First State Bank of Nebraska in Nebraska City, Nebraska (NE)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of October 01, 2002

  • First State Bank of Nebraska in Nebraska City, Nebraska (NE)
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First State Bank of Nebraska - Overview

  • General
  • FDIC Certificate #: 57042
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Heartland Community Bank (#34053)
    Federal Reserve ID: 2911191
    Date Established: November 06, 2000
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 340672
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: November 06, 2000
    Last Structure Change Effective Date: October 01, 2002
    Last Structure Change Process Date: October 08, 2002
    Last Data Update: October 08, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: 1124 Central Avenue, Nebraska City, NE 68410
    County: Otoe
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Omaha
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $4.1 mil

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 3Total employees (full-time equivalent)
  • $4,513Total assets
  • $99Cash and due from depository institutions
  • $0Interest-bearing balances
  • $0Securities
  • $1,310Federal funds sold & reverse repurchase agreements
  • $2,945Net loans & leases
  • $28Loan loss allowance
  • $0Trading account assets
  • $2Bank premises and fixed assets
  • $35Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $122All other assets
  • $4,513Total liabilities and capital
  • $2,623Total liabilities
  • $2,604Total deposits
  • $2,246Interest-bearing deposits
  • $2,604Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $19All other liabilities
  • $1,890Total equity capital
  • $1,890Total bank equity capital
  • $1,890Perpetual preferred stock
  • $0Common stock
  • $160Surplus
  • $1,840Undivided profits
  • Memoranda
  • $-110Noncurrent loans and leases
  • $104Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $0Earning assets
  • $0Long-term assets (5+ years)
  • $61Average Assets, year-to-date
  • $4,255Average Assets, quarterly
  • $225Volatile liabilities
  • $3,923Insider loans
  • $4,379FHLB advances
  • $714Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $104Total unused commitments
  • $0Restructured Loans and leases
  • $28Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $311Total interest income
  • $114Total interest expense
  • $197Net interest income
  • $113Provision for loan and lease losses
  • $3Total noninterest income
  • $0Fiduciary activities
  • $3Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $222Total noninterest expense
  • $128Salaries and employee benefits
  • $23Premises and equipment expense
  • $71Additional noninterest expense
  • -$135Pre-tax net operating income
  • $0Securities gains (losses)
  • -$46Applicable income taxes
  • -$89Income before extraordinary items
  • $0Extraordinary gains - net
  • -$89Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $105Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.39%Yield on earning assets
  • 3.08%Cost of funding earning assets
  • 5.32%Net interest margin
  • 0.08%Noninterest income to earning assets
  • 5.99%Noninterest expense to earning assets
  • -2.27%Net operating income to assets
  • -2.27%Return on assets (ROA)
  • -3.44%Pretax return on assets
  • -4.60%Return on equity (ROE)
  • -4.60%Retained earnings to average equity (YTD only)
  • 3.71%Net charge-offs to loans
  • 107.62%Credit loss provision to net charge-offs
  • -0.21%Efficiency ratio
  • 111,000Assets per employee
  • 1.50%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 0.94%Loss allowance to noncurrent loans
  • 0.00%Noncurrent assets plus other real estate owned to assets
  • 0.78%Noncurrent loans to loans
  • 0.00%Net loans and leases to deposits
  • 113.10%Net loans and leases to core deposits
  • 155.82%Equity capital to assets
  • 41.88%Core capital (leverage) ratio
  • 45.08%Tier 1 risk-based capital ratio
  • 57.01%Total risk-based capital ratio
  • Memoranda
  • $58Average assets
  • $3,923Average earning assets
  • $1,935Average equity
  • $3,706Average loans

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