Firstar Bank Kentucky in Paducah, Kentucky (KY)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of April 14, 2000

  • Firstar Bank Kentucky in Paducah, Kentucky (KY)
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Firstar Bank Kentucky - Overview

  • General
  • FDIC Certificate #: 5861
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: U.S. Bank National Association (#6548)
    Federal Reserve ID: 283643
    Date Established: January 01, 1888
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 15 (Interstate: No)
    OTS Docket #: 9586
    FDIC's unique #: 4004
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Oakar Institutions: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: April 14, 2000
    Last Structure Change Process Date: May 30, 2000
    Last Data Update: May 30, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 333 Broadway, Paducah, KY 42001
    County: Mccracken
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Hopkinsville
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Southeast
    Combined Statistical Area (CSA): Paducah-Mayfield, KY-IL (#424)
    Core Based Statistical Area (CBSA): Paducah, KY-IL (#37140)
    CBSA Micro Statistical Area: Yes
  • Financial Summary
  • Total assets: $760.4 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 1999)

  • Dollar figures in thousands
  • 336Total employees (full-time equivalent)
  • $796,167Total assets
  • $30,451Cash and due from depository institutions
  • $3,878Interest-bearing balances
  • $151,842Securities
  • $7,759Federal funds sold & reverse repurchase agreements
  • $568,409Net loans & leases
  • $9,733Loan loss allowance
  • $0Trading account assets
  • $14,139Bank premises and fixed assets
  • $229Other real estate owned
  • $4,603Goodwill and other intangibles
  • $0Life insurance assets
  • $18,735All other assets
  • $796,167Total liabilities and capital
  • $697,563Total liabilities
  • $614,822Total deposits
  • $546,805Interest-bearing deposits
  • $614,822Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $35,108Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $37,499Other borrowed funds
  • $0Subordinated debt
  • $10,134All other liabilities
  • $98,604Total equity capital
  • $98,604Total bank equity capital
  • $98,604Perpetual preferred stock
  • $0Common stock
  • $5,551Surplus
  • $31,260Undivided profits
  • Memoranda
  • $61,793Noncurrent loans and leases
  • $120,124Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $0Income earned, not collected on loans
  • $6,044Earning assets
  • $311Long-term assets (5+ years)
  • $3,411Average Assets, year-to-date
  • $731,888Average Assets, quarterly
  • $163,187Volatile liabilities
  • $872,367Insider loans
  • $816,975FHLB advances
  • $137,808Loans and leases held for sale
  • $314Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $512Total risk weighted assets
  • $120,124Total unused commitments
  • $0Restructured Loans and leases
  • $7,201Derivatives

Income and Expense (December 31, 1999)

  • Dollar figures in thousands
  • $68,515Total interest income
  • $30,840Total interest expense
  • $37,675Net interest income
  • $2,763Provision for loan and lease losses
  • $7,502Total noninterest income
  • $66Fiduciary activities
  • $3,538Service charges on deposit accounts
  • $0Trading account gains & fees
  • $3,898Additional noninterest income
  • $27,830Total noninterest expense
  • $12,321Salaries and employee benefits
  • $3,332Premises and equipment expense
  • $12,177Additional noninterest expense
  • $14,584Pre-tax net operating income
  • -$2,213Securities gains (losses)
  • $3,428Applicable income taxes
  • $8,943Income before extraordinary items
  • $0Extraordinary gains - net
  • $8,943Net income attributable to bank
  • $0Net charge-offs
  • $0Cash dividends
  • $3,171Sale, conversion, retirement of capital stock, net
  • $26,600Net operating income

Performance and Condition Ratios (December 31, 1999)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 8.45%Yield on earning assets
  • 3.80%Cost of funding earning assets
  • 4.64%Net interest margin
  • 0.92%Noninterest income to earning assets
  • 3.43%Noninterest expense to earning assets
  • 1.21%Net operating income to assets
  • 1.03%Return on assets (ROA)
  • 1.42%Pretax return on assets
  • 8.09%Return on equity (ROE)
  • -15.97%Retained earnings to average equity (YTD only)
  • 0.51%Net charge-offs to loans
  • 87.13%Credit loss provision to net charge-offs
  • 5.47%Efficiency ratio
  • 60,529Assets per employee
  • 2.37%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 297.44%Loss allowance to loans
  • 1.68%Loss allowance to noncurrent loans
  • 161.04%Noncurrent assets plus other real estate owned to assets
  • 0.79%Noncurrent loans to loans
  • 1.05%Net loans and leases to deposits
  • 92.45%Net loans and leases to core deposits
  • 106.22%Equity capital to assets
  • 12.38%Core capital (leverage) ratio
  • 11.82%Tier 1 risk-based capital ratio
  • 16.53%Total risk-based capital ratio
  • Memoranda
  • $18Average assets
  • $872,367Average earning assets
  • $110,557Average equity
  • $811,205Average loans

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