First Trust Bank of Shelbyville in Shelbyville, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of June 19, 2002

  • First Trust Bank of Shelbyville in Shelbyville, Illinois (IL)
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First Trust Bank of Shelbyville - Overview

  • General
  • FDIC Certificate #: 10082
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Main Street Bank & Trust (#10842)
    Federal Reserve ID: 234944
    Date Established: January 01, 1909
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 2 (Interstate: No)
    FDIC's unique #: 6446
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: June 19, 2002
    Last Structure Change Process Date: July 03, 2002
    Last Data Update: July 03, 2002
    Data Source Date: April 05, 2012
  • Location
  • Address: 200 West Main Street, Shelbyville, IL 62565
    County: Shelby
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Champaign
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
  • Financial Summary
  • Total assets: $75.3 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2001)

  • Dollar figures in thousands
  • 21Total employees (full-time equivalent)
  • $76,736Total assets
  • $2,636Cash and due from depository institutions
  • $0Interest-bearing balances
  • $28,584Securities
  • $1,860Federal funds sold & reverse repurchase agreements
  • $41,413Net loans & leases
  • $553Loan loss allowance
  • $0Trading account assets
  • $665Bank premises and fixed assets
  • $0Other real estate owned
  • $0Goodwill and other intangibles
  • $0Life insurance assets
  • $1,578All other assets
  • $76,736Total liabilities and capital
  • $65,976Total liabilities
  • $63,132Total deposits
  • $56,727Interest-bearing deposits
  • $63,132Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $2,135Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $10Other borrowed funds
  • $0Subordinated debt
  • $699All other liabilities
  • $10,760Total equity capital
  • $10,760Total bank equity capital
  • $10,760Perpetual preferred stock
  • $0Common stock
  • $450Surplus
  • $676Undivided profits
  • Memoranda
  • $9,634Noncurrent loans and leases
  • $4,385Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $1,088Earning assets
  • $0Long-term assets (5+ years)
  • $1,058Average Assets, year-to-date
  • $71,857Average Assets, quarterly
  • $11,326Volatile liabilities
  • $74,517Insider loans
  • $77,221FHLB advances
  • $7,472Loans and leases held for sale
  • $434Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $4,385Total unused commitments
  • $0Restructured Loans and leases
  • $553Derivatives

Income and Expense (December 31, 2001)

  • Dollar figures in thousands
  • $4,779Total interest income
  • $2,362Total interest expense
  • $2,417Net interest income
  • $1,140Provision for loan and lease losses
  • $360Total noninterest income
  • $124Fiduciary activities
  • $117Service charges on deposit accounts
  • $0Trading account gains & fees
  • $119Additional noninterest income
  • $1,632Total noninterest expense
  • $879Salaries and employee benefits
  • $235Premises and equipment expense
  • $518Additional noninterest expense
  • $5Pre-tax net operating income
  • $9Securities gains (losses)
  • -$148Applicable income taxes
  • $162Income before extraordinary items
  • $0Extraordinary gains - net
  • $162Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $912Sale, conversion, retirement of capital stock, net
  • $1,500Net operating income

Performance and Condition Ratios (December 31, 2001)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.77%Yield on earning assets
  • 3.35%Cost of funding earning assets
  • 3.42%Net interest margin
  • 0.51%Noninterest income to earning assets
  • 2.31%Noninterest expense to earning assets
  • 0.21%Net operating income to assets
  • 0.22%Return on assets (ROA)
  • 0.02%Pretax return on assets
  • 1.39%Return on equity (ROE)
  • -11.45%Retained earnings to average equity (YTD only)
  • 2.19%Net charge-offs to loans
  • 125.00%Credit loss provision to net charge-offs
  • 1.26%Efficiency ratio
  • 58,768Assets per employee
  • 3.65%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 925.93%Loss allowance to loans
  • 1.32%Loss allowance to noncurrent loans
  • 50.83%Noncurrent assets plus other real estate owned to assets
  • 1.42%Noncurrent loans to loans
  • 2.59%Net loans and leases to deposits
  • 65.60%Net loans and leases to core deposits
  • 71.64%Equity capital to assets
  • 14.02%Core capital (leverage) ratio
  • 13.31%Tier 1 risk-based capital ratio
  • 21.48%Total risk-based capital ratio
  • Memoranda
  • $23Average assets
  • $74,517Average earning assets
  • $11,690Average equity
  • $70,576Average loans

Total Fiduciary and Related Assets (December 31, 2001)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $35,105Managed Assets
  • 1Number of Accounts
  • $31,221Personal trust and agency accounts
  • $20,235Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $0Other retirement accounts
  • $0Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $10,986Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 70Number of Accounts
  • $0Personal trust and agency accounts
  • $0Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $3,884Other retirement accounts
  • $32Corporate trust and agency accounts
  • $3,596Other fiduciary accounts
  • $255Fiduciary accounts held in foreign offices

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