First Texas Bank in Dallas, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of January 01, 1998

  • First Texas Bank in Dallas, Texas (TX)
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First Texas Bank - Overview

  • General
  • FDIC Certificate #: 22084
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Bank of Texas, National Association (#25271)
    Federal Reserve ID: 783358
    Date Established: August 05, 1975
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    FDIC's unique #: 15334
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: August 05, 1975
    Last Structure Change Effective Date: January 01, 1998
    Last Structure Change Process Date: January 21, 1998
    Last Data Update: January 21, 1998
    Data Source Date: April 05, 2012
  • Location
  • Address: 2650 Royal Lane, Dallas, TX 75229
    County: Dallas
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Dallas
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Dallas, TX (#1920)
    Consolidated Metropolitan Statistical Area (CMSA): Dallas-Fort Worth, TX (#31)
    Combined Statistical Area (CSA): Dallas-Fort Worth, TX (#206)
    Core Based Statistical Area (CBSA): Dallas-Fort Worth-Arlington, TX (#19100)
    CBSA Metro Statistical Area: Dallas-Fort Worth-Arlington, TX (#19100)
    Core Based Statistical Division: Dallas-Plano-Irving, TX (#19124)
  • Financial Summary
  • Total assets: $164.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1997)

  • Dollar figures in thousands
  • 48Total employees (full-time equivalent)
  • $164,432Total assets
  • $15,671Cash and due from depository institutions
  • $4,020Interest-bearing balances
  • $55,378Securities
  • $8,650Federal funds sold & reverse repurchase agreements
  • $61,495Net loans & leases
  • $1,204Loan loss allowance
  • $0Trading account assets
  • $1,533Bank premises and fixed assets
  • $1,124Other real estate owned
  • $17,194Goodwill and other intangibles
  • $0Life insurance assets
  • $3,387All other assets
  • $164,432Total liabilities and capital
  • $123,269Total liabilities
  • $122,127Total deposits
  • $66,010Interest-bearing deposits
  • $122,127Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $1,142All other liabilities
  • $41,163Total equity capital
  • $41,163Total bank equity capital
  • $41,163Perpetual preferred stock
  • $0Common stock
  • $1,250Surplus
  • $38,123Undivided profits
  • Memoranda
  • $1,790Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $154Earning assets
  • $0Long-term assets (5+ years)
  • $359Average Assets, year-to-date
  • $129,543Average Assets, quarterly
  • $23,822Volatile liabilities
  • $158,368Insider loans
  • $162,083FHLB advances
  • $22,303Loans and leases held for sale
  • $357Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $23,426Total unused commitments
  • $0Restructured Loans and leases
  • $82,341Derivatives

Income and Expense (December 31, 1997)

  • Dollar figures in thousands
  • $9,187Total interest income
  • $1,934Total interest expense
  • $7,253Net interest income
  • $450Provision for loan and lease losses
  • $1,424Total noninterest income
  • $0Fiduciary activities
  • $1,079Service charges on deposit accounts
  • $0Trading account gains & fees
  • $345Additional noninterest income
  • $4,809Total noninterest expense
  • $1,940Salaries and employee benefits
  • $420Premises and equipment expense
  • $2,449Additional noninterest expense
  • $3,418Pre-tax net operating income
  • -$120Securities gains (losses)
  • $1,680Applicable income taxes
  • $1,618Income before extraordinary items
  • $0Extraordinary gains - net
  • $1,618Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $686Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1997)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 7.28%Yield on earning assets
  • 1.53%Cost of funding earning assets
  • 5.75%Net interest margin
  • 1.13%Noninterest income to earning assets
  • 3.81%Noninterest expense to earning assets
  • 1.07%Net operating income to assets
  • 1.02%Return on assets (ROA)
  • 2.08%Pretax return on assets
  • 4.47%Return on equity (ROE)
  • 4.47%Retained earnings to average equity (YTD only)
  • 1.17%Net charge-offs to loans
  • 65.60%Credit loss provision to net charge-offs
  • 5.64%Efficiency ratio
  • 38,032Assets per employee
  • 3.43%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.92%Loss allowance to noncurrent loans
  • 781.82%Noncurrent assets plus other real estate owned to assets
  • 0.78%Noncurrent loans to loans
  • 0.25%Net loans and leases to deposits
  • 50.35%Net loans and leases to core deposits
  • 61.60%Equity capital to assets
  • 25.03%Core capital (leverage) ratio
  • 16.07%Tier 1 risk-based capital ratio
  • 28.90%Total risk-based capital ratio
  • Memoranda
  • $30Average assets
  • $158,368Average earning assets
  • $36,230Average equity
  • $126,165Average loans

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