First State Bank of Donalsonville in Donalsonville, Georgia (GA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 13, 2002

  • First State Bank of Donalsonville in Donalsonville, Georgia (GA)
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First State Bank of Donalsonville - Overview

  • General
  • FDIC Certificate #: 29365
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First State Bank of Blakely (#15496)
    Federal Reserve ID: 166072
    Date Established: January 01, 1934
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    OTS Docket #: 3342
    FDIC's unique #: 42199
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    SAIF Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: Febuary 27, 1935
    Last Structure Change Effective Date: November 13, 2002
    Last Structure Change Process Date: December 19, 2002
    Last Data Update: December 19, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: 200 South Morris Avenue, Donalsonville, GA 31745
    County: Seminole
    Quarterly Banking Profile Region: Atlanta
    FDIC Geographic Region: Atlanta
    FDIC Supervisory Region: Atlanta
    FDIC Field Office: Albany Ga
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
  • Financial Summary
  • Total assets: $80.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 26Total employees (full-time equivalent)
  • $84,511Total assets
  • $2,542Cash and due from depository institutions
  • $23Interest-bearing balances
  • $21,344Securities
  • $2,196Federal funds sold & reverse repurchase agreements
  • $52,443Net loans & leases
  • $712Loan loss allowance
  • $0Trading account assets
  • $2,173Bank premises and fixed assets
  • $506Other real estate owned
  • $662Goodwill and other intangibles
  • $0Life insurance assets
  • $2,645All other assets
  • $84,511Total liabilities and capital
  • $76,844Total liabilities
  • $64,268Total deposits
  • $59,041Interest-bearing deposits
  • $64,268Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $12,000Other borrowed funds
  • $0Subordinated debt
  • $576All other liabilities
  • $7,667Total equity capital
  • $7,667Total bank equity capital
  • $7,667Perpetual preferred stock
  • $0Common stock
  • $351Surplus
  • $7,311Undivided profits
  • Memoranda
  • $5Noncurrent loans and leases
  • $6,374Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,060Earning assets
  • $121Long-term assets (5+ years)
  • $989Average Assets, year-to-date
  • $76,006Average Assets, quarterly
  • $4,281Volatile liabilities
  • $87,705Insider loans
  • $84,234FHLB advances
  • $16,466Loans and leases held for sale
  • $1,855Unused loan commitments
  • $12,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $6,374Total unused commitments
  • $288Restructured Loans and leases
  • $680Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $6,613Total interest income
  • $4,167Total interest expense
  • $2,446Net interest income
  • $331Provision for loan and lease losses
  • $478Total noninterest income
  • $0Fiduciary activities
  • $404Service charges on deposit accounts
  • $0Trading account gains & fees
  • $74Additional noninterest income
  • $2,241Total noninterest expense
  • $905Salaries and employee benefits
  • $390Premises and equipment expense
  • $946Additional noninterest expense
  • $352Pre-tax net operating income
  • -$5Securities gains (losses)
  • $136Applicable income taxes
  • $211Income before extraordinary items
  • $0Extraordinary gains - net
  • $211Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $406Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.28%Yield on earning assets
  • 5.22%Cost of funding earning assets
  • 3.06%Net interest margin
  • 0.60%Noninterest income to earning assets
  • 2.81%Noninterest expense to earning assets
  • 0.24%Net operating income to assets
  • 0.24%Return on assets (ROA)
  • 0.40%Pretax return on assets
  • 2.79%Return on equity (ROE)
  • 2.79%Retained earnings to average equity (YTD only)
  • 0.75%Net charge-offs to loans
  • 81.53%Credit loss provision to net charge-offs
  • 1.68%Efficiency ratio
  • 74,282Assets per employee
  • 3.25%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.34%Loss allowance to noncurrent loans
  • 67.17%Noncurrent assets plus other real estate owned to assets
  • 1.85%Noncurrent loans to loans
  • 1.99%Net loans and leases to deposits
  • 81.60%Net loans and leases to core deposits
  • 109.71%Equity capital to assets
  • 9.07%Core capital (leverage) ratio
  • 8.21%Tier 1 risk-based capital ratio
  • 12.70%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $87,705Average earning assets
  • $7,576Average equity
  • $79,820Average loans

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