GE Capital Financial Inc. in Salt Lake City, Utah (UT)
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| GE Capital Financial Inc. | |
|---|---|
| General | FDIC Certificate #: 33778 Status: Active Federal Reserve ID: 2017570 Date Established: Febuary 12, 1993 WWW: http://www.gebusinessmarketplace.com Trust Powers Granted: No Bank Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC Offices: 1 (Domestic: 1, Interstate: No) FDIC's unique #: 48025 Numeric code: 23 Regulator: FDIC Insurance Fund Membership: Deposit Insurance Fund (DIF) Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: No State Chartered: Yes Subchapter S Corporations: No Asset Concentration Hierarchy: Commercial Lending Specialization Date of Deposit Insurance: Febuary 12, 1993 Last Structure Change Effective Date: November 06, 2009 Last Structure Change Process Date: November 06, 2009 Last Data Update: November 06, 2009 Data Source Date: April 05, 2012 |
| Location | Address: 6510 Millrock Drive, Suite 200, Salt Lake City, UT 84121 County: Salt Lake Quarterly Banking Profile Region: San Francisco FDIC Geographic Region: San Francisco FDIC Supervisory Region: San Francisco FDIC Field Office: Salt Lake City Office of the Comptroller the Currency (OCC) District: Midwest Office of Thrift Supervision Region: West Metropolitan Statistical Area (MSA): Salt Lake City-Ogden, UT (#7160) Combined Statistical Area (CSA): Salt Lake City-Ogden-Clearfield, UT (#482) Core Based Statistical Area (CBSA): Salt Lake City, UT (#41620) CBSA Metro Statistical Area: Salt Lake City, UT (#41620) |
| History of Changes | Change in Location |
| Financial Summary | Total assets: $12,338.8 mil Equity capital: $1,989.4 mil Deposits held in domestic offices: $9,872.7 mil Return on assets (ROA): 3.06% ($377.6 mil) Quarterly return on assets: 2.32% ($286.3 mil) Return on Equity (ROE): 15.42% ($306.7 mil) Quarterly return on equity: 13.60% ($270.5 mil) Net income: $287.1 mil Quarterly Net income: $66.5 mil Pretax return on assets: 4.94% ($609,538.6 mil) Quarterly Pretax return on assets: 3.75% ($462,706.4 mil) |
| Assets and Liabilities (December 31, 2011) (Dollar figures in thousands) | |
| Total employees (full-time equivalent) | 65 |
| Total assets | $12,338,838 |
| Cash and due from depository institutions | $1,554,108 |
| Interest-bearing balances | $1,486,479 |
| Securities | $75,482 |
| Federal funds sold & reverse repurchase agreements | $0 |
| Net loans & leases | $9,671,127 |
| Loan loss allowance | $63,259 |
| Trading account assets | $0 |
| Bank premises and fixed assets | $886 |
| Other real estate owned | $0 |
| Goodwill and other intangibles | $279,454 |
| All other assets | $757,781 |
| Life insurance assets | $12,338,838 |
| Total liabilities and capital | $10,349,456 |
| Total liabilities | $9,872,652 |
| Total deposits | $9,851,610 |
| Interest-bearing deposits | $9,872,652 |
| Deposits held in domestic offices | $97 |
| % insured (estimated) | 0.00% |
| Federal funds purchased & repurchase agreements | $0 |
| Trading liabilities | $216,077 |
| Other borrowed funds | $0 |
| Subordinated debt | $260,727 |
| All other liabilities | $1,989,382 |
| Total equity capital | $1,989,382 |
| Total bank equity capital | $1,989,382 |
| Perpetual preferred stock | $0 |
| Common stock | $200 |
| Surplus | $1,647,211 |
| Undivided profits | $341,971 |
| Memoranda | |
| Noncurrent loans and leases | $0 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 |
| Income earned, not collected on loans | $8,267 |
| Earning assets | $0 |
| Long-term assets (5+ years) | $34,915 |
| Average Assets, year-to-date | $11,233,088 |
| Average Assets, quarterly | $1,023,549 |
| Volatile liabilities | $9,371,062 |
| Insider loans | $11,440,282 |
| FHLB advances | $11,424,712 |
| Loans and leases held for sale | $11,163,000 |
| Unused loan commitments | $0 |
| Tier 1 (core) risk-based capital | $0 |
| Tier 2 risk-based capital | $1,708,135 |
| Total risk weighted assets | $0 |
| Total unused commitments | $0 |
| Restructured Loans and leases | $1,977,166 |
| Derivatives | $0 |
| Income and Expense (December 31, 2011) (Dollar figures in thousands) | |
| Total interest income | $558,420 |
| Total interest expense | $148,615 |
| Net interest income | $409,805 |
| Provision for loan and lease losses | -$11,841 |
| Total noninterest income | $195,787 |
| Fiduciary activities | $0 |
| Service charges on deposit accounts | $0 |
| Trading account gains & fees | $0 |
| Additional noninterest income | $195,787 |
| Total noninterest expense | $154,953 |
| Salaries and employee benefits | $17,525 |
| Premises and equipment expense | $840 |
| Additional noninterest expense | $136,588 |
| Pre-tax net operating income | $462,480 |
| Securities gains (losses) | $102 |
| Applicable income taxes | $175,509 |
| Income before extraordinary items | $287,073 |
| Extraordinary gains - net | $0 |
| Net income attributable to bank | $287,073 |
| Net charge-offs | $0 |
| Cash dividends | $287,073 |
| Sale, conversion, retirement of capital stock, net | $1,248 |
| Net operating income | $92,000 |
| Performance and Condition Ratios (December 31, 2011) (Dollar figures in thousands) | |
| Performance Ratios (%, annualized) | |
| Yield on earning assets | 6.55% |
| Cost of funding earning assets | 1.74% |
| Net interest margin | 4.81% |
| Noninterest income to earning assets | 2.30% |
| Noninterest expense to earning assets | 1.82% |
| Net operating income to assets | 3.06% |
| Return on assets (ROA) | 3.06% |
| Pretax return on assets | 4.94% |
| Return on equity (ROE) | 15.42% |
| Retained earnings to average equity (YTD only) | 10.48% |
| Net charge-offs to loans | 0.02% |
| Credit loss provision to net charge-offs | -948.80% |
| Efficiency ratio | 361.09% |
| Assets per employee | $25,587 |
| Cash dividends to net income (YTD only) | 189.83% |
| Condition Ratios (%) | |
| Loss allowance to loans | 32.05% |
| Loss allowance to noncurrent loans | 0.65% |
| Noncurrent assets plus other real estate owned to assets | 765.20% |
| Noncurrent loans to loans | 0.07% |
| Net loans and leases to deposits | 0.08% |
| Net loans and leases to core deposits | 97.96% |
| Equity capital to assets | 3325.35% |
| Core capital (leverage) ratio | 16.12% |
| Tier 1 risk-based capital ratio | 15.30% |
| Total risk-based capital ratio | 14.95% |
| Memoranda | |
| Average assets | $16 |
| Average earning assets | $9,371,062 |
| Average equity | $1,862,268 |
| Average loans | $8,521,754 |
| 1 Utah Branch as of April 05, 2012 | ||||||
| No | ID | Name | Address | Established | Service Type | Map |
|---|---|---|---|---|---|---|
| 0 | 48025 | Ge Capital Financial Inc. | 6510 Millrock Drive, Suite 200, Salt Lake City, UT 84121 | Febuary 12, 1993 | Full Service Brick and Mortar |  |
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BankEncyclopedia.com does not guarantee the accuracy or timeliness of any information on this site. Use at your own risk.