FDIC Certificate #: 30241 Status: Active Federal Reserve ID: 253776 Date Established: January 01, 1886 Trust Powers Granted: No Bank Charter Class: Savings banks, state charter, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) OTS Docket #: 5029 FDIC's unique #: 43075 Numeric code: 42 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) FDIC Insured: Yes Insured Savings Institution: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: All Other Specialization < 1 Billion Date of Deposit Insurance: June 05, 1944 Last Structure Change Effective Date: March 31, 2006 Last Structure Change Process Date: November 03, 2006 Last Data Update: November 03, 2006 Data Source Date: April 05, 2012
Location
Address: 301 Main St, Savanna, IL 61074 County: Carroll Quarterly Banking Profile Region: Chicago FDIC Geographic Region: Chicago FDIC Supervisory Region: Chicago FDIC Field Office: Princeton Office of the Comptroller the Currency (OCC) District: Central Office of Thrift Supervision Region: Central
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $14.9 mil Equity capital: $1.6 mil Deposits held in domestic offices: $13.2 mil Return on assets (ROA): -0.30% (-$0.0 mil) Quarterly return on assets: -0.62% (-$0.1 mil) Return on Equity (ROE): -2.82% (-$0.1 mil) Quarterly return on equity: -5.74% (-$0.1 mil) Net income: -$0.0 mil Quarterly Net income: -$0.0 mil Pretax return on assets: -0.33% (-$49.0 mil) Quarterly Pretax return on assets: -1.10% (-$163.4 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
5Total employees (full-time equivalent)
$14,850Total assets
$467Cash and due from depository institutions
$380Interest-bearing balances
$5,873Securities
$0Federal funds sold & reverse repurchase agreements
$7,424Net loans & leases
$100Loan loss allowance
$0Trading account assets
$380Bank premises and fixed assets
$56Other real estate owned
$0Goodwill and other intangibles
$14,850Life insurance assets
$650All other assets
$13,260Total liabilities and capital
$13,183Total liabilities
$13,127Total deposits
$13,183Interest-bearing deposits
$100Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$77Subordinated debt
$1,590All other liabilities
$1,590Total equity capital
$1,590Total bank equity capital
$0Perpetual preferred stock
$0Common stock
$0Surplus
$1,590Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$387Income earned, not collected on loans
$0Earning assets
$84Long-term assets (5+ years)
$13,677Average Assets, year-to-date
$6,969Average Assets, quarterly
$14,759Volatile liabilities
$14,880Insider loans
$6,204FHLB advances
$14,860Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$1,544Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$7Restructured Loans and leases
$247Derivatives
Income and Expense (December 31, 2011)
Dollar figures in thousands
$598Total interest income
$200Total interest expense
$398Net interest income
-$6Provision for loan and lease losses
$18Total noninterest income
$0Fiduciary activities
$10Service charges on deposit accounts
$0Trading account gains & fees
$8Additional noninterest income
$470Total noninterest expense
$213Salaries and employee benefits
$64Premises and equipment expense
$193Additional noninterest expense
-$48Pre-tax net operating income
$0Securities gains (losses)
-$4Applicable income taxes
-$44Income before extraordinary items
$0Extraordinary gains - net
-$44Net income attributable to bank
$0Net charge-offs
-$44Cash dividends
-$3Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
4.50%Yield on earning assets
1.50%Cost of funding earning assets
2.99%Net interest margin
0.14%Noninterest income to earning assets
3.53%Noninterest expense to earning assets
-0.30%Net operating income to assets
-0.30%Return on assets (ROA)
-0.33%Pretax return on assets
-2.82%Return on equity (ROE)
-2.82%Retained earnings to average equity (YTD only)
-0.04%Net charge-offs to loans
200.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
112,981Assets per employee
2.97%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.33%Loss allowance to noncurrent loans
25.84%Noncurrent assets plus other real estate owned to assets
2.98%Noncurrent loans to loans
5.14%Net loans and leases to deposits
56.31%Net loans and leases to core deposits
56.31%Equity capital to assets
10.71%Core capital (leverage) ratio
10.39%Tier 1 risk-based capital ratio
24.89%Total risk-based capital ratio
Memoranda
$26Average assets
$14,759Average earning assets
$1,559Average equity
$13,304Average loans
List of branches
1 Illinois Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
43075
First Savanna Savings Bank
301 Main St, Savanna, IL 61074
January 01, 1886
Full Service Brick and Mortar
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