First Savanna Savings Bank in Savanna, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches


First Savanna Savings Bank - Overview

  • General
  • FDIC Certificate #: 30241
    Status: Active
    Federal Reserve ID: 253776
    Date Established: January 01, 1886
    Trust Powers Granted: No
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    OTS Docket #: 5029
    FDIC's unique #: 43075
    Numeric code: 42
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: All Other Specialization < 1 Billion
    Date of Deposit Insurance: June 05, 1944
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 301 Main St, Savanna, IL 61074
    County: Carroll
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Princeton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $14.9 mil
    Equity capital: $1.6 mil
    Deposits held in domestic offices: $13.2 mil
    Return on assets (ROA): -0.30% (-$0.0 mil)
    Quarterly return on assets: -0.62% (-$0.1 mil)
    Return on Equity (ROE): -2.82% (-$0.1 mil)
    Quarterly return on equity: -5.74% (-$0.1 mil)
    Net income: -$0.0 mil
    Quarterly Net income: -$0.0 mil
    Pretax return on assets: -0.33% (-$49.0 mil)
    Quarterly Pretax return on assets: -1.10% (-$163.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 5Total employees (full-time equivalent)
  • $14,850Total assets
  • $467Cash and due from depository institutions
  • $380Interest-bearing balances
  • $5,873Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $7,424Net loans & leases
  • $100Loan loss allowance
  • $0Trading account assets
  • $380Bank premises and fixed assets
  • $56Other real estate owned
  • $0Goodwill and other intangibles
  • $14,850Life insurance assets
  • $650All other assets
  • $13,260Total liabilities and capital
  • $13,183Total liabilities
  • $13,127Total deposits
  • $13,183Interest-bearing deposits
  • $100Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $77Subordinated debt
  • $1,590All other liabilities
  • $1,590Total equity capital
  • $1,590Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $1,590Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $387Income earned, not collected on loans
  • $0Earning assets
  • $84Long-term assets (5+ years)
  • $13,677Average Assets, year-to-date
  • $6,969Average Assets, quarterly
  • $14,759Volatile liabilities
  • $14,880Insider loans
  • $6,204FHLB advances
  • $14,860Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $1,544Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $7Restructured Loans and leases
  • $247Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $598Total interest income
  • $200Total interest expense
  • $398Net interest income
  • -$6Provision for loan and lease losses
  • $18Total noninterest income
  • $0Fiduciary activities
  • $10Service charges on deposit accounts
  • $0Trading account gains & fees
  • $8Additional noninterest income
  • $470Total noninterest expense
  • $213Salaries and employee benefits
  • $64Premises and equipment expense
  • $193Additional noninterest expense
  • -$48Pre-tax net operating income
  • $0Securities gains (losses)
  • -$4Applicable income taxes
  • -$44Income before extraordinary items
  • $0Extraordinary gains - net
  • -$44Net income attributable to bank
  • $0Net charge-offs
  • -$44Cash dividends
  • -$3Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.50%Yield on earning assets
  • 1.50%Cost of funding earning assets
  • 2.99%Net interest margin
  • 0.14%Noninterest income to earning assets
  • 3.53%Noninterest expense to earning assets
  • -0.30%Net operating income to assets
  • -0.30%Return on assets (ROA)
  • -0.33%Pretax return on assets
  • -2.82%Return on equity (ROE)
  • -2.82%Retained earnings to average equity (YTD only)
  • -0.04%Net charge-offs to loans
  • 200.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 112,981Assets per employee
  • 2.97%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.33%Loss allowance to noncurrent loans
  • 25.84%Noncurrent assets plus other real estate owned to assets
  • 2.98%Noncurrent loans to loans
  • 5.14%Net loans and leases to deposits
  • 56.31%Net loans and leases to core deposits
  • 56.31%Equity capital to assets
  • 10.71%Core capital (leverage) ratio
  • 10.39%Tier 1 risk-based capital ratio
  • 24.89%Total risk-based capital ratio
  • Memoranda
  • $26Average assets
  • $14,759Average earning assets
  • $1,559Average equity
  • $13,304Average loans

List of branches

  • 1 Illinois Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    043075First Savanna Savings Bank301 Main St, Savanna, IL 61074January 01, 1886Full Service Brick and Mortar

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