First Team Bank in city_name, state_name - Detailed Financial Reports, Location

First Team Bank in Heber Springs, Arkansas (AR)
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First Team Bank - Overview

General
FDIC Certificate #: 8731
Status: Inactive
Closing history: Merger - Without Assistance
Acquiring institution: First Arkansas Bank and Trust (#16849)
Federal Reserve ID: 333249
Date Established: March 03, 1903
WWW: http://www.firstteambank.com
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 12 (Interstate: No)
OTS Docket #: 15658
FDIC's unique #: 5562
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Bank Insurance Fund (BIF)
Bank Insurance Fund: Yes
Insured commercial Banks: Yes
FDIC Insured: Yes
State Chartered: Yes
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: November 01, 2005
Last Structure Change Process Date: November 01, 2005
Last Data Update: November 01, 2005
Data Source Date: April 05, 2012
Location
Address: Eighth And Main Streets, Heber Springs, AR 72543
County: Cleburne
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Little Rock
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Western
Financial Summary
Total assets: $233.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2004)

Dollar figures in thousands
75Total employees (full-time equivalent)
$206,137Total assets
$4,404Cash and due from depository institutions
$26Interest-bearing balances
$92,785Securities
$0Federal funds sold & reverse repurchase agreements
$95,137Net loans & leases
$1,282Loan loss allowance
$0Trading account assets
$2,310Bank premises and fixed assets
$2,320Other real estate owned
$1,951Goodwill and other intangibles
$0Life insurance assets
$7,230All other assets
$206,137Total liabilities and capital
$186,693Total liabilities
$174,857Total deposits
$156,776Interest-bearing deposits
$174,857Deposits held in domestic offices
0.00%% insured (estimated)
$4,172Federal funds purchased & repurchase agreements
$0Trading liabilities
$6,715Other borrowed funds
$0Subordinated debt
$949All other liabilities
$19,444Total equity capital
$19,444Total bank equity capital
$19,444Perpetual preferred stock
$0Common stock
$120Surplus
$3,000Undivided profits
Memoranda
$16,324Noncurrent loans and leases
$10,761Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$801Earning assets
$0Long-term assets (5+ years)
$1,288Average Assets, year-to-date
$187,948Average Assets, quarterly
$44,876Volatile liabilities
$210,398Insider loans
$205,868FHLB advances
$39,451Loans and leases held for sale
$235Unused loan commitments
$6,715Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$10,761Total unused commitments
$0Restructured Loans and leases
$1,282Derivatives

Income and Expense (December 31, 2004)

Dollar figures in thousands
$9,404Total interest income
$2,798Total interest expense
$6,606Net interest income
$20Provision for loan and lease losses
$1,148Total noninterest income
$0Fiduciary activities
$826Service charges on deposit accounts
$0Trading account gains & fees
$322Additional noninterest income
$5,418Total noninterest expense
$2,553Salaries and employee benefits
$1,104Premises and equipment expense
$1,761Additional noninterest expense
$2,316Pre-tax net operating income
$228Securities gains (losses)
$551Applicable income taxes
$1,993Income before extraordinary items
$0Extraordinary gains - net
$1,993Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$93Sale, conversion, retirement of capital stock, net
$1,920Net operating income

Performance and Condition Ratios (December 31, 2004)

Dollar figures in thousands
Performance Ratios (%, annualized)
4.89%Yield on earning assets
1.46%Cost of funding earning assets
3.44%Net interest margin
0.60%Noninterest income to earning assets
2.82%Noninterest expense to earning assets
0.86%Net operating income to assets
0.95%Return on assets (ROA)
1.21%Pretax return on assets
9.79%Return on equity (ROE)
0.36%Retained earnings to average equity (YTD only)
0.10%Net charge-offs to loans
21.51%Credit loss provision to net charge-offs
25.12%Efficiency ratio
67,655Assets per employee
2.75%Cash dividends to net income (YTD only)
Condition Ratios (%)
96.34%Loss allowance to loans
1.33%Loss allowance to noncurrent loans
160.05%Noncurrent assets plus other real estate owned to assets
1.51%Noncurrent loans to loans
0.83%Net loans and leases to deposits
54.41%Net loans and leases to core deposits
66.26%Equity capital to assets
9.43%Core capital (leverage) ratio
8.55%Tier 1 risk-based capital ratio
15.25%Total risk-based capital ratio
Memoranda
$16Average assets
$210,398Average earning assets
$20,354Average equity
$192,267Average loans

First Team Bank in Heber Springs, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Team Bank - Overview

Assets and Liabilities (December 31, 2004)

Income and Expense (December 31, 2004)

Performance and Condition Ratios (December 31, 2004)

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First Team Bank in Heber Springs, Arkansas (AR)Overview, Financial Summary, Detailed Financial Reports, Branches

First Team Bank - Overview

Assets and Liabilities (December 31, 2004)

Income and Expense (December 31, 2004)

Performance and Condition Ratios (December 31, 2004)

Comment about this bank, ask questions, or add new information about it:

First Team Bank in Heber Springs, Arkansas (AR)
Overview, Financial Summary, Detailed Financial Reports, Branches