First State Bank in Edna, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 02, 2001

  • First State Bank in Edna, Kansas (KS)
  • Show street view No street view available for this location

First State Bank - Overview

  • General
  • FDIC Certificate #: 26277
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Community National Bank & Trust (#27046)
    Federal Reserve ID: 829854
    Date Established: June 13, 1985
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    OTS Docket #: 11805
    FDIC's unique #: 32667
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 13, 1985
    Last Structure Change Effective Date: January 02, 2001
    Last Structure Change Process Date: January 24, 2001
    Last Data Update: January 24, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Edna, KS 67342
    County: Labette
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Parsons, KS (#37660)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $77.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 28Total employees (full-time equivalent)
  • $77,555Total assets
  • $2,015Cash and due from depository institutions
  • $0Interest-bearing balances
  • $19,413Securities
  • $100Federal funds sold & reverse repurchase agreements
  • $52,833Net loans & leases
  • $574Loan loss allowance
  • $0Trading account assets
  • $1,388Bank premises and fixed assets
  • $72Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,734All other assets
  • $77,555Total liabilities and capital
  • $72,328Total liabilities
  • $61,616Total deposits
  • $55,609Interest-bearing deposits
  • $61,616Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $82Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $9,882Other borrowed funds
  • $0Subordinated debt
  • $748All other liabilities
  • $5,227Total equity capital
  • $5,227Total bank equity capital
  • $5,227Perpetual preferred stock
  • $0Common stock
  • $330Surplus
  • $1,522Undivided profits
  • Memoranda
  • $3,375Noncurrent loans and leases
  • $4,653Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $840Earning assets
  • $0Long-term assets (5+ years)
  • $1,092Average Assets, year-to-date
  • $72,346Average Assets, quarterly
  • $9,097Volatile liabilities
  • $71,571Insider loans
  • $76,317FHLB advances
  • $19,297Loans and leases held for sale
  • $642Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $4,653Total unused commitments
  • $0Restructured Loans and leases
  • $574Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $5,656Total interest income
  • $3,108Total interest expense
  • $2,548Net interest income
  • $239Provision for loan and lease losses
  • $789Total noninterest income
  • $0Fiduciary activities
  • $451Service charges on deposit accounts
  • $0Trading account gains & fees
  • $338Additional noninterest income
  • $2,039Total noninterest expense
  • $1,204Salaries and employee benefits
  • $189Premises and equipment expense
  • $646Additional noninterest expense
  • $1,059Pre-tax net operating income
  • -$6Securities gains (losses)
  • $330Applicable income taxes
  • $723Income before extraordinary items
  • $0Extraordinary gains - net
  • $723Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $200Sale, conversion, retirement of capital stock, net
  • $140Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.53%Yield on earning assets
  • 4.69%Cost of funding earning assets
  • 3.84%Net interest margin
  • 1.19%Noninterest income to earning assets
  • 3.08%Noninterest expense to earning assets
  • 1.02%Net operating income to assets
  • 1.01%Return on assets (ROA)
  • 1.47%Pretax return on assets
  • 14.80%Return on equity (ROE)
  • 11.94%Retained earnings to average equity (YTD only)
  • 0.41%Net charge-offs to loans
  • 119.50%Credit loss provision to net charge-offs
  • 6.49%Efficiency ratio
  • 61,103Assets per employee
  • 2.77%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 19.36%Loss allowance to loans
  • 1.07%Loss allowance to noncurrent loans
  • 68.33%Noncurrent assets plus other real estate owned to assets
  • 1.18%Noncurrent loans to loans
  • 1.57%Net loans and leases to deposits
  • 85.75%Net loans and leases to core deposits
  • 120.35%Equity capital to assets
  • 6.74%Core capital (leverage) ratio
  • 6.76%Tier 1 risk-based capital ratio
  • 9.72%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $71,571Average earning assets
  • $4,884Average equity
  • $66,271Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with First State Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents