First State Bank of Mobeetie in city_name, state_name - Detailed Financial Reports, Location

First State Bank of Mobeetie in Mobeetie, Texas (TX)
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First State Bank of Mobeetie routing number info

First State Bank of Mobeetie - Overview

General
FDIC Certificate #: 17909
Status: Active
Federal Reserve ID: 103563
Date Established: January 01, 1906
WWW: http://www.fsbmobeetie.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 2 (Domestic: 2, Interstate: No)
FDIC's unique #: 11847
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Other Specialized Lending < 1 Billion
Date of Deposit Insurance: September 23, 1958
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 101 S. Wheeler St, Mobeetie, TX 79061
County: Wheeler
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Lubbock
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
History of Changes
Change in Location
Change in Geographic Region/Area/Territory/Field Office
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $116.0 mil
Equity capital: $7.2 mil
Deposits held in domestic offices: $108.3 mil
Return on assets (ROA): 0.72% ($0.8 mil)
Quarterly return on assets: 1.17% ($1.4 mil)
Return on Equity (ROE): 10.57% ($0.7 mil)
Quarterly return on equity: 17.29% ($1.2 mil)
Net income: $0.7 mil
Quarterly Net income: $0.3 mil
Pretax return on assets: 0.80% ($928.4 mil)
Quarterly Pretax return on assets: 1.49% ($1,729.1 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
15Total employees (full-time equivalent)
$116,044Total assets
$5,193Cash and due from depository institutions
$1,007Interest-bearing balances
$74,370Securities
$19,830Federal funds sold & reverse repurchase agreements
$14,902Net loans & leases
$282Loan loss allowance
$0Trading account assets
$568Bank premises and fixed assets
$268Other real estate owned
$0Goodwill and other intangibles
$116,044Life insurance assets
$913All other assets
$108,798Total liabilities and capital
$108,259Total liabilities
$93,278Total deposits
$108,259Interest-bearing deposits
$63Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$539Subordinated debt
$7,246All other liabilities
$7,246Total equity capital
$7,246Total bank equity capital
$0Perpetual preferred stock
$180Common stock
$1,820Surplus
$5,246Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$135Income earned, not collected on loans
$0Earning assets
$639Long-term assets (5+ years)
$110,109Average Assets, year-to-date
$65,100Average Assets, quarterly
$98,386Volatile liabilities
$106,004Insider loans
$34,470FHLB advances
$99,116Loans and leases held for sale
$55Unused loan commitments
$55Tier 1 (core) risk-based capital
$6,352Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$1,230Restructured Loans and leases
$336Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$2,441Total interest income
$639Total interest expense
$1,802Net interest income
$0Provision for loan and lease losses
$214Total noninterest income
$0Fiduciary activities
$164Service charges on deposit accounts
$0Trading account gains & fees
$50Additional noninterest income
$1,369Total noninterest expense
$696Salaries and employee benefits
$157Premises and equipment expense
$516Additional noninterest expense
$647Pre-tax net operating income
$139Securities gains (losses)
$82Applicable income taxes
$704Income before extraordinary items
$0Extraordinary gains - net
$704Net income attributable to bank
$0Net charge-offs
$704Cash dividends
$33Sale, conversion, retirement of capital stock, net
$90Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
2.60%Yield on earning assets
0.68%Cost of funding earning assets
1.92%Net interest margin
0.23%Noninterest income to earning assets
1.46%Noninterest expense to earning assets
0.59%Net operating income to assets
0.72%Return on assets (ROA)
0.80%Pretax return on assets
10.57%Return on equity (ROE)
9.22%Retained earnings to average equity (YTD only)
0.21%Net charge-offs to loans
0.00%Credit loss provision to net charge-offs
19.61%Efficiency ratio
67,907Assets per employee
7.74%Cash dividends to net income (YTD only)
Condition Ratios (%)
12.78%Loss allowance to loans
1.86%Loss allowance to noncurrent loans
208.89%Noncurrent assets plus other real estate owned to assets
0.35%Noncurrent loans to loans
0.89%Net loans and leases to deposits
13.77%Net loans and leases to core deposits
16.11%Equity capital to assets
6.24%Core capital (leverage) ratio
6.41%Tier 1 risk-based capital ratio
18.43%Total risk-based capital ratio
Memoranda
$19Average assets
$98,386Average earning assets
$6,662Average equity
$93,920Average loans

List of branches

2 Texas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type	Map
0	11847	First State Bank Of Mobeetie	101 S. Wheeler St, Mobeetie, TX 79061	January 01, 1906	Full Service Brick and Mortar
1	243131	Wheeler Branch	Highway 83, Wheeler, TX 79096	August 24, 1992	Full Service Brick and Mortar

First State Bank of Mobeetie in Mobeetie, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank of Mobeetie - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First State Bank of Mobeetie in Mobeetie, Texas (TX)Overview, Financial Summary, Detailed Financial Reports, Branches

First State Bank of Mobeetie - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First State Bank of Mobeetie in Mobeetie, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches