First State Bank of North Texas in Dallas, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 09, 2003

  • First State Bank of North Texas in Dallas, Texas (TX)
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First State Bank of North Texas - Overview

  • General
  • FDIC Certificate #: 10360
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Prosperity Bank (#16835)
    Federal Reserve ID: 220554
    Date Established: Febuary 14, 1906
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Interstate: No)
    OTS Docket #: 15792
    FDIC's unique #: 6636
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 09, 2003
    Last Structure Change Process Date: January 14, 2004
    Last Data Update: January 14, 2004
    Data Source Date: April 05, 2012
  • Location
  • Address: 18800 Preston Road, Suite 100, Dallas, TX 75252
    County: Dallas
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Dallas, TX (#1920)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
  • Financial Summary
  • Total assets: $100.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2002)

  • Dollar figures in thousands
  • 36Total employees (full-time equivalent)
  • $93,061Total assets
  • $4,522Cash and due from depository institutions
  • $6Interest-bearing balances
  • $63,483Securities
  • $3,080Federal funds sold & reverse repurchase agreements
  • $20,413Net loans & leases
  • $287Loan loss allowance
  • $0Trading account assets
  • $767Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $796All other assets
  • $93,061Total liabilities and capital
  • $85,252Total liabilities
  • $83,969Total deposits
  • $54,015Interest-bearing deposits
  • $83,969Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $1,000Other borrowed funds
  • $0Subordinated debt
  • $283All other liabilities
  • $7,809Total equity capital
  • $7,809Total bank equity capital
  • $7,809Perpetual preferred stock
  • $0Common stock
  • $305Surplus
  • $3,695Undivided profits
  • Memoranda
  • $3,809Noncurrent loans and leases
  • $1,032Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $72Earning assets
  • $0Long-term assets (5+ years)
  • $350Average Assets, year-to-date
  • $86,982Average Assets, quarterly
  • $7,119Volatile liabilities
  • $96,679Insider loans
  • $93,687FHLB advances
  • $6,418Loans and leases held for sale
  • $0Unused loan commitments
  • $1,000Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $1,032Total unused commitments
  • $0Restructured Loans and leases
  • $279Derivatives

Income and Expense (December 31, 2002)

  • Dollar figures in thousands
  • $4,527Total interest income
  • $1,035Total interest expense
  • $3,492Net interest income
  • $22Provision for loan and lease losses
  • $1,995Total noninterest income
  • $0Fiduciary activities
  • $1,999Service charges on deposit accounts
  • $0Trading account gains & fees
  • -$4Additional noninterest income
  • $2,787Total noninterest expense
  • $1,727Salaries and employee benefits
  • $237Premises and equipment expense
  • $823Additional noninterest expense
  • $2,678Pre-tax net operating income
  • -$20Securities gains (losses)
  • $18Applicable income taxes
  • $2,640Income before extraordinary items
  • $0Extraordinary gains - net
  • $2,640Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $12Sale, conversion, retirement of capital stock, net
  • $2,774Net operating income

Performance and Condition Ratios (December 31, 2002)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.95%Yield on earning assets
  • 1.13%Cost of funding earning assets
  • 3.82%Net interest margin
  • 2.18%Noninterest income to earning assets
  • 3.05%Noninterest expense to earning assets
  • 2.75%Net operating income to assets
  • 2.73%Return on assets (ROA)
  • 2.75%Pretax return on assets
  • 33.24%Return on equity (ROE)
  • -1.69%Retained earnings to average equity (YTD only)
  • 0.06%Net charge-offs to loans
  • 183.33%Credit loss provision to net charge-offs
  • 225.00%Efficiency ratio
  • 50,793Assets per employee
  • 2.59%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 105.08%Loss allowance to loans
  • 1.39%Loss allowance to noncurrent loans
  • 398.61%Noncurrent assets plus other real estate owned to assets
  • 0.08%Noncurrent loans to loans
  • 0.35%Net loans and leases to deposits
  • 24.31%Net loans and leases to core deposits
  • 25.99%Equity capital to assets
  • 8.39%Core capital (leverage) ratio
  • 8.27%Tier 1 risk-based capital ratio
  • 34.07%Total risk-based capital ratio
  • Memoranda
  • $35Average assets
  • $96,679Average earning assets
  • $7,942Average equity
  • $91,364Average loans

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