FDIC Certificate #: 22084 Status: Inactive Closing history: Merger - Without Assistance Acquiring institution:Bank of Texas, National Association (#25271) Federal Reserve ID: 783358 Date Established: August 05, 1975 Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 3 (Interstate: No) FDIC's unique #: 15334 Numeric code: 21 Regulator: FDIC Insurance Fund Membership: Bank Insurance Fund (BIF) Bank Insurance Fund: Yes Insured commercial Banks: Yes FDIC Insured: Yes State Chartered: Yes Date of Deposit Insurance: August 05, 1975 Last Structure Change Effective Date: January 01, 1998 Last Structure Change Process Date: January 21, 1998 Last Data Update: January 21, 1998 Data Source Date: April 05, 2012
Location
Address: 2650 Royal Lane, Dallas, TX 75229 County: Dallas Quarterly Banking Profile Region: Dallas FDIC Geographic Region: Dallas FDIC Supervisory Region: Dallas FDIC Field Office: Dallas Office of the Comptroller the Currency (OCC) District: Southwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Dallas, TX (#1920) Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31) Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206) Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100) CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100) Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
Financial Summary
Total assets: $164.4 mil
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Assets and Liabilities (December 31, 1997)
Dollar figures in thousands
48Total employees (full-time equivalent)
$164,432Total assets
$15,671Cash and due from depository institutions
$4,020Interest-bearing balances
$55,378Securities
$8,650Federal funds sold & reverse repurchase agreements
$61,495Net loans & leases
$1,204Loan loss allowance
$0Trading account assets
$1,533Bank premises and fixed assets
$1,124Other real estate owned
$17,194Goodwill and other intangibles
$0Life insurance assets
$3,387All other assets
$164,432Total liabilities and capital
$123,269Total liabilities
$122,127Total deposits
$66,010Interest-bearing deposits
$122,127Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$0Trading liabilities
$0Other borrowed funds
$0Subordinated debt
$1,142All other liabilities
$41,163Total equity capital
$41,163Total bank equity capital
$41,163Perpetual preferred stock
$0Common stock
$1,250Surplus
$38,123Undivided profits
Memoranda
$1,790Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$0Income earned, not collected on loans
$154Earning assets
$0Long-term assets (5+ years)
$359Average Assets, year-to-date
$129,543Average Assets, quarterly
$23,822Volatile liabilities
$158,368Insider loans
$162,083FHLB advances
$22,303Loans and leases held for sale
$357Unused loan commitments
$0Tier 1 (core) risk-based capital
$0Tier 2 risk-based capital
$0Total risk weighted assets
$23,426Total unused commitments
$0Restructured Loans and leases
$82,341Derivatives
Income and Expense (December 31, 1997)
Dollar figures in thousands
$9,187Total interest income
$1,934Total interest expense
$7,253Net interest income
$450Provision for loan and lease losses
$1,424Total noninterest income
$0Fiduciary activities
$1,079Service charges on deposit accounts
$0Trading account gains & fees
$345Additional noninterest income
$4,809Total noninterest expense
$1,940Salaries and employee benefits
$420Premises and equipment expense
$2,449Additional noninterest expense
$3,418Pre-tax net operating income
-$120Securities gains (losses)
$1,680Applicable income taxes
$1,618Income before extraordinary items
$0Extraordinary gains - net
$1,618Net income attributable to bank
$0Net charge-offs
$0Cash dividends
$686Sale, conversion, retirement of capital stock, net
$0Net operating income
Performance and Condition Ratios (December 31, 1997)
Dollar figures in thousands
Performance Ratios (%, annualized)
7.28%Yield on earning assets
1.53%Cost of funding earning assets
5.75%Net interest margin
1.13%Noninterest income to earning assets
3.81%Noninterest expense to earning assets
1.07%Net operating income to assets
1.02%Return on assets (ROA)
2.08%Pretax return on assets
4.47%Return on equity (ROE)
4.47%Retained earnings to average equity (YTD only)
1.17%Net charge-offs to loans
65.60%Credit loss provision to net charge-offs
5.64%Efficiency ratio
38,032Assets per employee
3.43%Cash dividends to net income (YTD only)
Condition Ratios (%)
0.00%Loss allowance to loans
1.92%Loss allowance to noncurrent loans
781.82%Noncurrent assets plus other real estate owned to assets
0.78%Noncurrent loans to loans
0.25%Net loans and leases to deposits
50.35%Net loans and leases to core deposits
61.60%Equity capital to assets
25.03%Core capital (leverage) ratio
16.07%Tier 1 risk-based capital ratio
28.90%Total risk-based capital ratio
Memoranda
$30Average assets
$158,368Average earning assets
$36,230Average equity
$126,165Average loans
Comment about this bank, ask questions, or add new information about it:
This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with First Texas Bank.
Based on public records. Inadvertent errors are possible. bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.
Comment about this bank, ask questions, or add new information about it: