First State Bank in Rio Vista, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 18, 1999

  • First State Bank in Rio Vista, Texas (TX)
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First State Bank - Overview

  • General
  • FDIC Certificate #: 11167
    Status: Inactive
    Closing history: Consolidated - Without Assistance
    Acquiring institution: Wells Fargo Bank Texas, National Association (#14533)
    Federal Reserve ID: 925569
    Date Established: January 01, 1920
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 5 (Interstate: No)
    FDIC's unique #: 7127
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: September 18, 1999
    Last Structure Change Process Date: October 13, 1999
    Last Data Update: October 13, 1999
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Rio Vista, TX 76093
    County: Johnson
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Fort Worth-Arlington, TX (#2800)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Fort Worth-Arlington, TX (#23104)
  • Financial Summary
  • Total assets: $255.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 201Total employees (full-time equivalent)
  • $236,725Total assets
  • $13,463Cash and due from depository institutions
  • $100Interest-bearing balances
  • $65,012Securities
  • $33,000Federal funds sold & reverse repurchase agreements
  • $114,708Net loans & leases
  • $2,714Loan loss allowance
  • $0Trading account assets
  • $5,045Bank premises and fixed assets
  • $18Other real estate owned
  • $63Goodwill and other intangibles
  • $0Life insurance assets
  • $5,416All other assets
  • $236,725Total liabilities and capital
  • $212,208Total liabilities
  • $210,720Total deposits
  • $151,320Interest-bearing deposits
  • $210,720Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $296Other borrowed funds
  • $0Subordinated debt
  • $1,192All other liabilities
  • $24,517Total equity capital
  • $24,517Total bank equity capital
  • $24,517Perpetual preferred stock
  • $0Common stock
  • $1,200Surplus
  • $5,336Undivided profits
  • Memoranda
  • $17,981Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $220Earning assets
  • $0Long-term assets (5+ years)
  • $580Average Assets, year-to-date
  • $212,820Average Assets, quarterly
  • $10,734Volatile liabilities
  • $227,326Insider loans
  • $232,115FHLB advances
  • $12,816Loans and leases held for sale
  • $264Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $8,308Total unused commitments
  • $0Restructured Loans and leases
  • $138,935Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $18,103Total interest income
  • $5,688Total interest expense
  • $12,415Net interest income
  • $1,164Provision for loan and lease losses
  • $3,897Total noninterest income
  • $319Fiduciary activities
  • $2,550Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,028Additional noninterest income
  • $11,825Total noninterest expense
  • $6,776Salaries and employee benefits
  • $1,637Premises and equipment expense
  • $3,412Additional noninterest expense
  • $3,323Pre-tax net operating income
  • $0Securities gains (losses)
  • $1,047Applicable income taxes
  • $2,276Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,276Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $1,390Sale, conversion, retirement of capital stock, net
  • $611Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.82%Yield on earning assets
  • 2.77%Cost of funding earning assets
  • 6.05%Net interest margin
  • 1.90%Noninterest income to earning assets
  • 5.76%Noninterest expense to earning assets
  • 1.00%Net operating income to assets
  • 1.00%Return on assets (ROA)
  • 1.46%Pretax return on assets
  • 9.63%Return on equity (ROE)
  • 7.04%Retained earnings to average equity (YTD only)
  • 1.20%Net charge-offs to loans
  • 83.74%Credit loss provision to net charge-offs
  • 3.23%Efficiency ratio
  • 72,370Assets per employee
  • 1.18%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 26.85%Loss allowance to loans
  • 2.31%Loss allowance to noncurrent loans
  • 1233.64%Noncurrent assets plus other real estate owned to assets
  • 0.10%Noncurrent loans to loans
  • 0.19%Net loans and leases to deposits
  • 54.44%Net loans and leases to core deposits
  • 57.87%Equity capital to assets
  • 10.36%Core capital (leverage) ratio
  • 10.51%Tier 1 risk-based capital ratio
  • 17.51%Total risk-based capital ratio
  • Memoranda
  • $19Average assets
  • $227,326Average earning assets
  • $23,638Average equity
  • $205,145Average loans

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