GE Capital Financial Inc. in Salt Lake City, Utah (UT)
Overview, Financial Summary, Detailed Financial Reports, Branches

  • GE Capital Financial Inc. in Salt Lake City, Utah (UT)
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GE Capital Financial Inc. - Overview

  • General
  • FDIC Certificate #: 33778
    Status: Active
    Federal Reserve ID: 2017570
    Date Established: Febuary 12, 1993
    Trust Powers Granted: No
    Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC
    Offices: 1 (Domestic: 1, Interstate: No)
    FDIC's unique #: 48025
    Numeric code: 23
    Regulator: FDIC
    Insurance Fund Membership: Deposit Insurance Fund (DIF)
    Insured commercial Banks: Yes
    FDIC Insured: Yes
    Deposit Insurance Fund member: Yes
    Ownership Type: Non-Stock
    FFIEC Call Report 31 Filer: No
    State Chartered: Yes
    Subchapter S Corporations: No
    Asset Concentration Hierarchy: Commercial Lending Specialization
    Date of Deposit Insurance: Febuary 12, 1993
    Last Structure Change Effective Date: November 06, 2009
    Last Structure Change Process Date: November 06, 2009
    Last Data Update: November 06, 2009
    Data Source Date: April 05, 2012
  • Location
  • Address: 6510 Millrock Drive, Suite 200, Salt Lake City, UT 84121
    County: Salt Lake
    Quarterly Banking Profile Region: San Francisco
    FDIC Geographic Region: San Francisco
    FDIC Supervisory Region: San Francisco
    FDIC Field Office: Salt Lake City
    Office of the Comptroller the Currency (OCC) District: Midwest
    Office of Thrift Supervision Region: West
    Metropolitan Statistical Area (MSA): Salt Lake City-Ogden, UT (#7160)
    Combined Statistical Area (CSA): Salt Lake City-Ogden-Clearfield, UT (#482)
    Core Based Statistical Area (CBSA): Salt Lake City, UT (#41620)
    CBSA Metro Statistical Area: Salt Lake City, UT (#41620)
  • History of Changes
  • Change in Location
  • Financial Summary
  • Total assets: $12,338.8 mil
    Equity capital: $1,989.4 mil
    Deposits held in domestic offices: $9,872.7 mil
    Return on assets (ROA): 3.06% ($377.6 mil)
    Quarterly return on assets: 2.32% ($286.3 mil)
    Return on Equity (ROE): 15.42% ($306.7 mil)
    Quarterly return on equity: 13.60% ($270.5 mil)
    Net income: $287.1 mil
    Quarterly Net income: $66.5 mil
    Pretax return on assets: 4.94% ($609,538.6 mil)
    Quarterly Pretax return on assets: 3.75% ($462,706.4 mil)

1992 - 1999 Historical total assets, liabilities and capital ($ mil)

2000 - 2011 Historical total assets, liabilities and capital ($ mil)

Historical Total Incomes ($ mil)

Historical Total Expenses ($ mil)

Historical total employees (full-time equivalent)

Assets and Liabilities (December 31, 2011)

  • Dollar figures in thousands
  • 65Total employees (full-time equivalent)
  • $12,338,838Total assets
  • $1,554,108Cash and due from depository institutions
  • $1,486,479Interest-bearing balances
  • $75,482Securities
  • $0Federal funds sold & reverse repurchase agreements
  • $9,671,127Net loans & leases
  • $63,259Loan loss allowance
  • $0Trading account assets
  • $886Bank premises and fixed assets
  • $0Other real estate owned
  • $279,454Goodwill and other intangibles
  • $12,338,838Life insurance assets
  • $757,781All other assets
  • $10,349,456Total liabilities and capital
  • $9,872,652Total liabilities
  • $9,851,610Total deposits
  • $9,872,652Interest-bearing deposits
  • $97Deposits held in domestic offices
  • 0.00%% insured (estimated)
  • $0Federal funds purchased & repurchase agreements
  • $216,077Trading liabilities
  • $0Other borrowed funds
  • $260,727Subordinated debt
  • $1,989,382All other liabilities
  • $1,989,382Total equity capital
  • $1,989,382Total bank equity capital
  • $0Perpetual preferred stock
  • $200Common stock
  • $1,647,211Surplus
  • $341,971Undivided profits
  • Memoranda
  • $0Noncurrent loans and leases
  • $0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
  • $8,267Income earned, not collected on loans
  • $0Earning assets
  • $34,915Long-term assets (5+ years)
  • $11,233,088Average Assets, year-to-date
  • $1,023,549Average Assets, quarterly
  • $9,371,062Volatile liabilities
  • $11,440,282Insider loans
  • $11,424,712FHLB advances
  • $11,163,000Loans and leases held for sale
  • $0Unused loan commitments
  • $0Tier 1 (core) risk-based capital
  • $1,708,135Tier 2 risk-based capital
  • $0Total risk weighted assets
  • $0Total unused commitments
  • $1,977,166Restructured Loans and leases
  • $0Derivatives

Income and Expense (December 31, 2011)

  • Dollar figures in thousands
  • $558,420Total interest income
  • $148,615Total interest expense
  • $409,805Net interest income
  • -$11,841Provision for loan and lease losses
  • $195,787Total noninterest income
  • $0Fiduciary activities
  • $0Service charges on deposit accounts
  • $0Trading account gains & fees
  • $195,787Additional noninterest income
  • $154,953Total noninterest expense
  • $17,525Salaries and employee benefits
  • $840Premises and equipment expense
  • $136,588Additional noninterest expense
  • $462,480Pre-tax net operating income
  • $102Securities gains (losses)
  • $175,509Applicable income taxes
  • $287,073Income before extraordinary items
  • $0Extraordinary gains - net
  • $287,073Net income attributable to bank
  • $0Net charge-offs
  • $287,073Cash dividends
  • $1,248Sale, conversion, retirement of capital stock, net
  • $92,000Net operating income

Performance and Condition Ratios (December 31, 2011)

  • Dollar figures in thousands
  • Performance Ratios (%, annualized)
  • 6.55%Yield on earning assets
  • 1.74%Cost of funding earning assets
  • 4.81%Net interest margin
  • 2.30%Noninterest income to earning assets
  • 1.82%Noninterest expense to earning assets
  • 3.06%Net operating income to assets
  • 3.06%Return on assets (ROA)
  • 4.94%Pretax return on assets
  • 15.42%Return on equity (ROE)
  • 10.48%Retained earnings to average equity (YTD only)
  • 0.02%Net charge-offs to loans
  • -948.80%Credit loss provision to net charge-offs
  • 361.09%Efficiency ratio
  • 25,587Assets per employee
  • 189.83%Cash dividends to net income (YTD only)
  • Condition Ratios (%)
  • 32.05%Loss allowance to loans
  • 0.65%Loss allowance to noncurrent loans
  • 765.20%Noncurrent assets plus other real estate owned to assets
  • 0.07%Noncurrent loans to loans
  • 0.08%Net loans and leases to deposits
  • 97.96%Net loans and leases to core deposits
  • 3325.35%Equity capital to assets
  • 16.12%Core capital (leverage) ratio
  • 15.30%Tier 1 risk-based capital ratio
  • 14.95%Total risk-based capital ratio
  • Memoranda
  • $16Average assets
  • $9,371,062Average earning assets
  • $1,862,268Average equity
  • $8,521,754Average loans

List of branches

  • 1 Utah Branch as of April 05, 2012
  • NoIDNameAddressEstablishedService TypeMap
    048025Ge Capital Financial Inc.6510 Millrock Drive, Suite 200, Salt Lake City, UT 84121Febuary 12, 1993Full Service Brick and Mortar

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