First Savings Bank of Hegewisch in Chicago, Illinois (IL), IN
Overview, Financial Summary, Detailed Financial Reports, Branches

First Savings Bank of Hegewisch - Overview

  • General
  • FDIC Certificate #: 29809
    Status: Active
    Federal Reserve ID: 483274
    Date Established: January 01, 1914
    Trust Powers Granted: Yes
    Bank Charter Class: Savings banks, state charter, supervised by the FDIC
    Offices: 9 (Domestic: 9, Interstate: Yes)
    OTS Docket #: 4122
    FDIC's unique #: 42643
    Numeric code: 42
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    FDIC Insured: Yes
    Insured Savings Institution: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Mortgage Lending Specialization
    Date of Deposit Insurance: April 29, 1940
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 13220 South Baltimore Avenue, Chicago, IL 60633
    County: Cook
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Chicago-Joliet-Naperville, IL (#16974)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $549.7 mil
    Equity capital: $61.1 mil
    Deposits held in domestic offices: $487.5 mil
    Return on assets (ROA): 0.78% ($4.3 mil)
    Quarterly return on assets: 0.76% ($4.2 mil)
    Return on Equity (ROE): 7.17% ($4.4 mil)
    Quarterly return on equity: 6.87% ($4.2 mil)
    Net income: $4.2 mil
    Quarterly Net income: $1.0 mil
    Pretax return on assets: 1.32% ($7,256.4 mil)
    Quarterly Pretax return on assets: 1.25% ($6,871.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 105Total employees (full-time equivalent)
  • $549,724Total assets
  • $97,774Cash and due from depository institutions
  • $95,757Interest-bearing balances
  • $142,476Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $295,704Net loans & leases
  • $1,935Loan loss allowance
  • $0Trading account assets
  • $10,346Bank premises and fixed assets
  • $113Other real estate owned
  • $0Goodwill and other intangibles
  • $549,724Life insurance assets
  • $3,311All other assets
  • $488,634Total liabilities and capital
  • $487,541Total liabilities
  • $465,843Total deposits
  • $487,541Interest-bearing deposits
  • $97Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $1,093Subordinated debt
  • $61,090All other liabilities
  • $61,090Total equity capital
  • $61,090Total bank equity capital
  • $0Perpetual preferred stock
  • $0Common stock
  • $0Surplus
  • $61,090Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $715Income earned, not collected on loans
  • $0Earning assets
  • $1,656Long-term assets (5+ years)
  • $533,937Average Assets, year-to-date
  • $389,044Average Assets, quarterly
  • $542,326Volatile liabilities
  • $550,222Insider loans
  • $191,716FHLB advances
  • $548,175Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $61,070Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,297Restructured Loans and leases
  • $572Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $21,272Total interest income
  • $4,770Total interest expense
  • $16,502Net interest income
  • $975Provision for loan and lease losses
  • $1,273Total noninterest income
  • $13Fiduciary activities
  • $518Service charges on deposit accounts
  • $0Trading account gains & fees
  • $742Additional noninterest income
  • $9,640Total noninterest expense
  • $5,158Salaries and employee benefits
  • $1,704Premises and equipment expense
  • $2,778Additional noninterest expense
  • $7,160Pre-tax net operating income
  • $0Securities gains (losses)
  • $2,932Applicable income taxes
  • $4,228Income before extraordinary items
  • $0Extraordinary gains - net
  • $4,228Net income attributable to bank
  • $0Net charge-offs
  • $4,228Cash dividends
  • $376Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.07%Yield on earning assets
  • 0.91%Cost of funding earning assets
  • 3.15%Net interest margin
  • 0.24%Noninterest income to earning assets
  • 1.84%Noninterest expense to earning assets
  • 0.78%Net operating income to assets
  • 0.78%Return on assets (ROA)
  • 1.32%Pretax return on assets
  • 7.17%Return on equity (ROE)
  • 7.17%Retained earnings to average equity (YTD only)
  • 0.13%Net charge-offs to loans
  • 259.31%Credit loss provision to net charge-offs
  • 21.64%Efficiency ratio
  • 54,233Assets per employee
  • 5.24%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.65%Loss allowance to noncurrent loans
  • 270.63%Noncurrent assets plus other real estate owned to assets
  • 0.15%Noncurrent loans to loans
  • 0.24%Net loans and leases to deposits
  • 60.65%Net loans and leases to core deposits
  • 64.83%Equity capital to assets
  • 11.11%Core capital (leverage) ratio
  • 11.14%Tier 1 risk-based capital ratio
  • 31.85%Total risk-based capital ratio
  • Memoranda
  • $33Average assets
  • $542,326Average earning assets
  • $58,973Average equity
  • $523,221Average loans

List of branches

  • 7 Illinois Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    042643First Savings Bank Of Hegewisch13220 South Baltimore Avenue, Chicago, IL 60633January 01, 1914Full Service Brick and Mortar
    1002772711100 E Sibley Blvd Branch1100 East Sibley Boulevard, Calumet City, IL 60409January 01, 1914Full Service Brick and Mortar
    10127727211601 Ave O Branch11601 Avenue O, Chicago, IL 60617January 01, 1914Full Service Brick and Mortar
    1024242018207 Burnham Avenue Branch18207 Burnham Avenue, Lansing, IL 60438January 01, 1927Full Service Brick and Mortar
    1032772732351 Glenwood Dyer Road2351 Glenwood Dyer Road, Lynwood, IL 60411January 01, 1914Full Service Brick and Mortar
    104277274Tinley Park Branch17501 80th Avenue, Tinley Park, IL 60477Febuary 24, 2000Full Service Brick and Mortar
    105365838Frankfort Branch10395 West Lincoln Highway, Frankfort, IL 60423December 02, 2002Full Service Brick and Mortar
  • 2 Indiana Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    106453524Dyer Branch734 Main Street, Dyer, IN 46311April 24, 2006Full Service Brick and Mortar
    107492688Crown Point Branch1351 East South Street, Crown Point, IN 46307November 17, 2008Full Service Brick and Mortar

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