First State Bank of Goltry in Goltry, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 21, 1994

First State Bank of Goltry in Goltry, Oklahoma (OK)
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First State Bank of Goltry - Overview

General
FDIC Certificate #: 8982
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: The Bank of Kremlin (#11526)
Federal Reserve ID: 189455
Date Established: January 01, 1902
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 1 (Interstate: No)
FDIC's unique #: 5738
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 21, 1994
Last Structure Change Process Date: March 30, 1994
Last Data Update: March 30, 1994
Data Source Date: April 05, 2012
Location
Address: Main And Broadway, Goltry, OK 73739
County: Alfalfa
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Oklahoma City
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Financial Summary
Total assets: $8.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

Dollar figures in thousands
0Total employees (full-time equivalent)
$6Total assets
$8,708Cash and due from depository institutions
$1,213Interest-bearing balances
$895Securities
$400Federal funds sold & reverse repurchase agreements
$1,290Net loans & leases
$5,486Loan loss allowance
$84Trading account assets
$0Bank premises and fixed assets
$21Other real estate owned
$0Goodwill and other intangibles
$298Life insurance assets
$0All other assets
$0Total liabilities and capital
$8,708Total liabilities
$7,745Total deposits
$7,596Interest-bearing deposits
$6,176Deposits held in domestic offices
7596.00%% insured (estimated)
$100Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$0All other liabilities
$149Total equity capital
$149Total bank equity capital
$963Perpetual preferred stock
$0Common stock
$150Surplus
$235Undivided profits
Memoranda
$578Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$31Income earned, not collected on loans
$141Earning assets
$8,071Long-term assets (5+ years)
$0Average Assets, year-to-date
$8,298Average Assets, quarterly
$8,478Volatile liabilities
$500Insider loans
$72FHLB advances
$0Loans and leases held for sale
$0Unused loan commitments
$752Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$963Total risk weighted assets
$6,428Total unused commitments
$0Restructured Loans and leases
$0Derivatives

Income and Expense (December 31, 1993)

Dollar figures in thousands
$0Total interest income
$563Total interest expense
$223Net interest income
$340Provision for loan and lease losses
$33Total noninterest income
$71Fiduciary activities
$0Service charges on deposit accounts
$53Trading account gains & fees
$0Additional noninterest income
$18Total noninterest expense
$258Salaries and employee benefits
$145Premises and equipment expense
$32Additional noninterest expense
$81Pre-tax net operating income
$120Securities gains (losses)
$0Applicable income taxes
$34Income before extraordinary items
$86Extraordinary gains - net
$10Net income attributable to bank
$96Net charge-offs
$30Cash dividends
$36Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 1993)

Dollar figures in thousands
Performance Ratios (%, annualized)
0.00%Yield on earning assets
7.40%Cost of funding earning assets
2.93%Net interest margin
4.47%Noninterest income to earning assets
0.93%Noninterest expense to earning assets
3.39%Net operating income to assets
1.04%Return on assets (ROA)
1.16%Pretax return on assets
1.57%Return on equity (ROE)
10.14%Retained earnings to average equity (YTD only)
6.34%Net charge-offs to loans
0.59%Credit loss provision to net charge-offs
110.00%Efficiency ratio
62,774Assets per employee
1.45%Cash dividends to net income (YTD only)
Condition Ratios (%)
37.50%Loss allowance to loans
1.51%Loss allowance to noncurrent loans
270.97%Noncurrent assets plus other real estate owned to assets
0.36%Noncurrent loans to loans
0.56%Net loans and leases to deposits
72.22%Net loans and leases to core deposits
77.31%Equity capital to assets
11.06%Core capital (leverage) ratio
11.39%Tier 1 risk-based capital ratio
14.98%Total risk-based capital ratio
Memoranda
$16Average assets
$8,298Average earning assets
$947Average equity
$7,608Average loans

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