First State Bank of Goltry in Goltry, Oklahoma (OK)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of March 21, 1994

  • First State Bank of Goltry in Goltry, Oklahoma (OK)
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First State Bank of Goltry - Overview

  • General
  • FDIC Certificate #: 8982
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: The Bank of Kremlin (#11526)
    Federal Reserve ID: 189455
    Date Established: January 01, 1902
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 5738
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 21, 1994
    Last Structure Change Process Date: March 30, 1994
    Last Data Update: March 30, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: Main And Broadway, Goltry, OK 73739
    County: Alfalfa
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Oklahoma City
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $8.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $6Total assets
  • $8,708Cash and due from depository institutions
  • $1,213Interest-bearing balances
  • $895Securities
  • $400Federal funds sold & reverse repurchase agreements
  • $1,290Net loans & leases
  • $5,486Loan loss allowance
  • $84Trading account assets
  • $0Bank premises and fixed assets
  • $21Other real estate owned
  • $0Goodwill and other intangibles
  • $298Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $8,708Total liabilities
  • $7,745Total deposits
  • $7,596Interest-bearing deposits
  • $6,176Deposits held in domestic offices
  • 7596.00%% insured (estimated)
  • $100Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $149Total equity capital
  • $149Total bank equity capital
  • $963Perpetual preferred stock
  • $0Common stock
  • $150Surplus
  • $235Undivided profits
  • Memoranda
  • $578Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $31Income earned, not collected on loans
  • $141Earning assets
  • $8,071Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $8,298Average Assets, quarterly
  • $8,478Volatile liabilities
  • $500Insider loans
  • $72FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $752Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $963Total risk weighted assets
  • $6,428Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $563Total interest expense
  • $223Net interest income
  • $340Provision for loan and lease losses
  • $33Total noninterest income
  • $71Fiduciary activities
  • $0Service charges on deposit accounts
  • $53Trading account gains & fees
  • $0Additional noninterest income
  • $18Total noninterest expense
  • $258Salaries and employee benefits
  • $145Premises and equipment expense
  • $32Additional noninterest expense
  • $81Pre-tax net operating income
  • $120Securities gains (losses)
  • $0Applicable income taxes
  • $34Income before extraordinary items
  • $86Extraordinary gains - net
  • $10Net income attributable to bank
  • $96Net charge-offs
  • $30Cash dividends
  • $36Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.40%Cost of funding earning assets
  • 2.93%Net interest margin
  • 4.47%Noninterest income to earning assets
  • 0.93%Noninterest expense to earning assets
  • 3.39%Net operating income to assets
  • 1.04%Return on assets (ROA)
  • 1.16%Pretax return on assets
  • 1.57%Return on equity (ROE)
  • 10.14%Retained earnings to average equity (YTD only)
  • 6.34%Net charge-offs to loans
  • 0.59%Credit loss provision to net charge-offs
  • 110.00%Efficiency ratio
  • 62,774Assets per employee
  • 1.45%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 37.50%Loss allowance to loans
  • 1.51%Loss allowance to noncurrent loans
  • 270.97%Noncurrent assets plus other real estate owned to assets
  • 0.36%Noncurrent loans to loans
  • 0.56%Net loans and leases to deposits
  • 72.22%Net loans and leases to core deposits
  • 77.31%Equity capital to assets
  • 11.06%Core capital (leverage) ratio
  • 11.39%Tier 1 risk-based capital ratio
  • 14.98%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $8,298Average earning assets
  • $947Average equity
  • $7,608Average loans

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