First Security Bank of Conway in Conway, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 14, 2008

  • First Security Bank of Conway in Conway, Arkansas (AR)
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First Security Bank of Conway - Overview

  • General
  • FDIC Certificate #: 33502
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Security Bank (#5633)
    Federal Reserve ID: 1890374
    Date Established: September 16, 1991
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 10 (Interstate: No)
    OTS Docket #: 12514
    FDIC's unique #: 47250
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: September 16, 1991
    Last Structure Change Effective Date: October 14, 2008
    Last Structure Change Process Date: October 16, 2008
    Last Data Update: October 16, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 1001 Front Street, Conway, AR 72032
    County: Faulkner
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Little Rock-North Little Rock, AR (#4400)
    Combined Statistical Area (CSA): Little Rock-North Little Rock-Pine Bluff, AR (#340)
    Core Based Statistical Area (CBSA): Little Rock-North Little Rock-Conway, AR (#30780)
    CBSA Metro Statistical Area: Little Rock-North Little Rock-Conway, AR (#30780)
  • Financial Summary
  • Total assets: $392.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2007)

  • Dollar figures in thousands
  • 125Total employees (full-time equivalent)
  • $381,691Total assets
  • $13,557Cash and due from depository institutions
  • $178Interest-bearing balances
  • $78,941Securities
  • $11,985Federal funds sold & reverse repurchase agreements
  • $256,690Net loans & leases
  • $2,931Loan loss allowance
  • $0Trading account assets
  • $11,784Bank premises and fixed assets
  • $149Other real estate owned
  • $1,381Goodwill and other intangibles
  • $0Life insurance assets
  • $7,204All other assets
  • $381,691Total liabilities and capital
  • $352,305Total liabilities
  • $336,891Total deposits
  • $297,973Interest-bearing deposits
  • $336,891Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $2,682Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $10,811Other borrowed funds
  • $0Subordinated debt
  • $1,921All other liabilities
  • $29,386Total equity capital
  • $29,386Total bank equity capital
  • $29,386Perpetual preferred stock
  • $0Common stock
  • $540Surplus
  • $10,335Undivided profits
  • Memoranda
  • $18,511Noncurrent loans and leases
  • $37,502Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,688Earning assets
  • $0Long-term assets (5+ years)
  • $2,562Average Assets, year-to-date
  • $347,794Average Assets, quarterly
  • $65,003Volatile liabilities
  • $374,773Insider loans
  • $380,182FHLB advances
  • $77,681Loans and leases held for sale
  • $9,169Unused loan commitments
  • $10,811Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,429Total risk weighted assets
  • $37,502Total unused commitments
  • $0Restructured Loans and leases
  • $2,931Derivatives

Income and Expense (December 31, 2007)

  • Dollar figures in thousands
  • $25,123Total interest income
  • $11,927Total interest expense
  • $13,196Net interest income
  • $820Provision for loan and lease losses
  • $2,456Total noninterest income
  • $0Fiduciary activities
  • $1,249Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,207Additional noninterest income
  • $9,157Total noninterest expense
  • $5,191Salaries and employee benefits
  • $1,708Premises and equipment expense
  • $2,258Additional noninterest expense
  • $5,675Pre-tax net operating income
  • $24Securities gains (losses)
  • $1,934Applicable income taxes
  • $3,765Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,765Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $995Sale, conversion, retirement of capital stock, net
  • $1,603Net operating income

Performance and Condition Ratios (December 31, 2007)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.33%Yield on earning assets
  • 3.48%Cost of funding earning assets
  • 3.85%Net interest margin
  • 0.72%Noninterest income to earning assets
  • 2.67%Noninterest expense to earning assets
  • 1.00%Net operating income to assets
  • 1.00%Return on assets (ROA)
  • 1.52%Pretax return on assets
  • 13.32%Return on equity (ROE)
  • 7.65%Retained earnings to average equity (YTD only)
  • 0.39%Net charge-offs to loans
  • 82.41%Credit loss provision to net charge-offs
  • 6.53%Efficiency ratio
  • 57,092Assets per employee
  • 3.05%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 42.58%Loss allowance to loans
  • 1.13%Loss allowance to noncurrent loans
  • 173.64%Noncurrent assets plus other real estate owned to assets
  • 0.48%Noncurrent loans to loans
  • 0.65%Net loans and leases to deposits
  • 76.19%Net loans and leases to core deposits
  • 98.01%Equity capital to assets
  • 7.70%Core capital (leverage) ratio
  • 7.36%Tier 1 risk-based capital ratio
  • 10.14%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $374,773Average earning assets
  • $28,259Average equity
  • $342,745Average loans

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