First State Bank in Woodward, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 06, 1997

  • First State Bank in Woodward, Oklahoma (OK)
  • Show street view No street view available for this location

First State Bank - Overview

  • General
  • FDIC Certificate #: 24171
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Central National Bank & Trust Co., of Enid (#4091)
    Federal Reserve ID: 903259
    Date Established: December 17, 1982
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 16830
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: December 17, 1982
    Last Structure Change Effective Date: October 06, 1997
    Last Structure Change Process Date: November 17, 1997
    Last Data Update: November 17, 1997
    Data Source Date: April 05, 2012
  • Location
  • Address: 2730 Williams Street, Woodward, OK 73801
    County: Woodward
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Core Based Statistical Area (CBSA): Woodward, OK (#49260)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $31.8 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $20Total assets
  • $29,245Cash and due from depository institutions
  • $1,049Interest-bearing balances
  • $100Securities
  • $6,045Federal funds sold & reverse repurchase agreements
  • $7,067Net loans & leases
  • $13,267Loan loss allowance
  • $104Trading account assets
  • $0Bank premises and fixed assets
  • $1,212Other real estate owned
  • $0Goodwill and other intangibles
  • $565Life insurance assets
  • $40All other assets
  • $0Total liabilities and capital
  • $29,245Total liabilities
  • $27,036Total deposits
  • $26,878Interest-bearing deposits
  • $24,133Deposits held in domestic offices
  • 26878.00%% insured (estimated)
  • $89Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $158Total equity capital
  • $158Total bank equity capital
  • $2,209Perpetual preferred stock
  • $0Common stock
  • $500Surplus
  • $1,500Undivided profits
  • Memoranda
  • $209Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $387Income earned, not collected on loans
  • $152Earning assets
  • $26,479Long-term assets (5+ years)
  • $2,606Average Assets, year-to-date
  • $23,664Average Assets, quarterly
  • $28,136Volatile liabilities
  • $2,952Insider loans
  • $944FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $1,229Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $2,172Total risk weighted assets
  • $16,023Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $1,974Total interest expense
  • $934Net interest income
  • $1,040Provision for loan and lease losses
  • $250Total noninterest income
  • $418Fiduciary activities
  • $0Service charges on deposit accounts
  • $241Trading account gains & fees
  • $0Additional noninterest income
  • $177Total noninterest expense
  • $1,074Salaries and employee benefits
  • $615Premises and equipment expense
  • $153Additional noninterest expense
  • $306Pre-tax net operating income
  • $134Securities gains (losses)
  • $16Applicable income taxes
  • $80Income before extraordinary items
  • $70Extraordinary gains - net
  • $0Net income attributable to bank
  • $70Net charge-offs
  • $225Cash dividends
  • $250Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 9.32%Cost of funding earning assets
  • 4.41%Net interest margin
  • 4.91%Noninterest income to earning assets
  • 1.97%Noninterest expense to earning assets
  • 5.07%Net operating income to assets
  • 0.25%Return on assets (ROA)
  • 0.30%Pretax return on assets
  • 0.63%Return on equity (ROE)
  • 3.05%Retained earnings to average equity (YTD only)
  • -7.83%Net charge-offs to loans
  • 1.92%Credit loss provision to net charge-offs
  • 111.11%Efficiency ratio
  • 70,919Assets per employee
  • 1.46%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 357.14%Loss allowance to loans
  • 0.78%Loss allowance to noncurrent loans
  • 26.87%Noncurrent assets plus other real estate owned to assets
  • 1.32%Noncurrent loans to loans
  • 2.89%Net loans and leases to deposits
  • 49.36%Net loans and leases to core deposits
  • 55.45%Equity capital to assets
  • 7.55%Core capital (leverage) ratio
  • 7.71%Tier 1 risk-based capital ratio
  • 13.56%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $23,664Average earning assets
  • $2,297Average equity
  • $21,189Average loans

Comment about this bank, ask questions, or add new information about it:

CAPTCHA

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with First State Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents