First Security Bank of Mountain Home in Mountain Home, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 09, 2007

  • First Security Bank of Mountain Home in Mountain Home, Arkansas (AR)
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First Security Bank of Mountain Home - Overview

  • General
  • FDIC Certificate #: 5622
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Security Bank (#5633)
    Federal Reserve ID: 556945
    Date Established: August 10, 1906
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 7 (Interstate: No)
    OTS Docket #: 10293
    FDIC's unique #: 3829
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: November 09, 2007
    Last Structure Change Process Date: November 15, 2007
    Last Data Update: November 15, 2007
    Data Source Date: April 05, 2012
  • Location
  • Address: 105 East Ninth Street, Mountain Home, AR 72653
    County: Baxter
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Little Rock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Mountain Home, AR (#34260)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $304.9 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2006)

  • Dollar figures in thousands
  • 86Total employees (full-time equivalent)
  • $291,936Total assets
  • $5,672Cash and due from depository institutions
  • $320Interest-bearing balances
  • $109,088Securities
  • $850Federal funds sold & reverse repurchase agreements
  • $164,698Net loans & leases
  • $2,413Loan loss allowance
  • $0Trading account assets
  • $5,808Bank premises and fixed assets
  • $364Other real estate owned
  • $260Goodwill and other intangibles
  • $0Life insurance assets
  • $5,196All other assets
  • $291,936Total liabilities and capital
  • $267,993Total liabilities
  • $246,687Total deposits
  • $222,995Interest-bearing deposits
  • $246,687Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $2,130Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $16,290Other borrowed funds
  • $0Subordinated debt
  • $2,886All other liabilities
  • $23,943Total equity capital
  • $23,943Total bank equity capital
  • $23,943Perpetual preferred stock
  • $0Common stock
  • $2,750Surplus
  • $2,750Undivided profits
  • Memoranda
  • $18,443Noncurrent loans and leases
  • $25,501Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $616Earning assets
  • $0Long-term assets (5+ years)
  • $2,471Average Assets, year-to-date
  • $274,956Average Assets, quarterly
  • $99,526Volatile liabilities
  • $296,665Insider loans
  • $296,230FHLB advances
  • $38,550Loans and leases held for sale
  • $1,380Unused loan commitments
  • $16,290Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $25,501Total unused commitments
  • $0Restructured Loans and leases
  • $2,313Derivatives

Income and Expense (December 31, 2006)

  • Dollar figures in thousands
  • $16,822Total interest income
  • $7,686Total interest expense
  • $9,136Net interest income
  • $0Provision for loan and lease losses
  • $1,617Total noninterest income
  • $341Fiduciary activities
  • $693Service charges on deposit accounts
  • $0Trading account gains & fees
  • $583Additional noninterest income
  • $6,361Total noninterest expense
  • $3,227Salaries and employee benefits
  • $965Premises and equipment expense
  • $2,169Additional noninterest expense
  • $4,392Pre-tax net operating income
  • $30Securities gains (losses)
  • $672Applicable income taxes
  • $3,750Income before extraordinary items
  • $0Extraordinary gains - net
  • $3,750Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $98Sale, conversion, retirement of capital stock, net
  • $2,686Net operating income

Performance and Condition Ratios (December 31, 2006)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.02%Yield on earning assets
  • 2.75%Cost of funding earning assets
  • 3.27%Net interest margin
  • 0.58%Noninterest income to earning assets
  • 2.28%Noninterest expense to earning assets
  • 1.26%Net operating income to assets
  • 1.26%Return on assets (ROA)
  • 1.49%Pretax return on assets
  • 16.10%Return on equity (ROE)
  • 4.57%Retained earnings to average equity (YTD only)
  • 0.06%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 44.82%Efficiency ratio
  • 58,625Assets per employee
  • 3.39%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 71.63%Loss allowance to loans
  • 1.44%Loss allowance to noncurrent loans
  • 391.72%Noncurrent assets plus other real estate owned to assets
  • 0.34%Noncurrent loans to loans
  • 0.37%Net loans and leases to deposits
  • 66.76%Net loans and leases to core deposits
  • 78.33%Equity capital to assets
  • 8.20%Core capital (leverage) ratio
  • 8.22%Tier 1 risk-based capital ratio
  • 13.06%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $296,665Average earning assets
  • $23,289Average equity
  • $279,330Average loans

Total Fiduciary and Related Assets (December 31, 2006)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $60,812Managed Assets
  • 1Number of Accounts
  • $32,839Personal trust and agency accounts
  • $32,839Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $0Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 365Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $27,973Other retirement accounts
  • $3,972Corporate trust and agency accounts
  • $0Other fiduciary accounts
  • $23,939Fiduciary accounts held in foreign offices

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