Foothills Bank & Trust in Maryville, Tennessee (TN)

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Foothills Bank & Trust routing number info

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Foothills Bank & Trust
GeneralFDIC Certificate #: 58591
Status: Active
Federal Reserve ID: 3597592
Date Established: June 04, 2007
Trust Powers Granted: No
Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
Offices: 3 (Domestic: 3, Interstate: No)
FDIC's unique #: 457513
Numeric code: 13
Regulator: FED
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Insured commercial Banks: Yes
FDIC Insured: Yes
Deposit Insurance Fund member: Yes
Ownership Type: Non-Stock
FFIEC Call Report 31 Filer: No
State Chartered: Yes
Subchapter S Corporations: No
Asset Concentration Hierarchy: Commercial Lending Specialization
Date of Deposit Insurance: June 04, 2007
Last Structure Change Effective Date: May 03, 2010
Last Structure Change Process Date: October 01, 2010
Last Data Update: October 01, 2010
Data Source Date: April 05, 2012
LocationAddress: 214 Keller Lane, Maryville, TN 37801
County: Blount
Quarterly Banking Profile Region: Dallas
FDIC Geographic Region: Dallas
FDIC Supervisory Region: Dallas
FDIC Field Office: Knoxville
Office of the Comptroller the Currency (OCC) District: Southwest
Office of Thrift Supervision Region: Southeast
Metropolitan Statistical Area (MSA): Knoxville, TN (#3840)
Combined Statistical Area (CSA): Knoxville-Sevierville-La Follette, TN (#314)
Core Based Statistical Area (CBSA): Knoxville, TN (#28940)
CBSA Metro Statistical Area: Knoxville, TN (#28940)
History of ChangesChange in Location
Financial SummaryTotal assets: $152.6 mil
Equity capital: $17.3 mil
Deposits held in domestic offices: $125.0 mil
Return on assets (ROA): 0.36% ($0.6 mil)
Quarterly return on assets: 0.32% ($0.5 mil)
Return on Equity (ROE): 2.95% ($0.5 mil)
Quarterly return on equity: 2.80% ($0.5 mil)
Net income: $0.5 mil
Quarterly Net income: $0.1 mil
Pretax return on assets: 0.29% ($442.5 mil)
Quarterly Pretax return on assets: 0.08% ($122.1 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)
(Dollar figures in thousands)
Total employees (full-time equivalent)30
Total assets$152,596
Cash and due from depository institutions$3,039
Interest-bearing balances$594
Federal funds sold & reverse repurchase agreements$0
Net loans & leases$104,277
Loan loss allowance $1,810
Trading account assets$0
Bank premises and fixed assets$4,787
Other real estate owned$265
Goodwill and other intangibles$0
All other assets$2,104
Life insurance assets$152,596
Total liabilities and capital$135,254
Total liabilities$124,957
Total deposits$115,962
Interest-bearing deposits$124,957
Deposits held in domestic offices$87
% insured (estimated)516.00%
Federal funds purchased & repurchase agreements $0
Trading liabilities$9,463
Other borrowed funds $0
Subordinated debt $318
All other liabilities $17,342
Total equity capital$17,342
Total bank equity capital$17,342
Perpetual preferred stock$0
Common stock$1,954
Undivided profits $-2,561
Noncurrent loans and leases $0
Noncurrent loans that are wholly or partially guaranteed by the U.S. government $0
Income earned, not collected on loans $1,385
Earning assets $0
Long-term assets (5+ years) $632
Average Assets, year-to-date $142,995
Average Assets, quarterly $29,287
Volatile liabilities $142,221
Insider loans $153,932
FHLB advances $111,325
Loans and leases held for sale $155,465
Unused loan commitments $0
Tier 1 (core) risk-based capital $0
Tier 2 risk-based capital $17,066
Total risk weighted assets $0
Total unused commitments $0
Restructured Loans and leases $17,060
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Income and Expense (December 31, 2011)
(Dollar figures in thousands)
Total interest income $6,053
Total interest expense $1,383
Net interest income $4,670
Provision for loan and lease losses $600
Total noninterest income $195
Fiduciary activities $0
Service charges on deposit accounts $59
Trading account gains & fees $0
Additional noninterest income $136
Total noninterest expense $3,847
Salaries and employee benefits $1,770
Premises and equipment expense $725
Additional noninterest expense $1,352
Pre-tax net operating income $418
Securities gains (losses) $0
Applicable income taxes -$90
Income before extraordinary items $508
Extraordinary gains - net $0
Net income attributable to bank $508
Net charge-offs $0
Cash dividends $508
Sale, conversion, retirement of capital stock, net $90
Net operating income $0
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Performance and Condition Ratios (December 31, 2011)
(Dollar figures in thousands)
Performance Ratios (%, annualized)
Yield on earning assets4.56%
Cost of funding earning assets 1.04%
Net interest margin 3.51%
Noninterest income to earning assets 0.15%
Noninterest expense to earning assets 2.90%
Net operating income to assets 0.36%
Return on assets (ROA) 0.36%
Pretax return on assets 0.29%
Return on equity (ROE) 2.95%
Retained earnings to average equity (YTD only) 2.95%
Net charge-offs to loans 0.09%
Credit loss provision to net charge-offs 666.67%
Efficiency ratio11.31%
Assets per employee$79,075
Cash dividends to net income (YTD only)5.09%
Condition Ratios (%)
Loss allowance to loans 0.00%
Loss allowance to noncurrent loans 1.71%
Noncurrent assets plus other real estate owned to assets 130.69%
Noncurrent loans to loans 1.08%
Net loans and leases to deposits1.31%
Net loans and leases to core deposits 83.45%
Equity capital to assets 88.59%
Core capital (leverage) ratio 11.36%
Tier 1 risk-based capital ratio 10.98%
Total risk-based capital ratio 15.33%
Average assets$17
Average earning assets$142,221
Average equity $17,237
Average loans $132,865
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3 Tennessee Branches as of April 05, 2012
NoIDNameAddressEstablishedService TypeMap
0457513Foothills Bank & Trust214 Keller Lane, Maryville, TN 37801June 04, 2007Full Service Brick and Mortar
1478841Lamar Alexander Parkway Office Branc2430 E Lamar Alexander Parkway, Maryville, TN 37801January 02, 2008Full Service Brick and Mortar
4510599Farragut Office Branch11216 Kingston Pike, Knoxville, TN 37934July 12, 2010Full Service Brick and Mortar
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