First State Bank & Trust Co. in city_name, state_name - Detailed Financial Reports, Location

First State Bank & Trust Co. in Mission, Texas (TX)
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First State Bank & Trust Co. - Overview

General
FDIC Certificate #: 11901
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: Texas State Bank (#23346)
Federal Reserve ID: 387952
Date Established: July 01, 1909
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 7 (Interstate: No)
FDIC's unique #: 7599
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: May 14, 1996
Last Structure Change Process Date: June 05, 1996
Last Data Update: June 05, 1996
Data Source Date: April 05, 2012
Location
Address: 900 Conway Street, Mission, TX 78572
County: Hidalgo
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Houston
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): McAllen-Edinburg-Mission, TX (#4880)
Core Based Statistical Area (CBSA): McAllen-Edinburg-Mission, TX (#32580)
CBSA Metro Statistical Area: McAllen-Edinburg-Mission, TX (#32580)
Financial Summary
Total assets: $428.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1995)

Dollar figures in thousands
0Total employees (full-time equivalent)
$101Total assets
$406,694Cash and due from depository institutions
$17,457Interest-bearing balances
$0Securities
$166,761Federal funds sold & reverse repurchase agreements
$23,350Net loans & leases
$185,266Loan loss allowance
$4,196Trading account assets
$0Bank premises and fixed assets
$5,487Other real estate owned
$431Goodwill and other intangibles
$7,942Life insurance assets
$0All other assets
$0Total liabilities and capital
$406,694Total liabilities
$347,307Total deposits
$345,837Interest-bearing deposits
$303,800Deposits held in domestic offices
345837.00%% insured (estimated)
$69Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$157Subordinated debt
$0All other liabilities
$1,313Total equity capital
$1,313Total bank equity capital
$59,387Perpetual preferred stock
$0Common stock
$4,000Surplus
$21,000Undivided profits
Memoranda
$34,387Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$7,583Income earned, not collected on loans
$4,951Earning assets
$375,377Long-term assets (5+ years)
$28,421Average Assets, year-to-date
$408,597Average Assets, quarterly
$405,975Volatile liabilities
$94,412Insider loans
$1,830FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$19,769Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$59,405Total risk weighted assets
$235,098Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1995)

Dollar figures in thousands
$0Total interest income
$32,479Total interest expense
$13,103Net interest income
$19,376Provision for loan and lease losses
$2,425Total noninterest income
$1,404Fiduciary activities
$24Service charges on deposit accounts
$1,146Trading account gains & fees
$0Additional noninterest income
$234Total noninterest expense
$6,274Salaries and employee benefits
$2,824Premises and equipment expense
$911Additional noninterest expense
$2,539Pre-tax net operating income
$12,081Securities gains (losses)
$0Applicable income taxes
$3,436Income before extraordinary items
$8,645Extraordinary gains - net
$0Net income attributable to bank
$8,645Net charge-offs
$2,144Cash dividends
$5,000Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1995)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
8.55%Cost of funding earning assets
3.45%Net interest margin
5.10%Noninterest income to earning assets
0.37%Noninterest expense to earning assets
1.65%Net operating income to assets
2.12%Return on assets (ROA)
2.12%Pretax return on assets
2.96%Return on equity (ROE)
15.20%Retained earnings to average equity (YTD only)
6.41%Net charge-offs to loans
1.14%Credit loss provision to net charge-offs
113.11%Efficiency ratio
30,192Assets per employee
4.03%Cash dividends to net income (YTD only)
Condition Ratios (%)
57.84%Loss allowance to loans
2.21%Loss allowance to noncurrent loans
55.33%Noncurrent assets plus other real estate owned to assets
1.97%Noncurrent loans to loans
4.00%Net loans and leases to deposits
53.57%Net loans and leases to core deposits
73.64%Equity capital to assets
14.60%Core capital (leverage) ratio
14.83%Tier 1 risk-based capital ratio
25.27%Total risk-based capital ratio
Memoranda
$27Average assets
$408,597Average earning assets
$56,893Average equity
$379,769Average loans

First State Bank & Trust Co. in Mission, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank & Trust Co. - Overview

Assets and Liabilities (December 31, 1995)

Income and Expense (December 31, 1995)

Performance and Condition Ratios (December 31, 1995)

Comment about this bank, ask questions, or add new information about it:

First State Bank & Trust Co. in Mission, Texas (TX)Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank & Trust Co. - Overview

Assets and Liabilities (December 31, 1995)

Income and Expense (December 31, 1995)

Performance and Condition Ratios (December 31, 1995)

Comment about this bank, ask questions, or add new information about it:

First State Bank & Trust Co. in Mission, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches