FortuneBank in Arnold, Missouri (MO)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • FortuneBank in Arnold, Missouri (MO)
  • Show street view No street view available for this location

FortuneBank - Overview

  • General
  • FDIC Certificate #: 58107
    Status: Active
    Federal Reserve ID: 3384372
    Bank Holding Company (Regulatory Top Holder): Fortune Financial Corporation (RSSDID: 3384363, Location: Arnold, MO)
    Date Established: December 01, 2005
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 439886
    Numeric code: 21
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: December 01, 2005
    Last Structure Change Effective Date: November 13, 2007
    Last Structure Change Process Date: March 18, 2008
    Last Data Update: March 18, 2008
    Data Source Date: April 05, 2012
  • Location
  • Address: 3494 Jeffco Boulevard, Arnold, MO 63010
    County: Jefferson
    Quarterly Banking Profile Region: Kansas City
    FDIC Geographic Region: Kansas City
    FDIC Supervisory Region: Kansas City
    FDIC Field Office: St. Louis
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): St. Louis, MO-IL (#7040)
    Combined Statistical Area (CSA): St. Louis-St. Charles-Farmington, MO-IL (#476)
    Core Based Statistical Area (CBSA): St. Louis, MO-IL (#41180)
    CBSA Metro Statistical Area: St. Louis, MO-IL (#41180)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $151.3 mil
    Equity capital: $14.3 mil
    Deposits held in domestic offices: $123.6 mil
    Return on assets (ROA): 0.05% ($0.1 mil)
    Quarterly return on assets: -0.81% (-$1.2 mil)
    Return on Equity (ROE): 0.49% ($0.1 mil)
    Quarterly return on equity: -8.48% (-$1.2 mil)
    Net income: $0.1 mil
    Quarterly Net income: -$0.3 mil
    Pretax return on assets: 0.07% ($105.9 mil)
    Quarterly Pretax return on assets: -1.28% (-$1,936.3 mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 40Total employees (full-time equivalent)
  • $151,273Total assets
  • $6,589Cash and due from depository institutions
  • $255Interest-bearing balances
  • $22,236Securities
  • $2,010Federal funds sold & reverse repurchase agreements
  • $111,115Net loans & leases
  • $1,754Loan loss allowance
  • $0Trading account assets
  • $5,272Bank premises and fixed assets
  • $899Other real estate owned
  • $771Goodwill and other intangibles
  • $151,273Life insurance assets
  • $2,381All other assets
  • $136,967Total liabilities and capital
  • $123,608Total liabilities
  • $109,643Total deposits
  • $123,608Interest-bearing deposits
  • $89Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $13,000Trading liabilities
  • $0Other borrowed funds
  • $359Subordinated debt
  • $14,306All other liabilities
  • $14,306Total equity capital
  • $14,306Total bank equity capital
  • $0Perpetual preferred stock
  • $5,375Common stock
  • $8,034Surplus
  • $897Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $1,846Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $5,913Income earned, not collected on loans
  • $126Earning assets
  • $525Long-term assets (5+ years)
  • $135,616Average Assets, year-to-date
  • $15,826Average Assets, quarterly
  • $149,435Volatile liabilities
  • $152,111Insider loans
  • $111,608FHLB advances
  • $153,144Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $13,482Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $5,810Restructured Loans and leases
  • $2,330Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $6,765Total interest income
  • $2,353Total interest expense
  • $4,412Net interest income
  • $1,005Provision for loan and lease losses
  • $1,549Total noninterest income
  • $0Fiduciary activities
  • $69Service charges on deposit accounts
  • $0Trading account gains & fees
  • $1,480Additional noninterest income
  • $4,906Total noninterest expense
  • $2,303Salaries and employee benefits
  • $595Premises and equipment expense
  • $2,008Additional noninterest expense
  • $50Pre-tax net operating income
  • $61Securities gains (losses)
  • $41Applicable income taxes
  • $70Income before extraordinary items
  • $0Extraordinary gains - net
  • $70Net income attributable to bank
  • $0Net charge-offs
  • $70Cash dividends
  • $833Sale, conversion, retirement of capital stock, net
  • $0Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 5.01%Yield on earning assets
  • 1.74%Cost of funding earning assets
  • 3.27%Net interest margin
  • 1.15%Noninterest income to earning assets
  • 3.64%Noninterest expense to earning assets
  • 0.02%Net operating income to assets
  • 0.05%Return on assets (ROA)
  • 0.07%Pretax return on assets
  • 0.49%Return on equity (ROE)
  • 0.49%Retained earnings to average equity (YTD only)
  • 0.78%Net charge-offs to loans
  • 120.65%Credit loss provision to net charge-offs
  • 1.27%Efficiency ratio
  • 81,748Assets per employee
  • 3.78%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 0.00%Loss allowance to loans
  • 1.55%Loss allowance to noncurrent loans
  • 29.66%Noncurrent assets plus other real estate owned to assets
  • 4.50%Noncurrent loans to loans
  • 5.24%Net loans and leases to deposits
  • 89.89%Net loans and leases to core deposits
  • 98.85%Equity capital to assets
  • 9.46%Core capital (leverage) ratio
  • 8.80%Tier 1 risk-based capital ratio
  • 12.08%Total risk-based capital ratio
  • Memoranda
  • $13Average assets
  • $149,435Average earning assets
  • $14,329Average equity
  • $134,957Average loans

List of branches

  • 1 Missouri Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    0439886Fortunebank3494 Jeffco Boulevard, Arnold, MO 63010December 01, 2005Full Service Brick and Mortar

Comment about this bank, ask questions, or add new information about it:


This web site is not associated with, endorsed by, or sponsored by and has no official or unofficial affiliation with FortuneBank.
Based on public records. Inadvertent errors are possible. does not guarantee the accuracy or timeliness of any information on this site.  Use at your own risk.
Table of Contents