.33%Net operating income to assets
-0.35%Return on assets (ROA)
-0.35%Pretax return on assets
-3.12%Return on equity (ROE)
-3.12%Retained earnings to average equity (YTD only)
0.47%Net charge-offs to loans
11.40%Credit loss provision to net charge-offs
-1.19%Efficiency ratio
108,008Assets per employee
3.49%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
2.76%Loss allowance to noncurrent loans
93.59%Noncurrent assets plus other real estate owned to assets
1.81%Noncurrent loans to loans
2.95%Net loans and leases to deposits
57.41%Net loans and leases to core deposits
63.66%Equity capital to assets
10.76%Core capital (leverage) ratio
10.17%Tier 1 risk-based capital ratio
18.13%Total risk-based capital ratio
Memoranda
$19Average assets
$179,028Average earning assets
$19,868Average equity
$159,077Average loans

Total Fiduciary and Related Assets (December 31, 2011)

Dollar figures in thousands
$1Total fiduciary and related assets
1Number of Fiduciary Accounts and Related Asset Accounts
YesFiduciary powers granted
YesFiduciary or related activity
$27,005Managed Assets
1Number of Accounts
$21,658Personal trust and agency accounts
$17,860Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$0Other retirement accounts
$0Corporate trust and agency accounts
$3,798Investment management agency accounts
$0Other fiduciary accounts
$0Fiduciary accounts held in foreign offices
$0Non-managed Assets
81Number of Accounts
$0Personal trust and agency accounts
$0Employee benefit-defined contribution accounts
$0Employee benefit-defined benefit accounts
$5,347Other retirement accounts
$2,870Corporate trust and agency accounts
$1,428Other fiduciary accounts
$0Fiduciary accounts held in foreign offices

List of branches

1 Colorado Branch as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
4	453456	Capital West National Bank Branch	2108 Milestone Drive, Fort Collins, CO 80525	October 17, 2005	Full Service Brick and Mortar

2 Wyoming Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	13080	First National Bank Of Wyoming	2020 Grand Ave, Laramie, WY 82070	October 26, 1964	Full Service Brick and Mortar
2	362116	Cheyenne Branch	2015 Central Avenue, Cheyenne, WY 82001	April 09, 2001	Full Service Brick and Mortar

First National Bank of Wyoming in Laramie, Wyoming (WY), CO
Overview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Wyoming - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

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First National Bank of Wyoming in Laramie, Wyoming (WY), COOverview, Financial Summary, Detailed Financial Reports, Branches

First National Bank of Wyoming - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

Total Fiduciary and Related Assets (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First National Bank of Wyoming in Laramie, Wyoming (WY), CO
Overview, Financial Summary, Detailed Financial Reports, Branches