First State Bank of Biggsville in Biggsville, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 13, 2009

  • First State Bank of Biggsville in Biggsville, Illinois (IL)
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First State Bank of Biggsville - Overview

  • General
  • FDIC Certificate #: 12095
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Casey State Bank (#3614)
    Federal Reserve ID: 385631
    Date Established: January 01, 1927
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 7685
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: November 13, 2009
    Last Structure Change Process Date: November 23, 2009
    Last Data Update: November 23, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 203 E Main Street, Biggsville, IL 61418
    County: Henderson
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Princeton
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Core Based Statistical Area (CBSA): Burlington, IA-IL (#15460)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $20.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2008)

  • Dollar figures in thousands
  • 7Total employees (full-time equivalent)
  • $18,017Total assets
  • $451Cash and due from depository institutions
  • $0Interest-bearing balances
  • $10,049Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $6,938Net loans & leases
  • $205Loan loss allowance
  • $0Trading account assets
  • $70Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $509All other assets
  • $18,017Total liabilities and capital
  • $15,015Total liabilities
  • $14,550Total deposits
  • $10,865Interest-bearing deposits
  • $14,550Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $429Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $36All other liabilities
  • $3,002Total equity capital
  • $3,002Total bank equity capital
  • $3,002Perpetual preferred stock
  • $0Common stock
  • $200Surplus
  • $600Undivided profits
  • Memoranda
  • $2,202Noncurrent loans and leases
  • $639Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $604Earning assets
  • $0Long-term assets (5+ years)
  • $213Average Assets, year-to-date
  • $16,987Average Assets, quarterly
  • $8,488Volatile liabilities
  • $17,454Insider loans
  • $17,841FHLB advances
  • $1,942Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $639Total unused commitments
  • $0Restructured Loans and leases
  • $143Derivatives

Income and Expense (December 31, 2008)

  • Dollar figures in thousands
  • $946Total interest income
  • $355Total interest expense
  • $591Net interest income
  • $0Provision for loan and lease losses
  • $65Total noninterest income
  • $0Fiduciary activities
  • $31Service charges on deposit accounts
  • $0Trading account gains & fees
  • $34Additional noninterest income
  • $432Total noninterest expense
  • $232Salaries and employee benefits
  • $29Premises and equipment expense
  • $171Additional noninterest expense
  • $224Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $224Income before extraordinary items
  • $0Extraordinary gains - net
  • $224Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$2Sale, conversion, retirement of capital stock, net
  • $206Net operating income

Performance and Condition Ratios (December 31, 2008)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.74%Yield on earning assets
  • 2.15%Cost of funding earning assets
  • 3.58%Net interest margin
  • 0.39%Noninterest income to earning assets
  • 2.62%Noninterest expense to earning assets
  • 1.28%Net operating income to assets
  • 1.28%Return on assets (ROA)
  • 1.28%Pretax return on assets
  • 8.05%Return on equity (ROE)
  • 0.65%Retained earnings to average equity (YTD only)
  • -0.03%Net charge-offs to loans
  • 0.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 65,854Assets per employee
  • 2.57%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 91.96%Loss allowance to loans
  • 2.87%Loss allowance to noncurrent loans
  • 33.94%Noncurrent assets plus other real estate owned to assets
  • 3.35%Noncurrent loans to loans
  • 8.46%Net loans and leases to deposits
  • 47.68%Net loans and leases to core deposits
  • 53.22%Equity capital to assets
  • 16.66%Core capital (leverage) ratio
  • 14.82%Tier 1 risk-based capital ratio
  • 23.02%Total risk-based capital ratio
  • Memoranda
  • $24Average assets
  • $17,454Average earning assets
  • $2,781Average equity
  • $16,494Average loans

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