Firstar National Bank in Dubuque, Iowa (IA)
Overview, Financial Summary, Detailed Financial Reports, Branches

This bank is inactive as of September 08, 1997

  • Firstar National Bank in Dubuque, Iowa (IA)
  • Show street view No street view available for this location

Firstar National Bank - Overview

  • General
  • FDIC Certificate #: 27623
    Status: Inactive
    Closing history: Corrections
    Acquiring institution: Firstar Bank Iowa, National Association (#10895)
    Federal Reserve ID: 803171
    Date Established: January 01, 1876
    Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC)
    Offices: 8 (Interstate: No)
    OTS Docket #: 12
    FDIC's unique #: 40457
    Numeric code: 3
    Regulator: OCC
    Insurance Fund Membership: Savings Association Insurance Fund (SAIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    SAIF Insured: Yes
    State Chartered: No
    Date of Deposit Insurance: April 25, 1951
    Last Structure Change Effective Date: September 08, 1997
    Last Structure Change Process Date: October 02, 1997
    Last Data Update: March 14, 2000
    Data Source Date: April 05, 2012
  • Location
  • Address: 2560 Dodge, Dubuque, IA 52001
    County: Dubuque
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Chicago
    FDIC Field Office: Cedar Rapids
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: Western
    Metropolitan Statistical Area (MSA): Dubuque, IA (#2200)
    Core Based Statistical Area (CBSA): Dubuque, IA (#20220)
    CBSA Metro Statistical Area: Dubuque, IA (#20220)
  • History of Changes
  • Merger - Without Assistance
    Participated in Reorganization
    Corrections
  • Financial Summary
  • Total assets: $299.1 mil

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Assets and Liabilities (December 31, 1996)

  • Dollar figures in thousands
  • 0Total employees (full-time equivalent)
  • $87Total assets
  • $328,742Cash and due from depository institutions
  • $3,948Interest-bearing balances
  • $2,302Securities
  • $38,816Federal funds sold & reverse repurchase agreements
  • $0Net loans & leases
  • $257,463Loan loss allowance
  • $4,367Trading account assets
  • $0Bank premises and fixed assets
  • $4,901Other real estate owned
  • $421Goodwill and other intangibles
  • $7,858Life insurance assets
  • $15,335All other assets
  • $0Total liabilities and capital
  • $328,742Total liabilities
  • $293,054Total deposits
  • $246,971Interest-bearing deposits
  • $239,122Deposits held in domestic offices
  • 246971.00%% insured (estimated)
  • $99Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $39,817Subordinated debt
  • $0All other liabilities
  • $6,266Total equity capital
  • $6,266Total bank equity capital
  • $35,688Perpetual preferred stock
  • $0Common stock
  • $100Surplus
  • $35,526Undivided profits
  • Memoranda
  • $62Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $3,047Income earned, not collected on loans
  • $1,385Earning assets
  • $298,581Long-term assets (5+ years)
  • $0Average Assets, year-to-date
  • $349,621Average Assets, quarterly
  • $336,029Volatile liabilities
  • $48,390Insider loans
  • $479FHLB advances
  • $7,000Loans and leases held for sale
  • $0Unused loan commitments
  • $14,801Tier 1 (core) risk-based capital
  • $0Tier 2 risk-based capital
  • $20,591Total risk weighted assets
  • $167,834Total unused commitments
  • $0Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 1996)

  • Dollar figures in thousands
  • $0Total interest income
  • $25,174Total interest expense
  • $15,743Net interest income
  • $9,431Provision for loan and lease losses
  • $0Total noninterest income
  • $2,004Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $0Additional noninterest income
  • $2,004Total noninterest expense
  • $10,415Salaries and employee benefits
  • $3,445Premises and equipment expense
  • $2,309Additional noninterest expense
  • $4,661Pre-tax net operating income
  • $1,020Securities gains (losses)
  • $0Applicable income taxes
  • $690Income before extraordinary items
  • $330Extraordinary gains - net
  • $0Net income attributable to bank
  • $330Net charge-offs
  • -$2,081Cash dividends
  • $0Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 1996)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 0.00%Yield on earning assets
  • 7.84%Cost of funding earning assets
  • 4.91%Net interest margin
  • 2.94%Noninterest income to earning assets
  • 0.62%Noninterest expense to earning assets
  • 3.25%Net operating income to assets
  • 0.09%Return on assets (ROA)
  • 0.09%Pretax return on assets
  • 0.29%Return on equity (ROE)
  • 0.99%Retained earnings to average equity (YTD only)
  • 0.99%Net charge-offs to loans
  • -0.74%Credit loss provision to net charge-offs
  • 0.00%Efficiency ratio
  • 80,017Assets per employee
  • 3.78%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.67%Loss allowance to noncurrent loans
  • 143.32%Noncurrent assets plus other real estate owned to assets
  • 1.05%Noncurrent loans to loans
  • 1.16%Net loans and leases to deposits
  • 104.25%Net loans and leases to core deposits
  • 108.00%Equity capital to assets
  • 10.86%Core capital (leverage) ratio
  • 6.57%Tier 1 risk-based capital ratio
  • 12.27%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $349,621Average earning assets
  • $33,340Average equity
  • $320,893Average loans

Comment about this bank, ask questions, or add new information about it:

This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with Firstar National Bank.
Based on public records. Inadvertent errors are possible.
bankencyclopedia.com does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents