FDIC Certificate #: 8603 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:First Bank & Trust Company (#5394) Federal Reserve ID: 146458 Date Established: January 01, 1917 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Interstate: No) OTS Docket #: 13303 FDIC's unique #: 5497 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes State Chartered: Yes Date of Deposit Insurance: January 01, 1934 Last Structure Change Effective Date: August 27, 2007 Last Structure Change Process Date: August 30, 2007 Last Data Update: August 30, 2007 Data Source Date: April 05, 2012
Location
Address: 348 Broadway, Imperial, NE 69033 County: Chase Quarterly Banking Profile Region: Kansas City FDIC Geographic Region: Kansas City FDIC Supervisory Region: Kansas City FDIC Field Office: Grand Island Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West
Financial Summary
Total assets: $30.2 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2006)
Dollar figures in thousands
10Total employees (full-time equivalent)
$31,761Total assets
$2,038Cash and due from depository institutions
$80Interest-bearing balances
$9,562Securities
$0Federal funds sold & reverse repurchase agreements
$18,509Net loans & leases
$546Loan loss allowance
$0Trading account assets
$324Bank premises and fixed assets
$0Other real estate owned
$133Goodwill and other intangibles
$435Life insurance assets
$1,195All other assets
$31,761Total liabilities and capital
$29,024Total liabilities
$27,409Total deposits
$23,622Interest-bearing deposits
$27,409Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$1,500Other borrowed funds
$0Subordinated debt
$115All other liabilities
$2,737Total equity capital
$2,737Total bank equity capital
$2,737Perpetual preferred stock
$0Common stock
$200Surplus
$1,263Undivided profits
Memoranda
$1,274Noncurrent loans and leases
$5,248Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$7Earning assets
$0Long-term assets (5+ years)
$545Average Assets, year-to-date
$28,151Average Assets, quarterly
$3,364Volatile liabilities
$30,549Insider loans
$30,518FHLB advances
$7,433Loans and leases held for sale
$1,049Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$5,248Total unused commitments
$0Restructured Loans and leases
$275Derivatives
Income and Expense (December 31, 2006)
Dollar figures in thousands
$1,909Total interest income
$815Total interest expense
$1,094Net interest income
$0Provision for loan and lease losses
$125Total noninterest income
$0Fiduciary activities
$82Service charges on deposit accounts
$0Trading account gains & fees
$43Additional noninterest income
$904Total noninterest expense
$543Salaries and employee benefits
$87Premises and equipment expense
$274Additional noninterest expense
$315Pre-tax net operating income
$0Securities gains (losses)
$12Applicable income taxes
$303Income before extraordinary items
$0Extraordinary gains - net
$303Net income attributable to bank
$0Net charge-offs
$0Cash dividends
-$14Sale, conversion, retirement of capital stock, net
$308Net operating income
Performance and Condition Ratios (December 31, 2006)
Dollar figures in thousands
Performance Ratios (%, annualized)
6.96%Yield on earning assets
2.97%Cost of funding earning assets
3.99%Net interest margin
0.46%Noninterest income to earning assets
3.29%Noninterest expense to earning assets
0.99%Net operating income to assets
0.99%Return on assets (ROA)
1.03%Pretax return on assets
11.29%Return on equity (ROE)
-0.19%Retained earnings to average equity (YTD only)
-0.08%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
0.00%Efficiency ratio
74,159Assets per employee
3.18%Cash dividends to net income (YTD only)
Condition Ratios (%)
101.65%Loss allowance to loans
2.87%Loss allowance to noncurrent loans
7800.00%Noncurrent assets plus other real estate owned to assets
0.02%Noncurrent loans to loans
0.04%Net loans and leases to deposits
67.53%Net loans and leases to core deposits
92.66%Equity capital to assets
8.62%Core capital (leverage) ratio
9.15%Tier 1 risk-based capital ratio
12.71%Total risk-based capital ratio
Memoranda
$14Average assets
$30,549Average earning assets
$2,683Average equity
$27,446Average loans
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