First Texas Bank in city_name, state_name - Detailed Financial Reports, Location

First Texas Bank in Georgetown, Texas (TX)
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First Texas Bank routing number info

First Texas Bank - Overview

General
FDIC Certificate #: 11935
Status: Active
Federal Reserve ID: 444350
Bank Holding Company (Regulatory Top Holder): First Texas Bancorp, Inc. (RSSDID: 1100813, Location: Georgetown, TX)
Date Established: January 01, 1898
WWW: http://www.firsttexas-gtwn.com
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
Offices: 4 (Domestic: 4, Interstate: No)
FDIC's unique #: 7622
Numeric code: 21
Regulator: FDIC
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: January 01, 1934
Last Structure Change Effective Date: March 31, 2006
Last Structure Change Process Date: November 03, 2006
Last Data Update: November 03, 2006
Data Source Date: April 05, 2012
Location
Address: 900 Austin Avenue, Georgetown, TX 78626
County: Williamson
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Austin
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: West
Metropolitan Statistical Area (MSA): Austin-San Marcos, TX (#640)
Combined Statistical Area (CSA): Austin-Round Rock-Marble Falls, TX (#126)
Core Based Statistical Area (CBSA): Austin-Round Rock-San Marcos, TX (#12420)
CBSA Metro Statistical Area: Austin-Round Rock-San Marcos, TX (#12420)
History of Changes
Merge BIF and SAIF Funds into DIF
Financial Summary
Total assets: $309.4 mil
Equity capital: $34.4 mil
Deposits held in domestic offices: $274.2 mil
Return on assets (ROA): 1.26% ($3.9 mil)
Quarterly return on assets: 1.09% ($3.4 mil)
Return on Equity (ROE): 11.89% ($4.0 mil)
Quarterly return on equity: 9.91% ($3.4 mil)
Net income: $3.9 mil
Quarterly Net income: $0.8 mil
Pretax return on assets: 1.89% ($5,848.0 mil)
Quarterly Pretax return on assets: 1.64% ($5,074.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

Dollar figures in thousands
68Total employees (full-time equivalent)
$309,417Total assets
$10,929Cash and due from depository institutions
$5,867Interest-bearing balances
$169,074Securities
$27,300Federal funds sold & reverse repurchase agreements
$91,415Net loans & leases
$923Loan loss allowance
$0Trading account assets
$3,067Bank premises and fixed assets
$1,093Other real estate owned
$0Goodwill and other intangibles
$309,417Life insurance assets
$6,539All other assets
$275,011Total liabilities and capital
$274,201Total liabilities
$199,505Total deposits
$274,201Interest-bearing deposits
$88Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$810Subordinated debt
$34,406All other liabilities
$34,406Total equity capital
$34,406Total bank equity capital
$0Perpetual preferred stock
$1,000Common stock
$18,000Surplus
$15,406Undivided profits
Memoranda
$0Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$3,417Income earned, not collected on loans
$0Earning assets
$1,424Long-term assets (5+ years)
$293,656Average Assets, year-to-date
$14,654Average Assets, quarterly
$307,078Volatile liabilities
$309,782Insider loans
$137,682FHLB advances
$310,393Loans and leases held for sale
$3,436Unused loan commitments
$3,436Tier 1 (core) risk-based capital
$33,710Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$13,257Restructured Loans and leases
$483Derivatives

Income and Expense (December 31, 2011)

Dollar figures in thousands
$11,096Total interest income
$738Total interest expense
$10,358Net interest income
-$545Provision for loan and lease losses
$1,537Total noninterest income
$0Fiduciary activities
$404Service charges on deposit accounts
$0Trading account gains & fees
$1,133Additional noninterest income
$6,636Total noninterest expense
$3,551Salaries and employee benefits
$663Premises and equipment expense
$2,422Additional noninterest expense
$5,804Pre-tax net operating income
$0Securities gains (losses)
$1,944Applicable income taxes
$3,860Income before extraordinary items
$0Extraordinary gains - net
$3,860Net income attributable to bank
$0Net charge-offs
$3,860Cash dividends
$135Sale, conversion, retirement of capital stock, net
$0Net operating income

Performance and Condition Ratios (December 31, 2011)

Dollar figures in thousands
Performance Ratios (%, annualized)
3.80%Yield on earning assets
0.25%Cost of funding earning assets
3.55%Net interest margin
0.53%Noninterest income to earning assets
2.27%Noninterest expense to earning assets
1.26%Net operating income to assets
1.26%Return on assets (ROA)
1.89%Pretax return on assets
11.89%Return on equity (ROE)
11.89%Retained earnings to average equity (YTD only)
0.14%Net charge-offs to loans
-403.70%Credit loss provision to net charge-offs
38.96%Efficiency ratio
55,788Assets per employee
4.55%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.00%Loss allowance to noncurrent loans
27.01%Noncurrent assets plus other real estate owned to assets
1.46%Noncurrent loans to loans
3.70%Net loans and leases to deposits
33.34%Net loans and leases to core deposits
33.98%Equity capital to assets
11.12%Core capital (leverage) ratio
10.86%Tier 1 risk-based capital ratio
24.48%Total risk-based capital ratio
Memoranda
$25Average assets
$307,078Average earning assets
$32,459Average equity
$292,038Average loans

List of branches

4 Texas Branches as of April 05, 2012

No	ID	Name	Address	Established	Service Type
0	7622	First Texas Bank	900 Austin Avenue, Georgetown, TX 78626	January 01, 1898	Full Service Brick and Mortar
1	225999	Williams Branch	5321 Williams Drive, Georgetown, TX 78628	August 06, 1996	Full Service Brick and Mortar
2	226000	Del Webb Branch	480 Del Webb Boulevard, Georgetown, TX 78628	April 07, 1997	Full Service Brick and Mortar
3	363834	Liberty Hill Branch	721 Hwy 183, Liberty Hill, TX 78642	May 06, 2002	Full Service Brick and Mortar

First Texas Bank in Georgetown, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

First Texas Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Texas Bank in Georgetown, Texas (TX)Overview, Financial Summary, Detailed Financial Reports, Branches

First Texas Bank - Overview

Assets and Liabilities (December 31, 2011)

Income and Expense (December 31, 2011)

Performance and Condition Ratios (December 31, 2011)

List of branches

Comment about this bank, ask questions, or add new information about it:

First Texas Bank in Georgetown, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches