First Nebraska Bank in city_name, state_name - Detailed Financial Reports, Location

First Nebraska Bank in Valley, Nebraska (NE)
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First Nebraska Bank routing number info

First Nebraska Bank - Overview

General
FDIC Certificate #: 12248
Status: Active
Federal Reserve ID: 576952
Bank Holding Company (Regulatory Top Holder): Valley Bank Shares, Inc. (RSSDID: 1057430, Location: Valley, NE)
Date Established: January 01, 1934
WWW: http://www.firstnebraskabank.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 8 (Domestic: 8, Interstate: No)
OTS Docket #: 15755
FDIC's unique #: 7787
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Agricultural lending institution: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: Yes
Asset Concentration Hierarchy: Agricultural Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: January 19, 2010
Last Structure Change Process Date: March 10, 2010
Last Data Update: March 10, 2010
Data Source Date: April 05, 2012
Location
Address: 330 North Spruce Street, Valley, NE 68064
County: Douglas
Quarterly Banking Profile Region: Kansas City
FDIC Geographic Region: Kansas City
FDIC Supervisory Region: Kansas City
FDIC Field Office: Omaha
Office of the Comptroller the Currency (OCC) District: Midwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Omaha, NE-IA (#5920)
Combined Statistical Area (CSA): Omaha-Council Bluffs-Fremont, NE-IA (#420)
Core Based Statistical Area (CBSA): Omaha-Council Bluffs, NE-IA (#36540)
CBSA Metro Statistical Area: Omaha-Council Bluffs, NE-IA (#36540)
History of Changes
Change in Location
Financial Summary
Total assets: $178.1 mil
Equity capital: $16.8 mil
Deposits held in domestic offices: $148.7 mil
Return on assets (ROA): 1.44% ($2.6 mil)
Quarterly return on assets: 1.55% ($2.8 mil)
Return on Equity (ROE): 15.92% ($2.7 mil)
Quarterly return on equity: 16.68% ($2.8 mil)
Net income: $2.6 mil
Quarterly Net income: $0.7 mil
Pretax return on assets: 1.48% ($2,636.5 mil)
Quarterly Pretax return on assets: 1.59% ($2,832.5 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
57Total employees (full-time equivalent)
$178,145Total assets
$8,908Cash and due from depository institutions
$4,069Interest-bearing balances
$46,080Securities
$0Federal funds sold & reverse repurchase agreements
$114,377Net loans & leases
$1,155Loan loss allowance
$0Trading account assets
$3,065Bank premises and fixed assets
$984Other real estate owned
$0Goodwill and other intangibles
$178,145Life insurance assets
$4,731All other assets
$161,303Total liabilities and capital
$148,673Total liabilities
$122,891Total deposits
$148,673Interest-bearing deposits
$92Deposits held in domestic offices
5662.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$5,704Trading liabilities
$0Other borrowed funds
$1,264Subordinated debt
$16,842All other liabilities
$16,842Total equity capital
$16,842Total bank equity capital
$0Perpetual preferred stock
$2,933Common stock
$3,402Surplus
$10,507Undivided profits
Memoranda
$0Noncurrent loans and leases
$2,283Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$363Income earned, not collected on loans
$0Earning assets
$1,582Long-term assets (5+ years)
$164,526Average Assets, year-to-date
$20,078Average Assets, quarterly
$181,413Volatile liabilities
$181,238Insider loans
$152,244FHLB advances
$182,814Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$15,895Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$29,684Restructured Loans and leases
$211Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$7,772Total interest income
$1,320Total interest expense
$6,452Net interest income
$200Provision for loan and lease losses
$1,461Total noninterest income
$0Fiduciary activities
$421Service charges on deposit accounts
$0Trading account gains & fees
$1,040Additional noninterest income
$5,028Total noninterest expense
$2,721Salaries and employee benefits
$469Premises and equipment expense
$1,838Additional noninterest expense
$2,685Pre-tax net operating income
$0Securities gains (losses)
$72Applicable income taxes
$2,613Income before extraordinary items
$0Extraordinary gains - net
$2,613Net income attributable to bank
$0Net charge-offs
$2,613Cash dividends
$417Sale, conversion, retirement of capital stock, net
$2,100Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.63%Yield on earning assets
0.79%Cost of funding earning assets
3.84%Net interest margin
0.87%Noninterest income to earning assets
2.99%Noninterest expense to earning assets
1.44%Net operating income to assets
1.44%Return on assets (ROA)
1.48%Pretax return on assets
15.92%Return on equity (ROE)
3.12%Retained earnings to average equity (YTD only)
0.37%Net charge-offs to loans
47.96%Credit loss provision to net charge-offs
6.92%Efficiency ratio
63,541Assets per employee
3.13%Cash dividends to net income (YTD only)
Condition Ratios (%)
80.37%Loss allowance to loans
1.00%Loss allowance to noncurrent loans
318.18%Noncurrent assets plus other real estate owned to assets
0.76%Noncurrent loans to loans
0.31%Net loans and leases to deposits
76.93%Net loans and leases to core deposits
80.41%Equity capital to assets
9.45%Core capital (leverage) ratio
8.69%Tier 1 risk-based capital ratio
10.44%Total risk-based capital ratio
Memoranda
$11Average assets
$181,413Average earning assets
$16,418Average equity
$167,999Average loans

List of branches

8 Nebraska Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	7787	First Nebraska Bank	330 North Spruce Street, Valley, NE 68064	January 01, 1934	Full Service Brick and Mortar
1	7331	Brainard Branch	Madison Street, Brainard, NE 68626	January 01, 1886	Full Service Brick and Mortar
3	16676	Columbus Branch	3225 - 23rd Street, Columbus, NE 68601	June 01, 1982	Full Service Brick and Mortar
4	9121	Decatur Branch	Main Street, Decatur, NE 68020	July 11, 1934	Full Service Brick and Mortar
5	3646	Emerson Branch	1000 Main Street, Emerson, NE 68733	January 01, 1904	Full Service Brick and Mortar
6	3711	Stanton Branch	1019 Ivy Street, Stanton, NE 68779	January 01, 1879	Full Service Brick and Mortar
7	8957	Arcadia Branch	Main Street, Arcadia, NE 68815	May 04, 1888	Full Service Brick and Mortar
8	492453	Administration Branch	3225-23rd Street, Columbus, NE 68601	January 01, 2009	Limited Service Administrative

First Nebraska Bank in Valley, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Nebraska Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Nebraska Bank in Valley, Nebraska (NE)Overview, Financial Summary, Detailed Financial Reports, Branches

First Nebraska Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Nebraska Bank in Valley, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches