First State Bank in Dime Box, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 06, 1999

  • First State Bank in Dime Box, Texas (TX)
  • Show street view No street view available for this location

First State Bank - Overview

  • General
  • FDIC Certificate #: 17061
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: State Bank (#10346)
    Federal Reserve ID: 644356
    Date Established: April 17, 1917
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 11117
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: December 04, 1951
    Last Structure Change Effective Date: November 06, 1999
    Last Structure Change Process Date: Febuary 11, 2000
    Last Data Update: Febuary 11, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Dime Box, TX 77853
    County: Lee
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Austin
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $28.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1998)

  • Dollar figures in thousands
  • 10Total employees (full-time equivalent)
  • $26,783Total assets
  • $4,708Cash and due from depository institutions
  • $3,742Interest-bearing balances
  • $3,164Securities
  • $1,385Federal funds sold & reverse repurchase agreements
  • $17,123Net loans & leases
  • $359Loan loss allowance
  • $0Trading account assets
  • $92Bank premises and fixed assets
  • $9Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $302All other assets
  • $26,783Total liabilities and capital
  • $21,766Total liabilities
  • $21,687Total deposits
  • $18,730Interest-bearing deposits
  • $21,687Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $79All other liabilities
  • $5,017Total equity capital
  • $5,017Total bank equity capital
  • $5,017Perpetual preferred stock
  • $0Common stock
  • $280Surplus
  • $2,320Undivided profits
  • Memoranda
  • $2,417Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $591Earning assets
  • $0Long-term assets (5+ years)
  • $179Average Assets, year-to-date
  • $25,414Average Assets, quarterly
  • $214Volatile liabilities
  • $26,146Insider loans
  • $26,861FHLB advances
  • $4,754Loans and leases held for sale
  • $17Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $335Total unused commitments
  • $0Restructured Loans and leases
  • $17,778Derivatives

Income and Expense (December 31, 1998)

  • Dollar figures in thousands
  • $2,346Total interest income
  • $801Total interest expense
  • $1,545Net interest income
  • $20Provision for loan and lease losses
  • $240Total noninterest income
  • $0Fiduciary activities
  • $165Service charges on deposit accounts
  • $0Trading account gains & fees
  • $75Additional noninterest income
  • $662Total noninterest expense
  • $316Salaries and employee benefits
  • $40Premises and equipment expense
  • $306Additional noninterest expense
  • $1,103Pre-tax net operating income
  • $0Securities gains (losses)
  • $360Applicable income taxes
  • $743Income before extraordinary items
  • $0Extraordinary gains - net
  • $743Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$14Sale, conversion, retirement of capital stock, net
  • $336Net operating income

Performance and Condition Ratios (December 31, 1998)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 9.49%Yield on earning assets
  • 3.24%Cost of funding earning assets
  • 6.25%Net interest margin
  • 0.97%Noninterest income to earning assets
  • 2.68%Noninterest expense to earning assets
  • 2.84%Net operating income to assets
  • 2.84%Return on assets (ROA)
  • 4.22%Pretax return on assets
  • 15.48%Return on equity (ROE)
  • 8.48%Retained earnings to average equity (YTD only)
  • -0.09%Net charge-offs to loans
  • -142.86%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 37,087Assets per employee
  • 2.68%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 45.22%Loss allowance to loans
  • 2.05%Loss allowance to noncurrent loans
  • 60.74%Noncurrent assets plus other real estate owned to assets
  • 2.24%Noncurrent loans to loans
  • 3.38%Net loans and leases to deposits
  • 78.96%Net loans and leases to core deposits
  • 101.12%Equity capital to assets
  • 18.73%Core capital (leverage) ratio
  • 18.59%Tier 1 risk-based capital ratio
  • 28.15%Total risk-based capital ratio
  • Memoranda
  • $29Average assets
  • $26,146Average earning assets
  • $4,798Average equity
  • $24,710Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with First State Bank.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents