Firstar Bank North Shore in Deerfield, Illinois (IL)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of November 07, 1994

  • Firstar Bank North Shore in Deerfield, Illinois (IL)
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Firstar Bank North Shore - Overview

  • General
  • FDIC Certificate #: 1807
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Firstar Bank Illinois (#14280)
    Federal Reserve ID: 776930
    Date Established: October 04, 1920
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 3 (Interstate: No)
    FDIC's unique #: 1200
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Bank Insurance Fund (BIF)
    Bank Insurance Fund: Yes
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    State Chartered: Yes
    Date of Deposit Insurance: January 01, 1934
    Last Structure Change Effective Date: November 07, 1994
    Last Structure Change Process Date: December 19, 1994
    Last Data Update: December 19, 1994
    Data Source Date: April 05, 2012
  • Location
  • Address: 700 Deerfield Road, Deerfield, IL 60015
    County: Lake
    Quarterly Banking Profile Region: Chicago
    FDIC Geographic Region: Chicago
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Chicago
    Office of the Comptroller the Currency (OCC) District: Central
    Office of Thrift Supervision Region: Central
    Metropolitan Statistical Area (MSA): Chicago, IL (#1600)
    Consolidated Metropolitan Statistical Area (CMSA): Chicago-Gary-Kenosha, IL-IN-WI (#14)
    Combined Statistical Area (CSA): Chicago-Naperville-Michigan City, IL-IN-WI (#176)
    Core Based Statistical Area (CBSA): Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    CBSA Metro Statistical Area: Chicago-Joliet-Naperville, IL-IN-WI (#16980)
    Core Based Statistical Division: Lake County-Kenosha County, IL-WI (#29404)
  • History of Changes
  • Merger - Without Assistance
    Corrections
  • Financial Summary
  • Total assets: $150.5 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1993)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $61Total assets
  • $156,283Cash and due from depository institutions
  • $7,828Interest-bearing balances
  • $0Securities
  • $54,014Federal funds sold & reverse repurchase agreements
  • $10,050Net loans & leases
  • $77,814Loan loss allowance
  • $1,652Trading account assets
  • $0Bank premises and fixed assets
  • $2,460Other real estate owned
  • $771Goodwill and other intangibles
  • $3,346Life insurance assets
  • $0All other assets
  • $0Total liabilities and capital
  • $156,283Total liabilities
  • $144,161Total deposits
  • $128,483Interest-bearing deposits
  • $101,168Deposits held in domestic offices
  • 128483.00%% insured (estimated)
  • $93Federal funds purchased & repurchase agreements
  • $14,746Trading liabilities
  • $0Other borrowed funds
  • $0Subordinated debt
  • $0All other liabilities
  • $932Total equity capital
  • $932Total bank equity capital
  • $12,122Perpetual preferred stock
  • $0Common stock
  • $1,112Surplus
  • $6,389Undivided profits
  • Memoranda
  • $4,621Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $739Income earned, not collected on loans
  • $674Earning assets
  • $141,878Long-term assets (5+ years)
  • $24,980Average Assets, year-to-date
  • $152,643Average Assets, quarterly
  • $151,340Volatile liabilities
  • $21,894Insider loans
  • $2,065FHLB advances
  • $0Loans and leases held for sale
  • $0Unused loan commitments
  • $17,718Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $12,122Total risk weighted assets
  • $84,206Total unused commitments
  • $0Restructured Loans and leases
  • $1,795Derivatives

Income and Expense (December 31, 1993)

  • Dollar figures in thousands
  • $0Total interest income
  • $9,800Total interest expense
  • $3,490Net interest income
  • $6,310Provision for loan and lease losses
  • $109Total noninterest income
  • $1,202Fiduciary activities
  • $22Service charges on deposit accounts
  • $701Trading account gains & fees
  • $0Additional noninterest income
  • $479Total noninterest expense
  • $6,086Salaries and employee benefits
  • $2,673Premises and equipment expense
  • $763Additional noninterest expense
  • $2,650Pre-tax net operating income
  • $1,317Securities gains (losses)
  • $46Applicable income taxes
  • $127Income before extraordinary items
  • $1,236Extraordinary gains - net
  • $89Net income attributable to bank
  • $1,325Net charge-offs
  • $187Cash dividends
  • $754Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1993)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.13%Cost of funding earning assets
  • 2.54%Net interest margin
  • 4.59%Noninterest income to earning assets
  • 0.88%Noninterest expense to earning assets
  • 4.43%Net operating income to assets
  • 0.78%Return on assets (ROA)
  • 0.87%Pretax return on assets
  • 0.95%Return on equity (ROE)
  • 11.03%Retained earnings to average equity (YTD only)
  • 4.75%Net charge-offs to loans
  • 0.22%Credit loss provision to net charge-offs
  • 58.29%Efficiency ratio
  • 81,017Assets per employee
  • 2.56%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 56.91%Loss allowance to loans
  • 2.08%Loss allowance to noncurrent loans
  • 223.55%Noncurrent assets plus other real estate owned to assets
  • 0.97%Noncurrent loans to loans
  • 0.93%Net loans and leases to deposits
  • 60.56%Net loans and leases to core deposits
  • 64.13%Equity capital to assets
  • 7.76%Core capital (leverage) ratio
  • 8.40%Tier 1 risk-based capital ratio
  • 14.40%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $152,643Average earning assets
  • $12,016Average equity
  • $137,365Average loans

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