First State Bank & Trust Company of Shawnee - Overview
General
FDIC Certificate #: 19137 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:First United Bank and Trust Company (#4239) Federal Reserve ID: 518550 Date Established: June 04, 1964 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Interstate: No) OTS Docket #: 14598 FDIC's unique #: 12964 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: June 04, 1964 Last Structure Change Effective Date: June 18, 1999 Last Structure Change Process Date: July 07, 1999 Last Data Update: July 07, 1999 Data Source Date: April 05, 2012
Location
Address: 912 East Independence, Shawnee, OK 74801 County: Pottawatomie Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Oklahoma City Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Oklahoma City, OK (#5880) Combined Statistical Area (CSA): Oklahoma City-Shawnee, OK (#416) Core Based Statistical Area (CBSA): Shawnee, OK (#43060) CBSA Micro Statistical Area: Yes
Financial Summary
Total assets: $90.0 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 1998)
Dollar figures in thousands
43Total employees (full-time equivalent)
$89,518Total assets
$2,550Cash and due from depository institutions
$30Interest-bearing balances
$34,624Securities
$8,000Federal funds sold & reverse repurchase agreements
$41,759Net loans & leases
$329Loan loss allowance
$0Trading account assets
$1,502Bank premises and fixed assets
$226Other real estate owned
$0Goodwill and other intangibles
$0Life insurance assets
$857All other assets
$89,518Total liabilities and capital
$81,418Total liabilities
$81,055Total deposits
$70,857Interest-bearing deposits
$81,055Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$363All other liabilities
$8,100Total equity capital
$8,100Total bank equity capital
$8,100Perpetual preferred stock
$0Common stock
$1,500Surplus
$1,900Undivided profits
Memoranda
$4,700Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$405Earning assets
$58Long-term assets (5+ years)
$357Average Assets, year-to-date
$84,413Average Assets, quarterly
$8,692Volatile liabilities
$90,886Insider loans
$89,218FHLB advances
$10,020Loans and leases held for sale
$86Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$4,260Total unused commitments
$0Restructured Loans and leases
$49,916Derivatives
Income and Expense (December 31, 1998)
Dollar figures in thousands
$6,473Total interest income
$3,309Total interest expense
$3,164Net interest income
$805Provision for loan and lease losses
$645Total noninterest income
$0Fiduciary activities
$398Service charges on deposit accounts
$0Trading account gains & fees
$247Additional noninterest income
$2,550Total noninterest expense
$1,287Salaries and employee benefits
$442Premises and equipment expense
$821Additional noninterest expense
$454Pre-tax net operating income
$1Securities gains (losses)
-$139Applicable income taxes
$594Income before extraordinary items
$0Extraordinary gains - net
$594Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$864Sale, conversion, retirement of capital stock, net
$400Net operating income
Performance and Condition Ratios (December 31, 1998)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.56%Yield on earning assets
3.87%Cost of funding earning assets
3.70%Net interest margin
0.75%Noninterest income to earning assets
2.98%Noninterest expense to earning assets
0.65%Net operating income to assets
0.65%Return on assets (ROA)
0.50%Pretax return on assets
7.60%Return on equity (ROE)
2.48%Retained earnings to average equity (YTD only)
1.93%Net charge-offs to loans
93.17%Credit loss provision to net charge-offs
1.46%Efficiency ratio
66,947Assets per employee
2.08%Cash dividends to net income (YTD only)
Condition Ratios (%)
67.34%Loss allowance to loans
0.78%Loss allowance to noncurrent loans
81.23%Noncurrent assets plus other real estate owned to assets
0.70%Noncurrent loans to loans
0.96%Net loans and leases to deposits
51.52%Net loans and leases to core deposits
58.79%Equity capital to assets
9.05%Core capital (leverage) ratio
9.09%Tier 1 risk-based capital ratio
16.24%Total risk-based capital ratio
Memoranda
$17Average assets
$90,886Average earning assets
$7,814Average equity
$85,613Average loans
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