Firstar Bank Mount Pleasant in Mount Pleasant, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 06, 1995

  • Firstar Bank Mount Pleasant in Mount Pleasant, Iowa (IA)
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Firstar Bank Mount Pleasant - Overview

  • General
  • FDIC Certificate #: 14750
    Status: Inactive
    Closing history: Merger - Without Assistance
    Acquiring institution: Firstar Bank Iowa, National Association (#10895)
    Federal Reserve ID: 704344
    Date Established: Febuary 01, 1891
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Interstate: No)
    FDIC's unique #: 9227
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: September 20, 1934
    Last Structure Change Effective Date: November 06, 1995
    Last Structure Change Process Date: December 27, 1995
    Last Data Update: December 27, 1995
    Data Source Date: April 05, 2012
  • Location
  • Address: 301 East Washington Street, Mount Pleasant, IA 52641
    County: Henry
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: Cedar Rapids
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
  • Financial Summary
  • Total assets: $103.2 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1994)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $37Total assets
  • $101,171Cash and due from depository institutions
  • $4,637Interest-bearing balances
  • $0Securities
  • $30,624Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $62,845Loan loss allowance
  • $892Trading account assets
  • $0Bank premises and fixed assets
  • $1,438Other real estate owned
  • $0Goodwill and other intangibles
  • $1,627Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $101,171Total liabilities
  • $93,000Total deposits
  • $84,240Interest-bearing deposits
  • $73,184Deposits held in domestic offices
  • 84240.00%% insured (estimated)
  • $92Federal funds purchased & repurchase agreements
  • $7,955Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $805Total equity capital
  • $805Total bank equity capital
  • $8,171Perpetual preferred stock
  • $0Common stock
  • $1,000Surplus
  • $4,000Undivided profits
  • Memoranda
  • $3,171Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $338Income earned, not collected on loans
  • $833Earning assets
  • $93,469Long-term assets (5+ years)
  • $12,893Average Assets, year-to-date
  • $98,916Average Assets, quarterly
  • $102,944Volatile liabilities
  • $13,324Insider loans
  • $1,829FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $11,609Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $8,171Total risk weighted assets
  • $64,837Total unused commitments
  • $0Restructured Loans and leases
  • $1,530Derivatives

Income and Expense (December 31, 1994)

  • Dollar figures in thousands
  • $0Total interest income
  • $6,687Total interest expense
  • $2,428Net interest income
  • $4,259Provision for loan and lease losses
  • $15Total noninterest income
  • $686Fiduciary activities
  • $16Service charges on deposit accounts
  • $360Trading account gains & fees
  • $0Additional noninterest income
  • $310Total noninterest expense
  • $3,159Salaries and employee benefits
  • $1,242Premises and equipment expense
  • $293Additional noninterest expense
  • $1,624Pre-tax net operating income
  • $1,771Securities gains (losses)
  • $2Applicable income taxes
  • $422Income before extraordinary items
  • $1,351Extraordinary gains - net
  • $0Net income attributable to bank
  • $1,351Net charge-offs
  • $42Cash dividends
  • $800Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1994)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.32%Cost of funding earning assets
  • 2.66%Net interest margin
  • 4.66%Noninterest income to earning assets
  • 0.75%Noninterest expense to earning assets
  • 3.46%Net operating income to assets
  • 1.36%Return on assets (ROA)
  • 1.37%Pretax return on assets
  • 1.79%Return on equity (ROE)
  • 17.49%Retained earnings to average equity (YTD only)
  • 7.13%Net charge-offs to loans
  • 0.07%Credit loss provision to net charge-offs
  • 35.71%Efficiency ratio
  • 63,883Assets per employee
  • 2.73%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 59.22%Loss allowance to loans
  • 1.40%Loss allowance to noncurrent loans
  • 263.91%Noncurrent assets plus other real estate owned to assets
  • 0.33%Noncurrent loans to loans
  • 0.53%Net loans and leases to deposits
  • 74.60%Net loans and leases to core deposits
  • 79.68%Equity capital to assets
  • 8.08%Core capital (leverage) ratio
  • 8.22%Tier 1 risk-based capital ratio
  • 12.60%Total risk-based capital ratio
  • Memoranda
  • $14Average assets
  • $98,916Average earning assets
  • $7,725Average equity
  • $91,366Average loans

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