First Savings Bank of Hegewisch in Chicago, Illinois (IL), IN



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First Savings Bank of Hegewisch routing number info

Table of contents:
First Savings Bank of Hegewisch
GeneralFDIC Certificate #: 29809
Status: Active
Federal Reserve ID: 483274
Date Established: January 01, 1914
WWW: http://www.fsbhegewisch.com
Trust Powers Granted: Yes
Bank Charter Class: Savings banks, state charter, supervised by the FDIC
Offices: 9 (Domestic: 9, Interstate: Yes)
OTS Docket #: 4122
FDIC's unique #: 42643
Numeric code: 42
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
FDIC Insured: Yes
Insured Savings Institution: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Mortgage Lending Specialization
Date of Deposit Insurance: April 29, 1940
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
LocationAddress: 13220 South Baltimore Avenue, Chicago, IL 60633
County: Cook
Quarterly Banking Profile Region: Chicago
FDIC Geographic Region: Chicago
FDIC Supervisory Region: Chicago
FDIC Field Office: Chicago
Office of the Comptroller the Currency (OCC) District: Central
Office of Thrift Supervision Region: Central
Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
History of ChangesMerge BIF and SAIF Funds into DIF
Financial SummaryTotal assets: $549.7 mil
Equity capital: $61.1 mil
Deposits held in domestic offices: $487.5 mil
Return on assets (ROA): 0.78% ($4.3 mil)
Quarterly return on assets: 0.76% ($4.2 mil)
Return on Equity (ROE): 7.17% ($4.4 mil)
Quarterly return on equity: 6.87% ($4.2 mil)
Net income: $4.2 mil
Quarterly Net income: $1.0 mil
Pretax return on assets: 1.32% ($7,256.4 mil)
Quarterly Pretax return on assets: 1.25% ($6,871.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)105
Total assets$549,724
Cash and due from depository institutions$97,774
Interest-bearing balances$95,757
Securities$142,476
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$295,704
Loan loss allowance $1,935
Trading account assets$0
Bank premises and fixed assets$10,346
Other real estate owned$113
Goodwill and other intangibles$0
All other assets$3,311
Life insurance assets$549,724
Total liabilities and capital$488,634
Total liabilities$487,541
Total deposits$465,843
Interest-bearing deposits$487,541
Deposits held in domestic offices$97
% insured (estimated)0.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$0
Other borrowed funds $0
Subordinated debt $1,093
All other liabilities $61,090
Total equity capital$61,090
Total bank equity capital$61,090
Perpetual preferred stock$0
Common stock$0
Surplus$0
Undivided profits $61,090
Memoranda
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $715
Earning assets $0
Long-term assets (5+ years) $1,656
Average Assets, year-to-date $533,937
Average Assets, quarterly $389,044
Volatile liabilities $542,326
Insider loans $550,222
FHLB advances $191,716
Loans and leases held for sale $548,175
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $61,070
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $1,297
Derivatives$572
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $21,272
Total interest expense $4,770
Net interest income $16,502
Provision for loan and lease losses $975
Total noninterest income $1,273
Fiduciary activities $13
Service charges on deposit accounts $518
Trading account gains & fees $0
Additional noninterest income $742
Total noninterest expense $9,640
Salaries and employee benefits $5,158
Premises and equipment expense $1,704
Additional noninterest expense $2,778
Pre-tax net operating income $7,160
Securities gains (losses) $0
Applicable income taxes $2,932
Income before extraordinary items $4,228
Extraordinary gains - net $0
Net income attributable to bank $4,228
Net charge-offs $0
Cash dividends $4,228
Sale, conversion, retirement of capital stock, net $376
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.07%
Cost of funding earning assets 0.91%
Net interest margin 3.15%
Noninterest income to earning assets 0.24%
Noninterest expense to earning assets 1.84%
Net operating income to assets 0.78%
Return on assets (ROA) 0.78%
Pretax return on assets 1.32%
Return on equity (ROE) 7.17%
Retained earnings to average equity (YTD only) 7.17%
Net charge-offs to loans 0.13%
Credit loss provision to net charge-offs 259.31%
Efficiency ratio21.64%
Assets per employee$54,233
Cash dividends to net income (YTD only)5.24%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 0.65%
Noncurrent assets plus other real estate owned to assets 270.63%
Noncurrent loans to loans 0.15%
Net loans and leases to deposits0.24%
Net loans and leases to core deposits 60.65%
Equity capital to assets 64.83%
Core capital (leverage) ratio 11.11%
Tier 1 risk-based capital ratio 11.14%
Total risk-based capital ratio 31.85%
Memoranda
Average assets$33
Average earning assets$542,326
Average equity $58,973
Average loans $523,221
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7 Illinois Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
042643First Savings Bank Of Hegewisch13220 South Baltimore Avenue, Chicago, IL 60633January 01, 1914Full Service Brick and Mortar
1002772711100 E Sibley Blvd Branch1100 East Sibley Boulevard, Calumet City, IL 60409January 01, 1914Full Service Brick and Mortar
10127727211601 Ave O Branch11601 Avenue O, Chicago, IL 60617January 01, 1914Full Service Brick and Mortar
1024242018207 Burnham Avenue Branch18207 Burnham Avenue, Lansing, IL 60438January 01, 1927Full Service Brick and Mortar
1032772732351 Glenwood Dyer Road2351 Glenwood Dyer Road, Lynwood, IL 60411January 01, 1914Full Service Brick and Mortar
104277274Tinley Park Branch17501 80th Avenue, Tinley Park, IL 60477Febuary 24, 2000Full Service Brick and Mortar
105365838Frankfort Branch10395 West Lincoln Highway, Frankfort, IL 60423December 02, 2002Full Service Brick and Mortar
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2 Indiana Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
106453524Dyer Branch734 Main Street, Dyer, IN 46311April 24, 2006Full Service Brick and Mortar
107492688Crown Point Branch1351 East South Street, Crown Point, IN 46307November 17, 2008Full Service Brick and Mortar
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