First State Bank of Matador in Matador, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of July 22, 2005

  • First State Bank of Matador in Matador, Texas (TX)
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First State Bank of Matador - Overview

  • General
  • FDIC Certificate #: 1205
    Status: Inactive
    Closing history: Change in Geographic Region/Area/Territory/Field Office
    Acquiring institution: The First National Bank of Seymour (#5525)
    Federal Reserve ID: 367552
    Date Established: January 01, 1907
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 1 (Interstate: No)
    FDIC's unique #: 825
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: July 22, 2005
    Last Structure Change Process Date: September 21, 2005
    Last Data Update: September 21, 2005
    Data Source Date: April 05, 2012
  • Location
  • Address: Main Street And Dundee, Matador, TX 79244
    County: Motley
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Lubbock
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Merger - Without Assistance
    Change in Geographic Region/Area/Territory/Field Office
  • Financial Summary
  • Total assets: $12.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

  • Dollar figures in thousands
  • 7Total employees (full-time equivalent)
  • $12,206Total assets
  • $1,064Cash and due from depository institutions
  • $0Interest-bearing balances
  • $8,055Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $2,918Net loans & leases
  • $102Loan loss allowance
  • $0Trading account assets
  • $13Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $156All other assets
  • $12,206Total liabilities and capital
  • $10,906Total liabilities
  • $10,862Total deposits
  • $3,298Interest-bearing deposits
  • $10,862Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $44All other liabilities
  • $1,300Total equity capital
  • $1,300Total bank equity capital
  • $1,300Perpetual preferred stock
  • $0Common stock
  • $200Surplus
  • $600Undivided profits
  • Memoranda
  • $500Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $60Average Assets, year-to-date
  • $10,973Average Assets, quarterly
  • $4,613Volatile liabilities
  • $11,759Insider loans
  • $11,876FHLB advances
  • $1,509Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $0Restructured Loans and leases
  • $65Derivatives

Income and Expense (December 31, 2004)

  • Dollar figures in thousands
  • $470Total interest income
  • $42Total interest expense
  • $428Net interest income
  • -$21Provision for loan and lease losses
  • $74Total noninterest income
  • $0Fiduciary activities
  • $58Service charges on deposit accounts
  • $0Trading account gains & fees
  • $16Additional noninterest income
  • $363Total noninterest expense
  • $211Salaries and employee benefits
  • $70Premises and equipment expense
  • $82Additional noninterest expense
  • $160Pre-tax net operating income
  • $0Securities gains (losses)
  • $60Applicable income taxes
  • $100Income before extraordinary items
  • $0Extraordinary gains - net
  • $100Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • -$21Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2004)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.44%Yield on earning assets
  • 0.40%Cost of funding earning assets
  • 4.05%Net interest margin
  • 0.70%Noninterest income to earning assets
  • 3.43%Noninterest expense to earning assets
  • 0.85%Net operating income to assets
  • 0.85%Return on assets (ROA)
  • 1.36%Pretax return on assets
  • 7.99%Return on equity (ROE)
  • 7.99%Retained earnings to average equity (YTD only)
  • -0.75%Net charge-offs to loans
  • 100.00%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 72,311Assets per employee
  • 1.74%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 3.38%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.00%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 26.86%Net loans and leases to core deposits
  • 31.20%Equity capital to assets
  • 10.65%Core capital (leverage) ratio
  • 10.56%Tier 1 risk-based capital ratio
  • 25.19%Total risk-based capital ratio
  • Memoranda
  • $26Average assets
  • $11,759Average earning assets
  • $1,252Average equity
  • $10,576Average loans

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