Fort Davis State Bank in Fort Davis, Texas (TX)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • Fort Davis State Bank in Fort Davis, Texas (TX)
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Fort Davis State Bank - Overview

  • General
  • FDIC Certificate #: 17446
    Status: Active
    Federal Reserve ID: 455459
    Bank Holding Company (Regulatory Top Holder): Fort Davis Bancshares, Inc. (RSSDID: 2922731, Location: Fort Davis, TX)
    Date Established: October 16, 1911
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 4 (Domestic: 4, Interstate: No)
    FDIC's unique #: 11438
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: Yes
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: January 10, 1955
    Last Structure Change Effective Date: September 10, 2008
    Last Structure Change Process Date: September 11, 2008
    Last Data Update: September 11, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 100 Memorial Square, Fort Davis, TX 79734
    County: Jeff Davis
    Quarterly Banking Profile Region: Dallas
    FDIC Geographic Region: Dallas
    FDIC Supervisory Region: Dallas
    FDIC Field Office: Albuquerque
    Office of the Comptroller the Currency (OCC) District: Southwest
    Office of Thrift Supervision Region: West
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $82.1 mil
    Equity capital: $7.4 mil
    Deposits held in domestic offices: $74.2 mil
    Return on assets (ROA): 0.54% ($0.4 mil)
    Quarterly return on assets: 0.39% ($0.3 mil)
    Return on Equity (ROE): 6.08% ($0.4 mil)
    Quarterly return on equity: 4.13% ($0.3 mil)
    Net income: $0.4 mil
    Quarterly Net income: $0.1 mil
    Pretax return on assets: 0.54% ($443.6 mil)
    Quarterly Pretax return on assets: 0.39% ($320.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 41Total employees (full-time equivalent)
  • $82,148Total assets
  • $7,210Cash and due from depository institutions
  • $2,456Interest-bearing balances
  • $17,345Securities
  • $3,275Federal funds sold & reverse repurchase agreements
  • $47,618Net loans & leases
  • $327Loan loss allowance
  • $0Trading account assets
  • $2,867Bank premises and fixed assets
  • $1,185Other real estate owned
  • $0Goodwill and other intangibles
  • $82,148Life insurance assets
  • $2,648All other assets
  • $74,741Total liabilities and capital
  • $74,175Total liabilities
  • $46,737Total deposits
  • $74,175Interest-bearing deposits
  • $91Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $0Trading liabilities
  • $0Other borrowed funds
  • $566Subordinated debt
  • $7,407All other liabilities
  • $7,407Total equity capital
  • $7,407Total bank equity capital
  • $0Perpetual preferred stock
  • $100Common stock
  • $4,450Surplus
  • $2,857Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $76Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $706Income earned, not collected on loans
  • $139Earning assets
  • $487Long-term assets (5+ years)
  • $70,694Average Assets, year-to-date
  • $22,985Average Assets, quarterly
  • $80,847Volatile liabilities
  • $80,383Insider loans
  • $56,130FHLB advances
  • $82,064Loans and leases held for sale
  • $1,415Unused loan commitments
  • $1,415Tier 1 (core) risk-based capital
  • $6,965Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $4,381Restructured Loans and leases
  • $880Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $3,551Total interest income
  • $308Total interest expense
  • $3,243Net interest income
  • $224Provision for loan and lease losses
  • $1,166Total noninterest income
  • $0Fiduciary activities
  • $722Service charges on deposit accounts
  • $0Trading account gains & fees
  • $444Additional noninterest income
  • $3,903Total noninterest expense
  • $2,006Salaries and employee benefits
  • $517Premises and equipment expense
  • $1,380Additional noninterest expense
  • $282Pre-tax net operating income
  • $156Securities gains (losses)
  • $0Applicable income taxes
  • $438Income before extraordinary items
  • $0Extraordinary gains - net
  • $438Net income attributable to bank
  • $0Net charge-offs
  • $438Cash dividends
  • $190Sale, conversion, retirement of capital stock, net
  • $230Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.05%Yield on earning assets
  • 0.44%Cost of funding earning assets
  • 4.61%Net interest margin
  • 1.66%Noninterest income to earning assets
  • 5.55%Noninterest expense to earning assets
  • 0.35%Net operating income to assets
  • 0.54%Return on assets (ROA)
  • 0.54%Pretax return on assets
  • 6.08%Return on equity (ROE)
  • 2.89%Retained earnings to average equity (YTD only)
  • 0.41%Net charge-offs to loans
  • 117.89%Credit loss provision to net charge-offs
  • 2.66%Efficiency ratio
  • 88,523Assets per employee
  • 2.00%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 52.51%Loss allowance to loans
  • 0.68%Loss allowance to noncurrent loans
  • 46.32%Noncurrent assets plus other real estate owned to assets
  • 2.30%Noncurrent loans to loans
  • 1.47%Net loans and leases to deposits
  • 64.20%Net loans and leases to core deposits
  • 71.38%Equity capital to assets
  • 9.02%Core capital (leverage) ratio
  • 8.49%Tier 1 risk-based capital ratio
  • 12.41%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $80,847Average earning assets
  • $7,204Average equity
  • $70,341Average loans

List of branches

  • 4 Texas Branches as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    011438Fort Davis State Bank100 Memorial Square, Fort Davis, TX 79734October 16, 1911Full Service Brick and Mortar
    1241741Alpine Branch1102 East Holland Avenue, Alpine, TX 79830September 04, 1997Full Service Brick and Mortar
    2241742Presidio Branch206 East O'reilly, Presidio, TX 79845October 01, 1997Full Service Brick and Mortar
    4482965Tx Bank - Odessa Branch3650 Billy Hext Road, Odessa, TX 79765December 01, 2008Full Service Brick and Mortar

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