Foothills Bank & Trust in Maryville, Tennessee (TN)
Overview, Financial Summary, Detailed Financial Reports, Branches

Foothills Bank & Trust - Overview

  • General
  • FDIC Certificate #: 58591
    Status: Active
    Federal Reserve ID: 3597592
    Date Established: June 04, 2007
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB)
    Offices: 3 (Domestic: 3, Interstate: No)
    FDIC's unique #: 457513
    Numeric code: 13
    Regulator: FED
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: June 04, 2007
    Last Structure Change Effective Date: May 03, 2010
    Last Structure Change Process Date: October 01, 2010
    Last Data Update: October 01, 2010
    Data Source Date: April 05, 2012
  • Location
  • Address: 214 Keller Lane, Maryville, TN 37801
    County: Blount
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Knoxville
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: Southeast
    Metropolitan Statistical Area (MSA): Knoxville, TN (#3840)
    Combined Statistical Area (CSA): Knoxville-Sevierville-La Follette, TN (#314)
    Core Based Statistical Area (CBSA): Knoxville, TN (#28940)
    CBSA Metro Statistical Area: Knoxville, TN (#28940)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $152.6 mil
    Equity capital: $17.3 mil
    Deposits held in domestic offices: $125.0 mil
    Return on assets (ROA): 0.36% ($0.6 mil)
    Quarterly return on assets: 0.32% ($0.5 mil)
    Return on Equity (ROE): 2.95% ($0.5 mil)
    Quarterly return on equity: 2.80% ($0.5 mil)
    Net income: $0.5 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.29% ($442.5 mil)
    Quarterly Pretax return on assets: 0.08% ($122.1 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 30Total employees (full-time equivalent)
  • $152,596Total assets
  • $3,039Cash and due from depository institutions
  • $594Interest-bearing balances
  • $38,124Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $104,277Net loans & leases
  • $1,810Loan loss allowance
  • $0Trading account assets
  • $4,787Bank premises and fixed assets
  • $265Other real estate owned
  • $0Goodwill and other intangibles
  • $152,596Life insurance assets
  • $2,104All other assets
  • $135,254Total liabilities and capital
  • $124,957Total liabilities
  • $115,962Total deposits
  • $124,957Interest-bearing deposits
  • $87Deposits held in domestic offices
  • 516.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $9,463Trading liabilities
  • $0Other borrowed funds
  • $318Subordinated debt
  • $17,342All other liabilities
  • $17,342Total equity capital
  • $17,342Total bank equity capital
  • $0Perpetual preferred stock
  • $1,954Common stock
  • $17,949Surplus
  • $-2,561Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $1,385Income earned, not collected on loans
  • $0Earning assets
  • $632Long-term assets (5+ years)
  • $142,995Average Assets, year-to-date
  • $29,287Average Assets, quarterly
  • $142,221Volatile liabilities
  • $153,932Insider loans
  • $111,325FHLB advances
  • $155,465Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $17,066Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $17,060Restructured Loans and leases
  • $4,643Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $6,053Total interest income
  • $1,383Total interest expense
  • $4,670Net interest income
  • $600Provision for loan and lease losses
  • $195Total noninterest income
  • $0Fiduciary activities
  • $59Service charges on deposit accounts
  • $0Trading account gains & fees
  • $136Additional noninterest income
  • $3,847Total noninterest expense
  • $1,770Salaries and employee benefits
  • $725Premises and equipment expense
  • $1,352Additional noninterest expense
  • $418Pre-tax net operating income
  • $0Securities gains (losses)
  • -$90Applicable income taxes
  • $508Income before extraordinary items
  • $0Extraordinary gains - net
  • $508Net income attributable to bank
  • $0Net charge-offs
  • $508Cash dividends
  • $90Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 4.56%Yield on earning assets
  • 1.04%Cost of funding earning assets
  • 3.51%Net interest margin
  • 0.15%Noninterest income to earning assets
  • 2.90%Noninterest expense to earning assets
  • 0.36%Net operating income to assets
  • 0.36%Return on assets (ROA)
  • 0.29%Pretax return on assets
  • 2.95%Return on equity (ROE)
  • 2.95%Retained earnings to average equity (YTD only)
  • 0.09%Net charge-offs to loans
  • 666.67%Credit loss provision to net charge-offs
  • 11.31%Efficiency ratio
  • 79,075Assets per employee
  • 5.09%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.71%Loss allowance to noncurrent loans
  • 130.69%Noncurrent assets plus other real estate owned to assets
  • 1.08%Noncurrent loans to loans
  • 1.31%Net loans and leases to deposits
  • 83.45%Net loans and leases to core deposits
  • 88.59%Equity capital to assets
  • 11.36%Core capital (leverage) ratio
  • 10.98%Tier 1 risk-based capital ratio
  • 15.33%Total risk-based capital ratio
  • Memoranda
  • $17Average assets
  • $142,221Average earning assets
  • $17,237Average equity
  • $132,865Average loans

List of branches

  • 3 Tennessee Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0457513Foothills Bank & Trust214 Keller Lane, Maryville, TN 37801June 04, 2007Full Service Brick and Mortar
    1478841Lamar Alexander Parkway Office Branc2430 E Lamar Alexander Parkway, Maryville, TN 37801January 02, 2008Full Service Brick and Mortar
    4510599Farragut Office Branch11216 Kingston Pike, Knoxville, TN 37934July 12, 2010Full Service Brick and Mortar

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