First Sun Bank of America in Ellington, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of December 31, 1997

  • First Sun Bank of America in Ellington, Missouri (MO)
  • Show street view No street view available for this location

First Sun Bank of America - Overview

  • General
  • FDIC Certificate #: 12466
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: First Sun Bank of America (#15941)
    Federal Reserve ID: 955856
    Date Established: October 18, 1909
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 8 (Interstate: No)
    FDIC's unique #: 7935
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: December 31, 1997
    Last Structure Change Process Date: Febuary 09, 1998
    Last Data Update: April 11, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 100-102 East Walnut Street, Ellington, MO 63638
    County: Reynolds
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
  • Financial Summary
  • Total assets: $63.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $45Total assets
  • $63,862Cash and due from depository institutions
  • $1,456Interest-bearing balances
  • $195Securities
  • $22,409Federal funds sold & reverse repurchase agreements
  • $1,825Net loans & leases
  • $35,049Loan loss allowance
  • $653Trading account assets
  • $0Bank premises and fixed assets
  • $1,400Other real estate owned
  • $33Goodwill and other intangibles
  • $677Life insurance assets
  • $1,013All other assets
  • $0Total liabilities and capital
  • $63,862Total liabilities
  • $57,374Total deposits
  • $57,050Interest-bearing deposits
  • $49,489Deposits held in domestic offices
  • 57050.00%% insured (estimated)
  • $99Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $324Total equity capital
  • $324Total bank equity capital
  • $6,488Perpetual preferred stock
  • $0Common stock
  • $629Surplus
  • $3,079Undivided profits
  • Memoranda
  • $2,780Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $178Income earned, not collected on loans
  • $227Earning assets
  • $59,478Long-term assets (5+ years)
  • $5,040Average Assets, year-to-date
  • $61,401Average Assets, quarterly
  • $64,816Volatile liabilities
  • $5,749Insider loans
  • $368FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $2,994Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $5,473Total risk weighted assets
  • $35,809Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $4,658Total interest expense
  • $2,276Net interest income
  • $2,382Provision for loan and lease losses
  • $0Total noninterest income
  • $398Fiduciary activities
  • $0Service charges on deposit accounts
  • $197Trading account gains & fees
  • $0Additional noninterest income
  • $201Total noninterest expense
  • $1,569Salaries and employee benefits
  • $859Premises and equipment expense
  • $245Additional noninterest expense
  • $465Pre-tax net operating income
  • $1,211Securities gains (losses)
  • $0Applicable income taxes
  • $328Income before extraordinary items
  • $883Extraordinary gains - net
  • $0Net income attributable to bank
  • $883Net charge-offs
  • -$18Cash dividends
  • $598Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 8.23%Cost of funding earning assets
  • 4.02%Net interest margin
  • 4.21%Noninterest income to earning assets
  • 0.70%Noninterest expense to earning assets
  • 2.77%Net operating income to assets
  • 1.44%Return on assets (ROA)
  • 1.44%Pretax return on assets
  • 1.97%Return on equity (ROE)
  • 15.00%Retained earnings to average equity (YTD only)
  • 4.84%Net charge-offs to loans
  • -0.06%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 53,849Assets per employee
  • 1.42%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 67.72%Loss allowance to loans
  • 1.83%Loss allowance to noncurrent loans
  • 366.85%Noncurrent assets plus other real estate owned to assets
  • 0.33%Noncurrent loans to loans
  • 0.50%Net loans and leases to deposits
  • 61.44%Net loans and leases to core deposits
  • 68.32%Equity capital to assets
  • 10.16%Core capital (leverage) ratio
  • 8.58%Tier 1 risk-based capital ratio
  • 15.28%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $61,401Average earning assets
  • $5,888Average equity
  • $56,613Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with First Sun Bank of America.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents