First State Bank in Oklahoma City, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 10, 2000

  • First State Bank in Oklahoma City, Oklahoma (OK)
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First State Bank - Overview

  • General
  • FDIC Certificate #: 35460
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: BancFirst (#27476)
    Federal Reserve ID: 2857561
    Date Established: December 18, 1999
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 6 (Interstate: No)
    FDIC's unique #: 80241
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: December 18, 1999
    Last Structure Change Effective Date: November 10, 2000
    Last Structure Change Process Date: December 04, 2000
    Last Data Update: December 04, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 700 East Memorial Road, Oklahoma City, OK 73114
    County: Oklahoma
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Oklahoma City, OK (#5880)
    Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416)
    Core Based Statistical Area (CBSA): Oklahoma City, OK (#36420)
    CBSA Metro Statistical Area: Oklahoma City, OK (#36420)
  • Financial Summary
  • Total assets: $103.0 mil

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 45Total employees (full-time equivalent)
  • $106,528Total assets
  • $5,328Cash and due from depository institutions
  • $1,546Interest-bearing balances
  • $29,330Securities
  • $8,666Federal funds sold & reverse repurchase agreements
  • $56,868Net loans & leases
  • $2,487Loan loss allowance
  • $0Trading account assets
  • $2,778Bank premises and fixed assets
  • $0Other real estate owned
  • $2,606Goodwill and other intangibles
  • $0Life insurance assets
  • $952All other assets
  • $106,528Total liabilities and capital
  • $98,243Total liabilities
  • $97,793Total deposits
  • $87,258Interest-bearing deposits
  • $97,793Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $450All other liabilities
  • $8,285Total equity capital
  • $8,285Total bank equity capital
  • $8,285Perpetual preferred stock
  • $0Common stock
  • $1,000Surplus
  • $7,300Undivided profits
  • Memoranda
  • $-15Noncurrent loans and leases
  • $3,780Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $425Earning assets
  • $0Long-term assets (5+ years)
  • $425Average Assets, year-to-date
  • $96,410Average Assets, quarterly
  • $26,093Volatile liabilities
  • $106,528Insider loans
  • $106,528FHLB advances
  • $12,129Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $214Total risk weighted assets
  • $3,780Total unused commitments
  • $0Restructured Loans and leases
  • $813Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $286Total interest income
  • $155Total interest expense
  • $131Net interest income
  • $0Provision for loan and lease losses
  • $32Total noninterest income
  • $0Fiduciary activities
  • $32Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $187Total noninterest expense
  • $121Salaries and employee benefits
  • $13Premises and equipment expense
  • $53Additional noninterest expense
  • -$24Pre-tax net operating income
  • $0Securities gains (losses)
  • -$9Applicable income taxes
  • -$15Income before extraordinary items
  • $0Extraordinary gains - net
  • -$15Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $13Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.30%Yield on earning assets
  • 0.16%Cost of funding earning assets
  • 0.14%Net interest margin
  • 0.03%Noninterest income to earning assets
  • 0.19%Noninterest expense to earning assets
  • -0.01%Net operating income to assets
  • -0.01%Return on assets (ROA)
  • -0.02%Pretax return on assets
  • -0.18%Return on equity (ROE)
  • -0.18%Retained earnings to average equity (YTD only)
  • 0.02%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • -1.85%Efficiency ratio
  • 112,883Assets per employee
  • 2.37%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 4.19%Loss allowance to noncurrent loans
  • 585.18%Noncurrent assets plus other real estate owned to assets
  • 0.40%Noncurrent loans to loans
  • 0.72%Net loans and leases to deposits
  • 58.15%Net loans and leases to core deposits
  • 66.38%Equity capital to assets
  • 7.78%Core capital (leverage) ratio
  • 5.51%Tier 1 risk-based capital ratio
  • 8.96%Total risk-based capital ratio
  • Memoranda
  • $10Average assets
  • $106,528Average earning assets
  • $8,285Average equity
  • $96,410Average loans

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