First State Bank of Hill County in Dallas, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 06, 2005

  • First State Bank of Hill County in Dallas, Texas (TX)
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First State Bank of Hill County - Overview

  • General
  • FDIC Certificate #: 3353
    Status: Inactive
    Closing history: Change in Location
    Acquiring institution: Hillcrest Bank (#22173)
    Federal Reserve ID: 110066
    Date Established: January 01, 1933
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Interstate: No)
    FDIC's unique #: 2173
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 06, 2005
    Last Structure Change Process Date: December 22, 2005
    Last Data Update: December 22, 2005
    Data Source Date: April 05, 2012
  • Location
  • Address: 12 Oaks East Retirement Community Center, Dallas, TX 75228
    County: Dallas
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Dallas, TX (#1920)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
  • History of Changes
  • Merger - Without Assistance
    Office Sold
    Change in Location
  • Financial Summary
  • Total assets: $16.7 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

  • Dollar figures in thousands
  • 12Total employees (full-time equivalent)
  • $16,100Total assets
  • $3,706Cash and due from depository institutions
  • $2,862Interest-bearing balances
  • $4,496Securities
  • $2,210Federal funds sold & reverse repurchase agreements
  • $5,104Net loans & leases
  • $54Loan loss allowance
  • $0Trading account assets
  • $359Bank premises and fixed assets
  • $133Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $92All other assets
  • $16,100Total liabilities and capital
  • $14,996Total liabilities
  • $14,961Total deposits
  • $10,848Interest-bearing deposits
  • $14,961Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $35All other liabilities
  • $1,104Total equity capital
  • $1,104Total bank equity capital
  • $1,104Perpetual preferred stock
  • $0Common stock
  • $200Surplus
  • $400Undivided profits
  • Memoranda
  • $504Noncurrent loans and leases
  • $87Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $83Earning assets
  • $0Long-term assets (5+ years)
  • $73Average Assets, year-to-date
  • $14,672Average Assets, quarterly
  • $4,323Volatile liabilities
  • $15,944Insider loans
  • $15,951FHLB advances
  • $3,441Loans and leases held for sale
  • $547Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $87Total unused commitments
  • $0Restructured Loans and leases
  • $54Derivatives

Income and Expense (December 31, 2004)

  • Dollar figures in thousands
  • $668Total interest income
  • $197Total interest expense
  • $471Net interest income
  • $12Provision for loan and lease losses
  • $194Total noninterest income
  • $0Fiduciary activities
  • $180Service charges on deposit accounts
  • $0Trading account gains & fees
  • $14Additional noninterest income
  • $605Total noninterest expense
  • $301Salaries and employee benefits
  • $91Premises and equipment expense
  • $213Additional noninterest expense
  • $48Pre-tax net operating income
  • $0Securities gains (losses)
  • $0Applicable income taxes
  • $48Income before extraordinary items
  • $0Extraordinary gains - net
  • $48Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$4Sale, conversion, retirement of capital stock, net
  • $25Net operating income

Performance and Condition Ratios (December 31, 2004)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.64%Yield on earning assets
  • 1.37%Cost of funding earning assets
  • 3.27%Net interest margin
  • 1.35%Noninterest income to earning assets
  • 4.20%Noninterest expense to earning assets
  • 0.30%Net operating income to assets
  • 0.30%Return on assets (ROA)
  • 0.30%Pretax return on assets
  • 4.41%Return on equity (ROE)
  • 2.11%Retained earnings to average equity (YTD only)
  • -0.08%Net charge-offs to loans
  • -300.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 90,977Assets per employee
  • 1.34%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 52.08%Loss allowance to loans
  • 1.05%Loss allowance to noncurrent loans
  • 65.06%Noncurrent assets plus other real estate owned to assets
  • 1.34%Noncurrent loans to loans
  • 1.61%Net loans and leases to deposits
  • 34.12%Net loans and leases to core deposits
  • 44.31%Equity capital to assets
  • 6.86%Core capital (leverage) ratio
  • 7.12%Tier 1 risk-based capital ratio
  • 15.01%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $15,944Average earning assets
  • $1,089Average equity
  • $14,401Average loans

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