First Victoria National Bank in Victoria, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches


First Victoria National Bank - Overview

  • General
  • FDIC Certificate #: 5570
    Status: Active
    Federal Reserve ID: 488167
    Bank Holding Company (Regulatory Top Holder): Mow/Rpw Ii, Ltd. (RSSDID: 3111082, Location: Victoria, TX)
    Date Established: January 01, 1867
    WWW: http://www.firstvictoria.com
    Trust Powers Granted: Yes
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 27 (Domestic: 27, Interstate: No)
    OTS Docket #: 11570
    FDIC's unique #: 3790
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: No
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: March 31, 2006
    Last Structure Change Process Date: November 03, 2006
    Last Data Update: November 03, 2006
    Data Source Date: April 05, 2012
  • Location
  • Address: 101 South Main Street, Victoria, TX 77901
    County: Victoria
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Austin
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Victoria, TX (#8750)
    Core Based Statistical Area (CBSA): Victoria, TX (#47020)
    CBSA Metro Statistical Area: Victoria, TX (#47020)
  • History of Changes
  • Merge BIF and SAIF Funds into DIF
  • Financial Summary
  • Total assets: $1,911.3 mil
    Equity capital: $196.1 mil
    Deposits held in domestic offices: $1,700.2 mil
    Return on assets (ROA): 0.89% ($17.0 mil)
    Quarterly return on assets: 0.86% ($16.4 mil)
    Return on Equity (ROE): 8.79% ($17.2 mil)
    Quarterly return on equity: 8.35% ($16.4 mil)
    Net income: $16.2 mil
    Quarterly Net income: $4.1 mil
    Pretax return on assets: 1.27% ($24,273.2 mil)
    Quarterly Pretax return on assets: 1.22% ($23,317.6 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 509Total employees (full-time equivalent)
  • $1,911,275Total assets
  • $199,364Cash and due from depository institutions
  • $162,841Interest-bearing balances
  • $266,175Securities
  • $7,181Federal funds sold & reverse repurchase agreements
  • $1,303,778Net loans & leases
  • $24,022Loan loss allowance
  • $0Trading account assets
  • $49,745Bank premises and fixed assets
  • $3,498Other real estate owned
  • $28,446Goodwill and other intangibles
  • $1,911,275Life insurance assets
  • $53,088All other assets
  • $1,715,139Total liabilities and capital
  • $1,700,211Total liabilities
  • $1,323,677Total deposits
  • $1,700,211Interest-bearing deposits
  • $72Deposits held in domestic offices
  • 3400.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $11,528Subordinated debt
  • $196,136All other liabilities
  • $196,136Total equity capital
  • $196,136Total bank equity capital
  • $0Perpetual preferred stock
  • $5,932Common stock
  • $88,596Surplus
  • $101,608Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $16,372Income earned, not collected on loans
  • $0Earning assets
  • $6,987Long-term assets (5+ years)
  • $1,739,975Average Assets, year-to-date
  • $515,921Average Assets, quarterly
  • $1,809,019Volatile liabilities
  • $1,894,433Insider loans
  • $1,359,157FHLB advances
  • $1,849,749Loans and leases held for sale
  • $34,669Unused loan commitments
  • $187Tier 1 (core) risk-based capital
  • $163,834Tier 2 risk-based capital
  • $24,077Total risk weighted assets
  • $10,405Total unused commitments
  • $324,147Restructured Loans and leases
  • $32,449Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $79,736Total interest income
  • $11,849Total interest expense
  • $67,887Net interest income
  • $7,100Provision for loan and lease losses
  • $24,424Total noninterest income
  • $3,223Fiduciary activities
  • $13,667Service charges on deposit accounts
  • $0Trading account gains & fees
  • $7,534Additional noninterest income
  • $62,424Total noninterest expense
  • $36,018Salaries and employee benefits
  • $7,964Premises and equipment expense
  • $18,442Additional noninterest expense
  • $22,787Pre-tax net operating income
  • $272Securities gains (losses)
  • $6,891Applicable income taxes
  • $16,168Income before extraordinary items
  • $0Extraordinary gains - net
  • $16,168Net income attributable to bank
  • $0Net charge-offs
  • $16,168Cash dividends
  • $5,249Sale, conversion, retirement of capital stock, net
  • $13,363Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.84%Yield on earning assets
  • 0.72%Cost of funding earning assets
  • 4.12%Net interest margin
  • 1.48%Noninterest income to earning assets
  • 3.79%Noninterest expense to earning assets
  • 0.88%Net operating income to assets
  • 0.89%Return on assets (ROA)
  • 1.27%Pretax return on assets
  • 8.79%Return on equity (ROE)
  • 1.53%Retained earnings to average equity (YTD only)
  • 0.40%Net charge-offs to loans
  • 135.26%Credit loss provision to net charge-offs
  • 5.69%Efficiency ratio
  • 66,935Assets per employee
  • 3.75%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 82.65%Loss allowance to loans
  • 1.81%Loss allowance to noncurrent loans
  • 146.73%Noncurrent assets plus other real estate owned to assets
  • 1.04%Noncurrent loans to loans
  • 1.23%Net loans and leases to deposits
  • 76.68%Net loans and leases to core deposits
  • 81.45%Equity capital to assets
  • 10.26%Core capital (leverage) ratio
  • 8.86%Tier 1 risk-based capital ratio
  • 12.05%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $1,809,019Average earning assets
  • $183,890Average equity
  • $1,646,311Average loans

Total Fiduciary and Related Assets (December 31, 2011)

  • Dollar figures in thousands
  • $1Total fiduciary and related assets
  • 1Number of Fiduciary Accounts and Related Asset Accounts
  • YesFiduciary powers granted
  • YesFiduciary or related activity
  • $563,102Managed Assets
  • 1Number of Accounts
  • $520,401Personal trust and agency accounts
  • $184,115Employee benefit-defined contribution accounts
  • $117,991Employee benefit-defined benefit accounts
  • $375Other retirement accounts
  • $36,680Corporate trust and agency accounts
  • $0Investment management agency accounts
  • $181,240Other fiduciary accounts
  • $0Fiduciary accounts held in foreign offices
  • $0Non-managed Assets
  • 834Number of Accounts
  • $0Personal trust and agency accounts
  • $36,380Employee benefit-defined contribution accounts
  • $0Employee benefit-defined benefit accounts
  • $42,701Other retirement accounts
  • $916Corporate trust and agency accounts
  • $8,442Other fiduciary accounts
  • $13,957Fiduciary accounts held in foreign offices

List of branches

  • 27 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    03790First Victoria National Bank101 South Main Street, Victoria, TX 77901January 01, 1867Full Service Brick and Mortar
    1207837Colony Creek Branch1206 North John Stockbauer Drive, Victoria, TX 77901October 05, 1988Full Service Brick and Mortar
    2207838North Branch7001 Northeast Zac Lentz Parkway, Victoria, TX 77904August 02, 1993Full Service Brick and Mortar
    4207840Port Lavaca Branch618 Virginia, Port Lavaca, TX 77979Febuary 15, 1996Full Service Brick and Mortar
    53768Taft Branch421 Green Avenue, Taft, TX 78390January 06, 1923Full Service Brick and Mortar
    643884Edna Branch601 North Wells, Edna, TX 77957January 01, 1958Full Service Brick and Mortar
    86622New Waverly Branch102 W. Highway 1375, New Waverly, TX 77358January 01, 1907Full Service Brick and Mortar
    9272298Huntsville Branch2033 11th Street, Huntsville, TX 77340July 01, 1934Full Service Brick and Mortar
    10222297The Woodlands Branch25661 Interstate 45 North, The Woodlands, TX 77380September 03, 1996Full Service Brick and Mortar
    116632Hearne Branch122 West Fourth Street, Hearne, TX 77859January 01, 1907Full Service Brick and Mortar
    1244639College Station Branch410 Southwest Parkway E., College Station, TX 77840January 01, 1973Full Service Brick and Mortar
    13285992Bryan Branch3710 East 29th Street, Bryan, TX 77802January 01, 1973Full Service Brick and Mortar
    15452513Rockport Branch1629 Highway 35 North, Rockport, TX 78382June 30, 2006Full Service Brick and Mortar
    16455411Corpus Christi - Mann Branch400 Mann Street, Corpus Christi, TX 78401September 11, 2006Full Service Brick and Mortar
    17457662Bryan - Tejas Center Branch601 East Villa Maria, Bryan, TX 77802December 28, 2006Full Service Brick and Mortar
    18469121Corpus Christi - Timbergate Branch6670 South Staples Street, Corpus Christi, TX 78413October 04, 2007Full Service Brick and Mortar
    19469165Magnolia - Parkway Branch6302 Fm 1488, Magnolia, TX 77354October 12, 2007Full Service Brick and Mortar
    20469486Cinco Ranch Branch5005 Mason Road, Katy, TX 77450October 29, 2007Full Service Brick and Mortar
    21492697Navarro Center Branch8811 North Navarro, Victoria, TX 77904August 11, 2008Full Service Brick and Mortar
    22492698College Station - Crescent Pointe Br1004 Copperfield Parkway, College Station, TX 77845June 30, 2009Full Service Brick and Mortar
    23492699Magnolia- Bend Branch18415 Fm 1488, Magnolia, TX 77354June 30, 2009Full Service Brick and Mortar
    24492700Calallen Branch14201 Northwest Blvd., Corpus Christi, TX 78410June 30, 2009Full Service Brick and Mortar
    25498651Waterside Kroger Branch8011 West Grand Parkway South, Richmond, TX 77407October 09, 2009Full Service Brick and Mortar
    26500332Rosenberg Kroger Branch24401 Brazos Town Crossing, Rosenberg, TX 77471December 04, 2009Full Service Brick and Mortar
    27510606Spring Branch6030 Fm 2920, Spring, TX 77379Febuary 16, 2010Full Service Brick and Mortar
    28513458College Station - Tower Point Branch1298 Arrington Rd, College Station, TX 77845September 20, 2010Full Service Brick and Mortar
    29525936Rosenberg Branch7415 Reading Rd, Rosenberg, TX 77469August 11, 2011Full Service Brick and Mortar

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