First Oklahoma Bank and Trust Company of Edmond in city_name, state_name

First Oklahoma Bank and Trust Company of Edmond in Edmond, Oklahoma (OK)
Show street view No street view available for this location

First Oklahoma Bank and Trust Company of Edmond - Overview

General
FDIC Certificate #: 22253
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Bank One, Oklahoma, National Association (#4167)
Federal Reserve ID: 275956
Date Established: April 05, 1976
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Interstate: No)
FDIC's unique #: 15467
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: April 05, 1976
Last Structure Change Effective Date: July 31, 1993
Last Structure Change Process Date: August 05, 1993
Last Data Update: August 05, 1993
Data Source Date: April 05, 2012
Location
Address: 300 South Bryant Avenue, Edmond, OK 73034
County: Oklahoma
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Oklahoma City
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Oklahoma City, OK (#5880)
Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416)
Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420)
CBSA Metro Statistical Area: Oklahoma City, OK (#36420)
Financial Summary
Total assets: $52.9 mil

Assets and Liabilities (December 31, 1992)

Dollar figures in thousands
0Total employees (full-time equivalent)
$30Total assets
$53,449Cash and due from depository institutions
$6,218Interest-bearing balances
$0Securities
$25,418Federal funds sold & reverse repurchase agreements
$0Net loans & leases
$17,717Loan loss allowance
$213Trading account assets
$0Bank premises and fixed assets
$951Other real estate owned
$2,196Goodwill and other intangibles
$949Life insurance assets
$0All other assets
$0Total liabilities and capital
$53,449Total liabilities
$49,172Total deposits
$49,046Interest-bearing deposits
$39,249Deposits held in domestic offices
49046.00%% insured (estimated)
$77Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$126Total equity capital
$126Total bank equity capital
$4,277Perpetual preferred stock
$0Common stock
$560Surplus
$1,440Undivided profits
Memoranda
$2,277Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$449Income earned, not collected on loans
$224Earning assets
$43,135Long-term assets (5+ years)
$13,638Average Assets, year-to-date
$48,665Average Assets, quarterly
$51,841Volatile liabilities
$14,732Insider loans
$4FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$2,691Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$4,277Total risk weighted assets
$25,116Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1992)

Dollar figures in thousands
$0Total interest income
$3,544Total interest expense
$1,548Net interest income
$1,996Provision for loan and lease losses
$119Total noninterest income
$830Fiduciary activities
$0Service charges on deposit accounts
$644Trading account gains & fees
$0Additional noninterest income
$186Total noninterest expense
$1,498Salaries and employee benefits
$728Premises and equipment expense
$240Additional noninterest expense
$530Pre-tax net operating income
$1,209Securities gains (losses)
$214Applicable income taxes
$535Income before extraordinary items
$888Extraordinary gains - net
$0Net income attributable to bank
$888Net charge-offs
$126Cash dividends
$350Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1992)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.78%Cost of funding earning assets
3.84%Net interest margin
4.95%Noninterest income to earning assets
2.06%Noninterest expense to earning assets
3.71%Net operating income to assets
1.54%Return on assets (ROA)
1.82%Pretax return on assets
2.92%Return on equity (ROE)
22.50%Retained earnings to average equity (YTD only)
13.63%Net charge-offs to loans
0.69%Credit loss provision to net charge-offs
94.44%Efficiency ratio
53,008Assets per employee
1.78%Cash dividends to net income (YTD only)
Condition Ratios (%)
39.41%Loss allowance to loans
1.19%Loss allowance to noncurrent loans
47.44%Noncurrent assets plus other real estate owned to assets
4.95%Noncurrent loans to loans
2.50%Net loans and leases to deposits
36.12%Net loans and leases to core deposits
51.63%Equity capital to assets
8.00%Core capital (leverage) ratio
8.32%Tier 1 risk-based capital ratio
17.03%Total risk-based capital ratio
Memoranda
$18Average assets
$48,665Average earning assets
$3,946Average equity
$40,346Average loans

First Oklahoma Bank and Trust Company of Edmond in Edmond, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Oklahoma Bank and Trust Company of Edmond - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

First Oklahoma Bank and Trust Company of Edmond in Edmond, Oklahoma (OK)Overview, Financial Summary, Detailed Financial Reports, Branches

First Oklahoma Bank and Trust Company of Edmond - Overview

Assets and Liabilities (December 31, 1992)

Income and Expense (December 31, 1992)

Performance and Condition Ratios (December 31, 1992)

Comment about this bank, ask questions, or add new information about it:

First Oklahoma Bank and Trust Company of Edmond in Edmond, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches