First State Bank in Edna, Kansas (KS)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 02, 2001

  • First State Bank in Edna, Kansas (KS)
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First State Bank - Overview

  • General
  • FDIC Certificate #: 26277
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Community National Bank & Trust (#27046)
    Federal Reserve ID: 829854
    Date Established: June 13, 1985
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    OTS Docket #: 11805
    FDIC's unique #: 32667
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: June 13, 1985
    Last Structure Change Effective Date: January 02, 2001
    Last Structure Change Process Date: January 24, 2001
    Last Data Update: January 24, 2001
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street, Edna, KS 67342
    County: Labette
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Springfield Mo
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Core Based Statistical Area (CBSA): Parsons, KS (#37660)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $77.6 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2000)

  • Dollar figures in thousands
  • 28Total employees (full-time equivalent)
  • $77,555Total assets
  • $2,015Cash and due from depository institutions
  • $0Interest-bearing balances
  • $19,413Securities
  • $100Federal funds sold & reverse repurchase agreements
  • $52,833Net loans & leases
  • $574Loan loss allowance
  • $0Trading account assets
  • $1,388Bank premises and fixed assets
  • $72Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,734All other assets
  • $77,555Total liabilities and capital
  • $72,328Total liabilities
  • $61,616Total deposits
  • $55,609Interest-bearing deposits
  • $61,616Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $82Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $9,882Other borrowed funds
  • $0Subordinated debt
  • $748All other liabilities
  • $5,227Total equity capital
  • $5,227Total bank equity capital
  • $5,227Perpetual preferred stock
  • $0Common stock
  • $330Surplus
  • $1,522Undivided profits
  • Memoranda
  • $3,375Noncurrent loans and leases
  • $4,653Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $840Earning assets
  • $0Long-term assets (5+ years)
  • $1,092Average Assets, year-to-date
  • $72,346Average Assets, quarterly
  • $9,097Volatile liabilities
  • $71,571Insider loans
  • $76,317FHLB advances
  • $19,297Loans and leases held for sale
  • $642Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $4,653Total unused commitments
  • $0Restructured Loans and leases
  • $574Derivatives

Income and Expense (December 31, 2000)

  • Dollar figures in thousands
  • $5,656Total interest income
  • $3,108Total interest expense
  • $2,548Net interest income
  • $239Provision for loan and lease losses
  • $789Total noninterest income
  • $0Fiduciary activities
  • $451Service charges on deposit accounts
  • $0Trading account gains & fees
  • $338Additional noninterest income
  • $2,039Total noninterest expense
  • $1,204Salaries and employee benefits
  • $189Premises and equipment expense
  • $646Additional noninterest expense
  • $1,059Pre-tax net operating income
  • -$6Securities gains (losses)
  • $330Applicable income taxes
  • $723Income before extraordinary items
  • $0Extraordinary gains - net
  • $723Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $200Sale, conversion, retirement of capital stock, net
  • $140Net operating income

Performance and Condition Ratios (December 31, 2000)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.53%Yield on earning assets
  • 4.69%Cost of funding earning assets
  • 3.84%Net interest margin
  • 1.19%Noninterest income to earning assets
  • 3.08%Noninterest expense to earning assets
  • 1.02%Net operating income to assets
  • 1.01%Return on assets (ROA)
  • 1.47%Pretax return on assets
  • 14.80%Return on equity (ROE)
  • 11.94%Retained earnings to average equity (YTD only)
  • 0.41%Net charge-offs to loans
  • 119.50%Credit loss provision to net charge-offs
  • 6.49%Efficiency ratio
  • 61,103Assets per employee
  • 2.77%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 19.36%Loss allowance to loans
  • 1.07%Loss allowance to noncurrent loans
  • 68.33%Noncurrent assets plus other real estate owned to assets
  • 1.18%Noncurrent loans to loans
  • 1.57%Net loans and leases to deposits
  • 85.75%Net loans and leases to core deposits
  • 120.35%Equity capital to assets
  • 6.74%Core capital (leverage) ratio
  • 6.76%Tier 1 risk-based capital ratio
  • 9.72%Total risk-based capital ratio
  • Memoranda
  • $11Average assets
  • $71,571Average earning assets
  • $4,884Average equity
  • $66,271Average loans

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