First Service Bank in Marshall, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 08, 1999

  • First Service Bank in Marshall, Texas (TX)
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First Service Bank - Overview

  • General
  • FDIC Certificate #: 15374
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Capital One, National Association (#4297)
    Federal Reserve ID: 325758
    Date Established: January 14, 1935
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 10 (Interstate: No)
    FDIC's unique #: 9699
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: April 07, 1936
    Last Structure Change Effective Date: March 08, 1999
    Last Structure Change Process Date: March 23, 1999
    Last Data Update: March 23, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: 400 South Alamo Street, Marshall, TX 75670
    County: Harrison
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Longview-Marshall, TX (#4420)
    Combined Statistical Area (CSA): Longview-Marshall, TX (#346)
    Core Based Statistical Area (CBSA): Marshall, TX (#32220)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $319.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 150Total employees (full-time equivalent)
  • $319,060Total assets
  • $15,553Cash and due from depository institutions
  • $4,252Interest-bearing balances
  • $85,390Securities
  • $23,580Federal funds sold & reverse repurchase agreements
  • $180,650Net loans & leases
  • $2,371Loan loss allowance
  • $0Trading account assets
  • $6,745Bank premises and fixed assets
  • $1,144Other real estate owned
  • $2,385Goodwill and other intangibles
  • $0Life insurance assets
  • $3,613All other assets
  • $319,060Total liabilities and capital
  • $292,084Total liabilities
  • $289,593Total deposits
  • $250,026Interest-bearing deposits
  • $289,593Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $2,491All other liabilities
  • $26,976Total equity capital
  • $26,976Total bank equity capital
  • $26,976Perpetual preferred stock
  • $0Common stock
  • $2,071Surplus
  • $18,610Undivided profits
  • Memoranda
  • $6,295Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $795Earning assets
  • $0Long-term assets (5+ years)
  • $1,415Average Assets, year-to-date
  • $293,872Average Assets, quarterly
  • $43,588Volatile liabilities
  • $320,009Insider loans
  • $318,852FHLB advances
  • $36,649Loans and leases held for sale
  • $7,230Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $20,507Total unused commitments
  • $0Restructured Loans and leases
  • $197,025Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $23,980Total interest income
  • $11,668Total interest expense
  • $12,312Net interest income
  • $1,226Provision for loan and lease losses
  • $2,485Total noninterest income
  • $0Fiduciary activities
  • $1,655Service charges on deposit accounts
  • $0Trading account gains & fees
  • $830Additional noninterest income
  • $9,677Total noninterest expense
  • $5,041Salaries and employee benefits
  • $1,297Premises and equipment expense
  • $3,339Additional noninterest expense
  • $3,894Pre-tax net operating income
  • $221Securities gains (losses)
  • $1,684Applicable income taxes
  • $2,431Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,431Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,031Sale, conversion, retirement of capital stock, net
  • $520Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.10%Yield on earning assets
  • 3.94%Cost of funding earning assets
  • 4.16%Net interest margin
  • 0.84%Noninterest income to earning assets
  • 3.27%Noninterest expense to earning assets
  • 0.72%Net operating income to assets
  • 0.76%Return on assets (ROA)
  • 1.29%Pretax return on assets
  • 9.34%Return on equity (ROE)
  • 7.35%Retained earnings to average equity (YTD only)
  • 0.58%Net charge-offs to loans
  • 118.91%Credit loss provision to net charge-offs
  • 4.97%Efficiency ratio
  • 62,601Assets per employee
  • 2.13%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 21.39%Loss allowance to loans
  • 1.30%Loss allowance to noncurrent loans
  • 298.24%Noncurrent assets plus other real estate owned to assets
  • 0.61%Noncurrent loans to loans
  • 0.43%Net loans and leases to deposits
  • 62.38%Net loans and leases to core deposits
  • 71.42%Equity capital to assets
  • 8.45%Core capital (leverage) ratio
  • 7.53%Tier 1 risk-based capital ratio
  • 12.06%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $320,009Average earning assets
  • $26,018Average equity
  • $296,069Average loans

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